Businesses Seeking Loan

AI-powered automation platform designed for kitchen cabinet factories to digitize their end-to-end operations. - Offers a fully integrated system that automates quotation, accounting, client management, and production workflows. - Currently serves 30+ SME factory clients with a target to onboard 100+ within 6 months. - Hybrid revenue model: MYR 6,800 upfront setup fee + MYR 450 monthly subscription. A monthly subscription model with online operations helps businesses maintain strong profit margins. - Helps factories save time, reduce manpower costs, and improve deal closure rates. - Founder brings 13+ years of experience in renovation, marble, and kitchen cabinet industries. - Operates with a valid business registration.

AI-powered automation platform designed for kitchen cabinet factories to digitize their end-to-end operations. - Offers a fully integrated system that automates quotation, accounting, client management, and production workflows. - Currently serves 30+ SME factory clients with a target to onboard 100+ within 6 months. - Hybrid revenue model: MYR 6,800 upfront setup fee + MYR 450 monthly subscription. A monthly subscription model with online operations helps businesses maintain strong profit margins. - Helps factories save time, reduce manpower costs, and improve deal closure rates. - Founder brings 13+ years of experience in renovation, marble, and kitchen cabinet industries. - Operates with a valid business registration.

Unisex beauty salon and spa located in Kingston offering hair styling, haircuts, facials, manicure, pedicure, spa services and corrective skincare services. - Small team of 3 employees providing personalized grooming, skincare and luxury spa treatments. - Target customers: Local residents seeking salon services, walk-in clients, membership holders and beauty-conscious consumers in Kingston. - Current foot traffic: Average of 5 daily walk-ins, growth driven by expanded storefront and added services. - Revenue streams: Pay-per-service salon revenue (haircuts, facials, spa treatments), corrective skincare packages, and recurring income from Alpha membership subscriptions. - Loan purpose: Purchase additional salon & spa equipment and fund marketing to increase bookings, improve service capacity and scale client acquisition. - Competitive edge: Monthly spa specials, membership perks and emphasis on convenience and luxury grooming to differentiate from other salons. - Operational snapshot: Low overhead with 3 staff members, scalable service mix (add therapists or stylists as demand rises) and opportunity to boost revenue with targeted local advertising and promotions.

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam. • Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app. • Plans to launch a monthly wellness magazine as part of awareness and engagement strategy. • Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings. • Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor. • Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%. • Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year. • Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations. • Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth. • Business registered with the MCA.

The business is a professional services firm based in Dubai, UAE, specializing in global document attestation, legalization services, and corporate documentation verification. - Key offerings include document attestation, embassy legalization, apostille services, and corporate document verification, primarily tailored for educational, personal, and commercial use. - The client base consists of individual professionals, students, expatriates, and corporate entities engaged in overseas employment, migration, education, and cross-border business. - The firm has successfully served over 2,000 individual and corporate clients across the UAE, India, Saudi Arabia, the UK, and Europe, with a focus on expanding its B2B relationships with HR consultancies and law firms. - Revenue is generated through a service-based model that includes document attestation, embassy legalization, and MOFA services, alongside corporate packages that provide recurring revenue. - Established partnerships with embassies and authorized legal agents in over 25 countries streamline document processing and enhance client service efficiency. - The founder boasts over 8 years of industry experience in global attestation and visa facilitation, having previously worked with reputable consultancy firms in the UAE. - The firm is headquartered in the Sapphire Tower in Deira, Dubai, supported by operational connections to document processing partners in India and Europe for effective embassy coordination. - Plans for growth include expanding into corporate compliance, translation services, and the launch of an online platform for document tracking and payment, further enhancing service accessibility for global clients.

Located in Batticaloa, this small business specializes in agricultural wholesale, focusing primarily on banana production. - It operates on 1.5 hectares of owned land dedicated to cultivating high-quality bananas, with a production capacity of approximately 57 metric tons per year, efficiently meeting local demand. - The business is managed by a small, dedicated team of three personnel, ensuring hands-on cultivation and quality control. - Its products are sold directly in local markets and to wholesalers for distribution, leveraging both retail and wholesale channels to maximize revenue. - Target customers include local consumers and bulk buyers, expanding market reach. - The business operates with a valid registration certificate.

Located in Rawai, this vibrant sports bar and restaurant caters to both local patrons and tourists looking for a lively dining experience. - Specializes in a diverse menu featuring Thai and western cuisine, offering a unique blend of flavors that appeals to various tastes. - Known for its selection of local beverages and homemade food, ensuring quality and authentic flavors prepared by skilled Thai & western chefs six days a week. - The establishment hosts regular pool matches and events, fostering a community atmosphere where sports enthusiasts can come together. - With a seating capacity of 50, the bar can comfortably host groups, making it an ideal spot for social gatherings or casual dining. - Attracts a steady flow of customers, averaging 20 to 40 visitors daily, contributing to its burgeoning reputation in the local food and beverage scene. - The business generates revenue through food and drink sales, alongside additional income from hosting pool leagues and events to enhance customer engagement. - Business has a trade license.

The business is a landscaping company based in Hyderabad, specializing in tree translocation, which involves relocating trees for highway construction and other projects. - Our primary service is tree translocation, catering primarily to government agencies like NHAI and private construction companies that require these services for highway development. - On average, during highway projects, 20-30% of existing trees are transplanted, showcasing the necessity and demand for our services. - We operate as a private limited company and are GST-registered, ensuring compliance and credibility in the industry. - Our revenue model is based on a per-tree payment system; fees vary from INR 5,000 to INR 3.5 lakh per tree, depending on the size and transportation distance. - Although revenue has declined this year due to adverse weather conditions affecting project availability, we anticipate finishing the financial year with revenues exceeding INR 2 crore as project activity picks up. - In addition to tree translocation, we provide a range of landscaping services, which can be explored for potential expansion of our service offerings in the future.

Located in Delhi, this clinic specializes in physiotherapy and acupressure treatments. - The clinic offers various therapeutic services aimed at relieving pain and promoting wellness. - Focused primarily on patients suffering from spine-related issues, enhancing their mobility and quality of life. - Welcomes an average of 300-400 patients monthly, showcasing a strong demand for its services. - Operated by a dedicated team of 2 qualified staff members, ensuring personalized patient care. - Utilizes a combination of traditional and modern treatment methods to address patient needs effectively. - Revenue generated through direct patient fees for individualized care plans and therapy sessions. - Operates with a valid clinic registration and GST registration.

The company is a retailer of men’s and women’s clothing. - It sources products from six suppliers. It operates on a B2B model and sells clothing to dealers across Sri Lanka. - The business currently works with 150 dealers. - It has two permanent employees to ensure smooth operations. - It functions as a sole proprietorship with a valid municipality license.