Businesses Seeking Loan

• Digital marketing and communication platform designed to connect individuals and businesses through advertising, e-commerce, chatting, online meetings, music, job listings, and property listings. • Multi-service ecosystem offering SMEs tools for promotions, online selling, and customer engagement. • Revenue model includes advertisements, vendor commissions, in-app monetization, and over 20 long-term revenue streams. • Strong traction with 50,000 daily visits, 10,000 app downloads, and a registered user base of 50,000. • Legally registered in Nigeria, USA, and UK, with licenses from NCC, NDPC, Scion certificate from EFCC, CAC certificate and European Union GDPR certificate, UK Tax and Incorporation certificate, USA Tax and incorporation certificates, USA BOIR certificate, etc. • Fully developed and monetized iOS app, Android app, and website ready for scale. • Platform serves individuals, small businesses, vendors, job seekers, and real estate users looking for a unified digital hub. - The monthly sales has dropped due to seasonal fluctuation. Messaging platforms to connect with customers, family and friends.

Specializes in manufacturing and installing sewage treatment plants (STP) for various industries and commercial establishments. - Operates on an order basis, providing customized wastewater treatment solutions to meet client requirements. - Serves a diverse client base of over 500 high ticket clients, ensuring efficient revenue and sustainable water management. - Holds valid GST and MSME certifications, ensuring compliance with industry and government standards. - Focuses on high-quality manufacturing and seamless installation, helping businesses meet environmental regulations and sustainability goals.

One of the best coffee buns from Vietnam. - Established bakery products factory in Vietnam with a turnover of more than VND 3.6 million yearly. - Specializes in producing bakery products for both retail outlets and other businesses. - We supply to our own retail shops and other businesses. - Has 10 full-time and 10 part-time staff. - Production capacity of 20K pieces of bun a day. - Halal certified and SFA approved standards food factory. - Established 10 years back. - The business needs 35 employees for carrying out the operations as the business is expanding and we are also planning to hire more.

One of the best coffee buns from Vietnam. - Established bakery products factory in Vietnam with a turnover of more than VND 3.6 million yearly. - Specializes in producing bakery products for both retail outlets and other businesses. - We supply to our own retail shops and other businesses. - Has 10 full-time and 10 part-time staff. - Production capacity of 20K pieces of bun a day. - Halal certified and SFA approved standards food factory. - Established 10 years back. - The business needs 35 employees for carrying out the operations as the business is expanding and we are also planning to hire more.

The business fosters growth by training underutilized talent, allowing them to work on real client projects under our management, thus ensuring quality delivery and practical learning, while also contributing to the business's revenue streams. Business has a lean team of only two employees including the owner. We plan to increase the revenue in the near future. The business efficiently serves over 20 clients from diverse sectors, including startups, small businesses, and aspiring freelancers, focusing on custom web and mobile app development, branding, and digital solutions. These are all small ticket projects. Our revenue model is straightforward and sustainable, we convert services into income by offering value-driven, project-based and retainer-based solutions that solve real business problems. What sets us apart is our self-sustaining marketing and sales setup, built entirely in-house with automation-driven lead generation, conversion pipelines, and client onboarding systems, reducing dependency on external agencies and keeping operational costs low. Business has a GST license.

Operates as a technology services company providing end-to-end tech solutions, application development, and digital marketing services. - Core offerings include Android and iOS mobile app development, custom software solutions, and digital marketing support for businesses. - Handles an average of 2–3 client projects per month across development and marketing engagements. - Operates with a lean, remote-first team structure, enabling high profit margins and low fixed operating costs. - Serves startups and SMEs seeking cost-effective, scalable technology and digital growth solutions. - Structured to support flexible project-based engagements with scope to expand into recurring service contracts.

Honduran-based distributor in Tegucigalpa with 30 years’ experience in petroleum product and automotive accessories distribution. - Core product line includes silicon spray and protector dashboard cleaner, both automotive maintenance chemicals with high repeat demand. - Holds exclusive distribution rights in Honduras for the U. S. manufacturer of silicon spray and Protector, providing a competitive moat and supplier exclusivity. - Silicon spray is the market-leading automotive silicone in Honduras, known for quality and durability; Protector faces supply shortages locally, indicating strong unmet demand. - Customer base: 50+ wholesale clients (auto shops, parts retailers, fleet maintenance businesses) plus walk-in retail store customers; strong B2B and B2C mix. - Revenue model: product resale margins from exclusive-brand automotive chemicals, repeat sales from maintenance products, and wholesale contracts; low fixed overhead with contract-based staff. - Operations: lean team of 5 employees, owner-led client relationships and hands-on customer service instead of relying on sales reps, fostering high customer retention and personalized service. Also hires part time staff. - Market position strengthened by solid partnerships with other automotive-sector businesses, enhancing distribution channels and credibility. - Compliance: holds official registration certificate, enabling legal trade and institutional sales.

Serving over 70-80 repeat clients locally, including luxury hotels, boutique accommodations, and high-end home retailers. Revenue model: - Direct Sales: Supplied to hotels, spas, and retailers. Supply frequency is daily for retailers and on order basis for hospitality businesses. Also sold through the retail showroom. - Wholesale: Partnering with distributors for broader market reach. - E-commerce: Offering products through online marketplaces, catering to both individual customers and small businesses. - Promoter has over 20 years of expertise in the textiles and home linens industry. - Proven track record of innovation and quality in product development. - Long-standing partnerships with top-tier hotels and hospitality chains. - Collaborative relationships with interior designers and procurement managers. Industry Awards and Certifications: - "Best Luxury Linens Supplier" by the Hospitality Industry Association. - "Excellence in Home Textiles" award at the International Textiles Expo. These highlights underscore our commitment to quality, customer satisfaction, and industry leadership. The sales dropped significantly last year as there was a nationwide economic crisis and this year the business has stabilized.

Company engaged in leasing passenger vehicles for both private and business clients. - Offers flexible lease terms designed to suit individuals, small businesses, and corporate needs. - Currently serves a base of about 300 active clients, demonstrating steady demand and retention. - Has been in operations for few years, with assets growing steadily and profitability achieved. - Generates consistent net profits, supported by expansion in leasing portfolio and efficient operations. - Leased vehicles act as collateral, covering more than 150% of the outstanding portfolio balance. - Operates with established processes for client acquisition, lease management, and vehicle maintenance. - Founder-led business with experience in automotive leasing and customer relationship management. - The business operates with a valid operations license.

The business is a founder-led consulting and boutique professional services firm providing high-touch advisory support to enterprises and growth-stage businesses navigating expansion, restructuring, and brand evolution. The business operates on a project-based and retainer consulting model, delivering strategic advisory services remotely with low overhead and strong margin control. Revenue is generated through structured engagements tied to defined scopes and outcomes, allowing for predictable billing and disciplined execution. The company currently maintains a small, selective client base, including one Ultra High Net Worth (UHNW) client under a long-term multi-year advisory arrangement, with additional enterprise-level engagements in active discussion. This selective model prioritizes depth of engagement and quality of outcomes over volume. The company has been fully bootstrapped to date, demonstrating capital discipline and the founder’s ability to build and operate the business without external funding. The firm operates entirely online, enabling efficient delivery and centralized management without the need for permanent staff. The founder brings extensive cross-industry experience spanning consulting, hospitality and food and beverage, fintech-adjacent strategy, and international business advisory. This multidisciplinary background informs the firm’s ability to advise across operational, brand, and market-entry considerations. The business maintains proper state registration, a valid operating agreement, and an active EIN. Future growth plans include expanding the advisory client base and formalizing a scalable digital platform to support curated specialist engagement under the firm’s consulting oversight.

Insurance broker offering a wide variety of insurance products. - The company generates revenue through annual commission on annual premiums paid from insurers, with varying commission rates for different insurance products. - Notably, the company receives a 30% commission for motor insurance products, 20% for non-motor, and 10% for health insurance. - Company sells 65% of its policies to individuals and 35% to corporate and businesses, showcasing a balanced client base. - Certified and licensed by the Insurance Regulatory Commission of Sri Lanka (IRCSL) to whom we send our financial reports every quarter. - The owner has 27 years of experience in the insurance industry.

Planning to develop a project as a joint venture between the promoter's company, which specializes in assisting businesses in Mexico to align their production processes with environmental, labor, safety, hygiene, water, and energy regulations, and a leading American software company with a strong subsidiary in Mexico that delivers world-class enterprise applications. - The project aims to develop a technological platform to manage and trace hazardous and special management waste from the generation site to the final disposal place, while automating legal compliance processes. - The platform will target waste generators, transporters, collection centers, and final disposal sites in addition to industries that generate hazardous, special management and common urban waste which includes including manufacturing, chemical, pharmaceutical, healthcare, and waste management companies. - The revenue model is expected to be a monthly or yearly subscription-based charged from the businesses and a transactional application as a service scheme. - Currently the project is in the development stage. Will be using low code tools for its construction in a cloud environment. It will be launched initially in the state of Coahuila, targeting a universe of 96,000 companies or business units. - The business is closing a MOU with Environmental Authorities of Coahuila State (SMA) to validate data acquired through platform, linking collected data from the clients to their database, thereby simplifying legal compliance.

The business provides reliable Wi-Fi and TV channel services in Panruti, catering to the growing demand for digital connectivity. - Currently serving 150 satisfied clients, the business has built a strong customer base focused on high-quality service delivery. - Core products include high-speed internet access that meets the needs of both residential customers and small businesses. - Comprehensive TV channel packages are available, offering various entertainment options tailored to customer preferences. - Revenue is primarily generated through subscription models, ensuring consistent income from Wi-Fi and TV services. - The business differentiates itself through personalized customer service and quick response times, driving customer satisfaction and loyalty. - Operates with a valid registration certificate.