Businesses Seeking Loan

• Agro-commodities trading business specializing in 1121 basmati rice and green cardamom. • Currently non-operational but ready to start immediately. • Focus on wholesale supply and exports to Dubai-based wholesalers. • Promoter brings 7 years of experience in agro-commodities trading with established supplier contacts. • Holds a valid IEC code for international trade.

Business type: Common Service Centre (CSC) / professional services kiosk located in Karamsad, Anand district, operating as a Bank of Baroda business correspondent (BC) crosspoint. - Owner/operator: Solo proprietor with 1 employee providing local digital and financial services. - Core services: PAN card application and correction, MSME certificate facilitation, FSSAI certificate assistance, and general document processing. - Banking services: Cash withdrawal and basic banking transactions from customers’ Bank of Baroda accounts as a BC agent. - Financial services: Money transfers (domestic remittances) and insurance application assistance acting as an agent/intermediary. - Customer base & activity: Approximately 125 active customers with an average of 5 service transactions per month. - Revenue model: Fees and commission from government document facilitation (PAN/MSME/FSSAI), BC cash withdrawal commissions, money transfer charges, and insurance referral/agent commissions. - Target customers: Local residents, small business owners and micro-entrepreneurs in Anand seeking PAN, MSME/FSSAI registration, banking access, remittance and insurance services. - Competitive advantage: One-stop local access to government e-services, bank cash withdrawal and financial inclusion services in Karamsad, reducing travel and paperwork for customers. - We operate from a small office and currently do not use a website or mobile apps for our operations.

Located in Taubaté, this non operational cloud kitchen specialized in offering unique Korean dishes infused with Brazilian spices. - Previously operated from home, providing a convenient and cost-effective solution for delivering gourmet meals without a physical storefront. - At its peak, the business received approximately 5-10 daily orders, showcasing its potential for steady customer engagement. - Orders were primarily received through local online platforms and phone calls, making it accessible for customers in the community. - The cloud kitchen ceased operations 6 months ago due to funding challenges but is eager to relaunch and tap into its loyal customer base. - The menu's unique fusion of Korean and Brazilian flavors was highly appreciated, indicating a strong market demand for multicultural cuisine. - With plans to restart operations, the business aims to attract not only previous customers but also new food enthusiasts in Taubaté. - Holds a valid registration certificate.

The bakery specializes in selling cakes, biscuits, and cookies with half kg cakes being their best-selling product. - The starting price of products is INR 300. - The business has established tie-ups with 5 nearby corporate clients to cater their events. - The bakery has a loyal customer base, with some customers patronizing the business for over 5 years. - The daily footfall averages at around 30-40 customers. - Online orders through a tie-up with Winnie contribute to 50% of the bakery's sales, with the other half being in-store sales. - The bakery undertakes deliveries within a 10km radius of the store. - It has a total seating capacity of 10-15 customers. - The business is operated by a total workforce of 7 including part-time workers, including the owner with 3 years of experience, and a family member with 5 years of experience in the industry. - We have all the necessary licenses and approval to operate including the FSSAI license.