Businesses Seeking Loan

1. The company is a bakery products manufacturer located in Lampung, Indonesia. Our company is registered in Jakarta but we run our operations from Lampung. 2. Currently, the business employs 50 individuals, and it focuses on producing and selling bread products. 3. The company's current market reach is primarily in the Lampung area, with aspirations to expand sales to other provinces in Indonesia in the future. 4. The payment system utilized by the company for its products is cash on delivery. 5. The manufacturing capacity of the factory allows for the production of approximately 60 sacks of flour or 80,000 pieces of bread per day. 6. The company has established partnerships with 50-70 agents in the Lampung area, enabling distribution and sales of its products. 7. The business has primarily served snack and food distributors as its major clients and aims to further develop its customer base. The business only worked for two months last year.

One of the leading exporters of semi-processed used hydrocarbon oils, importing over 50,000 MT annually from Canada, the USA, and the Caribbean Islands to India, promoting sustainability in the circular economy. - Operates with a zero-capital expenditure model, generating monthly revenues exceeding $300,000 and sharing profits with financial partners to maintain a low-risk operational framework. - Promotor is an accomplished entrepreneur with extensive experience in fuels, metals, automotive, and aerospace sectors, ensuring strong leadership in the market. - Exclusive sourcing agreement with Matrix Ridge Inc. and partnerships with top recycling and waste management firms guarantee secure, end-to-end processing of used oil products. - Committed to sustainability and compliance, recognized for innovative recycling practices, and holds certifications for hazardous waste management and environmental standards. - Plans to expand into re-refining operations to convert imported used oils into high-value base oils, enhancing profitability and solidifying control over the recycling process. - Shipping over 1.2 million liters of oil monthly and currently finalizing two consignments, demonstrating robust operational capacity. - We operate with very few employees in the company as most of the work is taken care of by our partners. - Fully compliant with regulatory requirements, holding both GST and IEC codes for import/export operations.

The startup is strategically located in Kolkata, a significant hub for the export of commodities like ferro alloys and coal. - We will be involved in exporting high-quality ferro alloys crucial for steel manufacturing, with confirmed interest from top steel manufacturers in Europe and Indonesia. - The leadership team consists of a Chartered Accountant and an MBA from a Tier-1 business school, providing strong financial and strategic acumen and a global industry network. - Holds valuable export licenses and maintains relationships with over 10 suppliers, ensuring a steady and reliable supply chain. - Will sources materials from Durgapur and Haldia, known for their rich reserves, supporting efficient logistics and distribution. - Despite having a lean team of 3 employees, the startup leverages expertise and industry connections for effective operations and growth. - The firm capitalizes on the professional experience of the promoter who has worked in established export companies such as QVC Exports and World Metal FZC, enhancing its credibility and market reach.

1. Overview & location: Boutique resort strategically located near the world-renowned Radhanagar Beach in Havelock Island, Andaman & Nicobar Islands. The resort caters to both domestic and international tourists seeking comfort, cleanliness, and authentic island hospitality. 2. Accommodation capacity: Total Rooms: 12 well-maintained units, including air-conditioned and non-air-conditioned rooms, designed for couples, families, and solo travellers. In-house restaurant serving Indian, Continental, and fresh seafood delicacies. 3. Revenue model: Room Revenue: Daily room rentals under EP, CP, MAP, and AP plans. F&B sales: From the restaurant serving in-house and walk-in guests. Travel services (optional extension): Partner commissions from ferry bookings, island tours, scuba diving, and bike rentals. Online OTA listings: Active partnerships with platforms like Booking. com, Agoda, Goibibo, and MakeMyTrip ensure a steady flow of bookings. 4. Client base & volume: Serves approximately 4,000–5,000 guests annually, with a seasonal peak between October and March. Repeat clients and high online ratings ensure steady footfall. Diversified clientele from India, Europe, and Southeast Asia. 5. Promoter background: Family-owned and professionally managed by an experienced operator with hands-on expertise in operations, guest relations, and strategic growth. Deep understanding of tourism trends in the Andaman Islands and strong local relationships. 6. Business relationships & network: Tied up with leading OTAs (Online Travel Agencies) and local tour operators. Relationships with scuba diving centres, cab services, and ferry operators enhance guest experience and generate referral income. 7. Recognition & guest reviews: Highly rated on TripAdvisor and Google Reviews for: ✓ Personalized service. ✓ Proximity to the beach. ✓ Delicious local cuisine. ✓ Clean and peaceful ambience. 8. Future potential: Room for expansion on adjacent land or adding premium cottages. Opportunity to host yoga retreats, honeymoon packages, or curated island experiences. Scope for digital marketing and brand collaboration to tap into premium travelers and influencers.

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam. • Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app. • Plans to launch a monthly wellness magazine as part of awareness and engagement strategy. • Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings. • Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor. • Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%. • Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year. • Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations. • Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth. • Business registered with the MCA.

• Premium pet care brand from India focused on cat and dog hygiene, grooming, and enrichment products. • Core product portfolio includes cat litter, cat scratching mats, catnip, cat dental chew sticks, and pet shampoo. • Products are sold under the company’s own brand and positioned in the premium, eco-friendly pet care segment. • Majority of sales are generated through online marketplaces such as Amazon and Blinkit, supported by strong repeat demand. • Also operates a B2B model supplying retailers and distributors with a revenue split of 20%–30%. • Serves thousands of recurring customers with steadily growing monthly revenues exceeding INR 3 lakh. • Manufacturing is contract-based with established supply partners, enabling asset-light scaling and quality control. • Promoters are experienced pet parents with deep category knowledge and active involvement in product development. • Multiple new SKUs, including nutrition products, are in the pipeline to expand wallet share and customer lifetime value. • Positioned to benefit from India’s rapidly premiumising pet care market and increasing pet ownership trends. • Registered as an LLC last year and holds GST and IEC for domestic and export scalability.

Mumbai-based company specializing in connecting avid buyers and available opportunities in the auction market. - Completed 18 auction collaborations with auctioneers worldwide. - Done over 900 global auction participation to date. - Promoters have a cumulative experience of 13.5 years. - Active participant in the auction industry for the last 10 years. - Capital raised as of 31st March 2022 stands at INR 14 crore. We have serviced INR 5.25 crore and our current capital stands at INR 8.75 crore. - Technologically backed process of procurement and sale of auction-worthy items. - We are in the process of accumulating new assets for auction. As a result, our revenue has dropped. Need funds for the same reason. - We generate revenue by selling auction-worthy items to customers for a profit and facilitating auction services through collaborations. - Business has no loans or liabilities. - Company has 2 partners with equal shares.

We are one of the first used vehicle showrooms in Balasore. - Our showroom has a large client base from all over Odisha. - We sell around 20 to 27 vehicles every month. - We only deal in 4-wheelers. - Our business experienced a reduction in the run rate sales due lack of working capital.

Based in Barong Tongkok, West Kutai, East Kalimantan, the business specializes in offering trucking solutions. - A steady partnership of two years with PT Kruing Lastari Jaya (Smart Tbk), a key player in the oil palm industry, providing a consistent revenue stream and business stability. - Access to a dedicated fleet of 15 dump trucks, enabling flexibility and readiness to cater to transportation demands efficiently. - Operates on a contract-based billing system, allowing for immediate submission of bills upon contract completion — handling up to 10 contracts a month increases cash flow and financial liquidity. - Utilizes a rental model for transportation equipment to mitigate risks and reduce maintenance costs, ensuring sustainable operations with limited liabilities. - Opportunities to enhance service offerings and expand clientele in the material transportation sector, leveraging the ongoing demand within East Kalimantan's industrial landscape. - Seeking capital to boost operational capabilities and fund truck rentals, allowing for scalable growth and enhanced service delivery efficiency.

We offer overseas education, immigration and settlement services that focus on abroad opportunities for salaried professionals, individuals & overseas investors, with an aim to provide the best service delivery to the clients. - We want to seek funds for working capital to improve and start the second phase of our operations to scale up and expand the business on a larger scale. - Planning to scale up operations and investment to expand and grow the business to the next level. - To date, we have 70+ clients and are working on hiring skilled employees to build our team to retain more clients. - We have experienced high growth in a short span of time. - All promoters have more than 10 years of experience in this industry. - We started our operations in the year 2021 and registered as an LLP with a total funding of INR 8 lakhs (contributed equally by each founder) - The business has three partners with an equal stake in the company. - The company has not taken any loans previously. - We have a team of sales and documentation, and our employees are crucial in maintaining the operational efficiency of the business. - Our services are comprehensive and priced competitively as well. - Our relationship with clients and staff is healthy. - We have a direct tie-up with registered job placement firms in Lithuania, Ireland, Malta, Poland, Portugal, UK, Canada, and New Zealand. - Due to limited funds, Companys' growth is average and stable. - We help clients gain approval with their visa petitions and applications.

Why we exist. Our vision is to position India as a global leader in creativity and innovation. Currently, India ranks 52nd in the Global Innovation Index (2019, Cornell University). We aim to: • Introduce cutting-edge technology and innovative product designs ahead of global competitors. • Develop a vast network of creative professionals and innovators within India. • Deliver quality education that nurtures problem-solving and design thinking skills. Key focus areas: • Critical thinking through structured learning objectives. • Creativity through ideation and iterative learning. • Communication via visual expression. • Collaboration through interactive learning platforms. • Prevention of misinformation and incorrect practices. • Expert guidance to ensure skill development in visualization and creative potential. Our Approach. We address 21st-century education demands by focusing on the "4Cs": • Critical Thinking: Encouraging analytical problem-solving. • Creativity: Stimulating ideation and innovation. • Collaboration: Promoting interaction and teamwork. • Communication: Enhancing expression through visual mediums. We achieve this by: • Removing barriers that deter individuals from pursuing creative careers. • Dispelling misconceptions about art and design education. • Expanding the scope of creative learning beyond grades and job placement. Impact: • Producing a generation of innovative minds. • Enhancing career opportunities in India. • Positioning India as the top choice for outsourcing creative talent. Our curriculum. • Design Thinking & Communication-based education. • 12-year progressive syllabus. • Scientifically researched and developed content. • Engaging, innovative, and delivered through an online platform. Aspirations: • Establishing Design Thinking & Communication education centers across Tamil Nadu, Kerala, Andhra Pradesh, and Karnataka by 2028. • Building a "New Creative India" by 2035. Core Belief: "Creativity is not inherited—it can be stimulated and nurtured. " Technology & automation. We have invested ₹15 Cr in a bootstrap model to build a robust digital ecosystem, including: • Our own conference platform, similar to Google Meet, Zoom, and Teams. • A unique business model integrating course delivery with conferencing tools. • Seamless handling of 1M+ students through advanced database management. • Performance tracking and automated certification systems. • Integrated ticketing system for quality monitoring. Achievements & recognition. • Emerging Icon Award (2019) – Times of India. • National Education Excellence Award (2020) – Kites Production, Delhi. • Curriculum integration in 20+ schools in Chennai. • Conducted 100+ free art & handwriting workshops. • Provided free educational consultation to 10K+ parents annually. • Trained 6,000+ students and numerous teachers & specialists. Market Potential. • 85% of parents see art education as vital for child development. • 58% report a lack of access to quality art education. • The demand for creative education in India has grown by 70% in the last five years. • Global art market growth: $524.43B (2023) → $557.49B (2024) at 6.3% CAGR. • Indian art school market: $120M (2019) → $250M (2025) at 14.9% CAGR. • Projected revenue (Tamil Nadu market): ₹140 Cr over five years, with ₹40 Cr in profits. • Future potential: ₹1,000 Cr+ with AI-driven immersive learning expansion across India.