Businesses Seeking Loan

Seeking senior secured lender on a $1.5 million short-term commodity trade finance facility for a Turkish tobacco trader. - Each deal amount is approx $750,000 on shipment of tobacco leaves from India to Antwerp, Belgium. - Up to 2 deals may overlap but cannot exceed $1.5 million in aggregate. - Each deal is for a total duration of approx 60 – 90 days and is on an uncommitted, transactional basis and continuously recurs. - Each deal is comprised of 2 phases. First phase is voyage finance from India load port to a warehouse in Antwerp, Belgium for a duration of up to 60 days. - Second phase is warehouse finance in Antwerp, Belgium for a duration of up to 30 days. - Shipped tobacco is pledged as collateral to the Lenders. - Senior secured lender to provide 85% of each loan. - The company will provide 15% of each loan as a junior secured lender and document the agreements and book/administer the loans. Senior lender interest rate is SOFR + 12%pa. Current SOFR is approx 5.35%pa. Thus, all in rate is 17.35% pa (=12% + 5.35%) currently. - There will be a floor SOFR of 3.5% pa. - Established 16 years ago and headquartered in Istanbul, Turkey, promoter is a tobacco producer and trader. The company has over 120 employees of which 30 employees are in Turkey. - There are 100 clients, globally located but most of them are in Europe. - The company has 7 years of strong relationship with the Indian supplier, ITC. Purchases 4 - 5 shipments from ITC every year with satisfactory performance on quality and quantity. - Company's total assets are $4.5 million, and annual sales are $2.8 million. - The promoter is New York based and is currently in Tokyo, the business is headquartered in Istanbul.

Seeking senior secured lender on a $1.5 million short-term commodity trade finance facility for a Turkish tobacco trader. - Each deal amount is approx $750,000 on shipment of tobacco leaves from India to Antwerp, Belgium. - Up to 2 deals may overlap but cannot exceed $1.5 million in aggregate. - Each deal is for a total duration of approx 60 – 90 days and is on an uncommitted, transactional basis and continuously recurs. - Each deal is comprised of 2 phases. First phase is voyage finance from India load port to a warehouse in Antwerp, Belgium for a duration of up to 60 days. - Second phase is warehouse finance in Antwerp, Belgium for a duration of up to 30 days. - Shipped tobacco is pledged as collateral to the Lenders. - Senior secured lender to provide 85% of each loan. - The company will provide 15% of each loan as a junior secured lender and document the agreements and book/administer the loans. Senior lender interest rate is SOFR + 12%pa. Current SOFR is approx 5.35%pa. Thus, all in rate is 17.35% pa (=12% + 5.35%) currently. - There will be a floor SOFR of 3.5% pa. - Established 16 years ago and headquartered in Istanbul, Turkey, promoter is a tobacco producer and trader. The company has over 120 employees of which 30 employees are in Turkey. - There are 100 clients, globally located but most of them are in Europe. - The company has 7 years of strong relationship with the Indian supplier, ITC. Purchases 4 - 5 shipments from ITC every year with satisfactory performance on quality and quantity. - Company's total assets are $4.5 million, and annual sales are $2.8 million. - The promoter is New York based and is currently in Tokyo, the business is headquartered in Istanbul.

Business highlights: • Over 5,000+ loyal customers across the U. S. , with a high repeat purchase rate and strong word-of-mouth referrals. • Revenue model includes direct-to-consumer (D2C) e-commerce sales, wholesale to retail boutiques, and strategic partnerships with clean beauty platforms. • Founder-formulated by the promoter, a self-taught skincare expert who personally developed each product through extensive research, testing, and ingredient sourcing. • Strong business relationships with ethical suppliers, boutique retail partners, and clean beauty influencers. • Recognized by clean beauty advocates and blogs for transparency, ingredient integrity, and social impact. • Certified cruelty-free, vegan, and woman-owned, with a mission-driven brand that resonates with conscious consumers. • Growing social media presence with 100K+ highly engaged followers and influencer support in the clean beauty space. • Customer testimonials and reviews highlight product efficacy, scent, texture, and visible results. • Future plans include national retail expansion, subscription-based sales, and launching new product lines in body, lip, and hair care.

Signage manufacturing company based in Indore. - Specializes in acrylic signboards for commercial branding and advertising needs. - Receives 5-10 high-ticket orders, serving businesses and corporate clients. - Previously worked with well-known brands like Airtel, demonstrating industry credibility. - Operates with a valid GST, ensuring regulatory compliance. - Maintains high profit margins due to premium pricing and a lean operational structure.

1. Scale & clientele. 1,000+ Clients Served at present – Including retail homebuyers, NRIs, investors, and institutional partners. 20+ Completed projects – Spanning residential, commercial, and plotted developments across Chennai. 2. Revenue model. Primary revenue streams: Direct sales of residential/commercial units (80% revenue). Plot sales & land monetization (15%). Approval/consulting services for developers (5%). Pricing strategy: Competitive yet premium positioning for townships; affordable segment focus for apartments. 3. Promoter expertise and employees. Late Founder & CEO: - 20+ years in real estate development and construction. Hands-on leadership in land acquisition, approvals, and customer-centric projects. Legacy of ethical business practices and community-driven development. - The business is functioning well, with 20 employees managing both the operational tasks and managerial responsibilities, ensuring smooth operations. 4. Strategic relationships. Government & regulatory: Strong ties with RERA, municipal authorities for swift approvals. Financial partners: Collaborations with leading banks/ HFCs for buyer financing. B2B alliances: Trusted vendor network (construction, materials, marketing). The business sells turnkey real estate solutions with clear value propositions: For Homebuyers: Ready-to-move-in flats (1–3 BHK; INR 25 lakh – INR 1.5 crore) – Target: Middle-class families. For Investors: Plotted developments – Fully approved layouts with 20–30% appreciation potential. Commercial spaces – Steady rental yields (8–10% annually). For partners/developers: Land Banks with Approvals – Ready for JVs or bulk sales. Regulatory advisory – Expertise in RERA, land conversion, and zoning. Awards: Indian achievers award: Presented at Dubai by former Hon’ble Governor of Tamil Nadu. Participated in the Indo -Gulf Friendship & Economic Co-operation Conference held at Dubai. Pride of India award: Presented at Bangalore. Building industry leadership award: Presented at New Delhi, Governor of Tripura for Outstanding individual achievements & distinguished service to the nation. Honorary Doctorate Award was conferred by “ World Classical Tamil University ” London, United Kingdom, on for social activities.

Cold storage that mostly stores the farmer's produce and has 1,000 to 1,500 farmers as their customers. - Potato is the most stored produce in our storage. We receive the product during the time Feb to mid-April. The storage is generally distributed from July to the end of August and by the time of November the potato produce is exhausted. - From October till June the storage has a new product which is apples that are generally stored for 5 months. - Oranges and grapes are more perishable items and are stored for a period of 30 days. - The produce is distributed to wholesalers and district mandis. - Our revenue is earned through the rent paid by the farmers and traders for storing their products. - The business does not have continuous cash flow, we do not receive payment monthly, and we receive payment only after the storage period ends. - Potato storage rent is fixed among the farmers and traders. - The storage is currently running at 80% capacity and we wish to maximize our capacity by utilizing the loan amount. - The company is registered in Kanpur, but it is operating from Gonda.

Located in Bandung, the business will be a beauty clinic specialising in holistic beauty healthcare, focusing on personalized aesthetic treatments and skincare products tailored primarily for women aged 25-55. - The clinic's top-selling services will include non-invasive treatments like Mesoskin and Skin Boosters, catering to women seeking hydration, rejuvenation, and improved skin texture. - Revenue streams will be diversified through both service-based offerings, such as peeling glass skin treatments, and a proprietary skincare line designed for various skin types, ensuring continual customer engagement. - A unique selling point includes home care services, allowing clients to receive aesthetically-focused treatments in the comfort of their own homes, appealing to busy professionals and mothers. - The business will be led by a COO with a Bachelor of Medicine and a Master of Health Management, ensuring comprehensive oversight of both medical and operational facets. - The clinic plans strategic partnerships with third-party skincare manufacturers for white-label production, guaranteeing consistent quality and strong brand identity in halal and syar'i-compliant beauty services. - With a strong emphasis on quality service delivery, the business will employ certified doctors and skilled beauticians, positioning itself as a trusted name in the aesthetic industry. - As of now, the business is in the process of obtaining the necessary registrations and approvals.

Client reach: Successfully partnered with 50+ clients across Oman, UAE, Qatar, and Saudi Arabia in industries such as hospitality, construction, healthcare, agriculture, education, retail, and IT. - Candidate network: Have access to a large pool of skilled candidates from Sri Lanka, India, the Philippines, Nepal, Bangladesh, Myanmar, and Africa. - Revenue model: The business generates income through placement fees charged to employers, typically as a percentage of the candidate’s first-year salary or via a flat rate per position. - Promoter experience: Founded and led by the promoter, a seasoned professional with over 21 years in the hospitality and recruitment sector in Oman, UAE, and Sri Lanka. Held leadership roles in top star classes hotels in Sri Lanka, UAE and Oman. - End-to-end solutions: Services include candidate sourcing, interviews, shortlisting, employer negotiations, Both party contracts and agreements, visa processing, medical and embassy coordination, ticketing, and onboarding. - Reputation & trust: Widely recognized as a trusted and well-connected recruitment professional in Oman, known for ethical practices and delivering consistent results.