Businesses Seeking Loan

Company specialized in providing construction consultancy and contracting services across residential and commercial sectors. - The firm efficiently manages approximately 2 projects every month, emphasizing higher engagement in commercial projects. - The business holds a professional engineering license, enhancing its credibility and ensuring compliance with industry standards and regulations. - Leveraging international credentials, the company primarily serves prominent construction companies, establishing robust partnerships with foreign clients in the USA and Germany. - The consultancy has successfully positioned itself to cater to the growing demand for expertise in commercial real estate development. - The client portfolio includes significant international projects, underscoring the firm’s global reach and competitive edge in construction management and consultancy services.

Company specialized in providing construction consultancy and contracting services across residential and commercial sectors. - The firm efficiently manages approximately 2 projects every month, emphasizing higher engagement in commercial projects. - The business holds a professional engineering license, enhancing its credibility and ensuring compliance with industry standards and regulations. - Leveraging international credentials, the company primarily serves prominent construction companies, establishing robust partnerships with foreign clients in the USA and Germany. - The consultancy has successfully positioned itself to cater to the growing demand for expertise in commercial real estate development. - The client portfolio includes significant international projects, underscoring the firm’s global reach and competitive edge in construction management and consultancy services.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

The 27 enterprise clients working with us include Shoppers Stop, Indian Terrain, Celio, boAt, Eastman Exports, Celebrity Fashion Group, Radiant Finserv, and Mintify. The company grew 8x Y-o-Y on the back and improved sales and marketing through online channels like LinkedIn. The company has a SaaS model where each client pays an annual license fee of INR 9 lakh that needs to be renewed annually. The product has been in the market for the 3 years and has been tried and tested. Promoters come with experience of more than 15 years in the IT industry.

Car dealership located on Havelock Road in Colombo, specializing in premium brands like Toyota, Honda, Audi, Benz, and Land Rover. - In operation for 7 years, consistently delivering strong sales performance and customer satisfaction. - Achieves over 10 vehicle sales per week, reflecting solid demand and a strong foothold in the premium segment. - Staffed by 5 experienced employees providing personalized service to support customer retention and referrals, being a car dealership, it maintains high ticket sizes helping the business maintain high sales and profits. - Targets high-end customers looking for luxury and quality vehicles. - Fully registered and compliant, ensuring business transparency and investor confidence. - Currently seeking investment to expand operations and extend market presence, with strong growth potential.

The company specializes in real estate rental and investment, offering a range of services including property purchasing, renovation, and management, providing investors with guaranteed monthly income while handling all aspects of property management. - With a focus on attracting working and middle-class investors, the company has successfully raised over £250,000 and returned £350,000 to investors, highlighting a track record of successful investment and management. - Operating with a lean team of 3 employees, the company undertakes an average of 10-12 property projects annually, leveraging contract-based workers for renovations and maintenance, thus optimizing operational efficiency. - Demonstrating a prudent approach to property investment, the company conducts comprehensive research and due diligence on potential properties, considering factors such as location, crime rates, proximity to facilities, stations, and schools to inform investment decisions. - With a portfolio of over 100 properties acquired throughout the UK in the past 4 years, the company has established a strong presence and expertise in the real estate market, providing investors with diversified opportunities for property investment. - Company positions itself as offering higher returns to investors within a year, appealing to individuals seeking enhanced investment opportunities in the real estate sector. - The company generates the majority of its revenue from rental projects, and it's commitment to professionalism and client satisfaction is evident. - The business holds TDS, PRS, and ICO licenses, as required by regulations.

Offer MEP, and HVAC for industrial, residential, and commercial projects across Dubai. - We currently have 5 clients including NPC Trojan and GBH Constructions. - Have completed 3 turnkey projects since inception. - Most of our clients are MNCs and we are specialized in HVAC system implementation for residential projects. - The average project duration for MEP and HVAC projects is 10 - 12 months. - The business works on an asset-light model. We only procure assets that are a must and contract out the rest. - We are planning to acquire some equipment and hire technical staff in order to expand the business and save costs in the long run. - The promoter has more than 18 years of experience in the sector.

The business is located in Dehradun, a city known for its growing market and potential for expansion. - Company currently has 3 employees dedicated to providing men's salon services, including haircuts and other hair services. - With an average of 40 customers daily, the business has established a steady client base and demonstrates consistent demand for its services. - In addition to traditional salon services, the company offers body massage services, which can be availed at the customer's location, providing convenience and a competitive edge in the market. - The business possesses an MSME (Micro, Small & Medium Enterprises) Certificate, indicative of its recognition as a small-scale enterprise and potential eligibility for various government incentives and support. - The company's focus on men's grooming presents a niche market opportunity and allows for specialized service offerings, potentially leading to increased customer loyalty and retention. - The business's ability to provide on-demand body massage services distinguishes it from traditional salons, catering to the growing demand for personalized and convenient wellness services.