Businesses Seeking Loan

Factoring company operating from a business center in Cali that currently manages factoring operations for USD 40 million. - In the current market conditions, the banks have become our main competition, and the Colombian Central Bank has increased the capital requirement from commercial banks. The banks are now offering higher deposit rates, so they are becoming more attractive to certain investors who have decided to send their money to the banks. - Also, we have more factoring deals of companies that are not being attended by the banks in their working capital requirements. - From this month, we need at least COP 20 billion for the current deals, we know a lot about the market, and the funds will be invested to get invoices for multiple triple-A companies as payors. - Current market conditions make it viable to offer the funder at least 18% annually in Colombian pesos. - We estimate our growth of operations will be at least 25% for the next year. We currently serve about 300 clients and need more cash to fund our growth.

The business is a non-operational industrial sweet potato processing plant based out of Brazil. * Market and competition analysis. - Target market: - Food and beverage industry. - Cosmetics industry. - Bioplastics industry. * Competition. - Direct competitors: companies processing sweet potatoes and other starchy vegetables. - Indirect competitors: corn and sugar cane producers, which are traditional alternatives for the production of alcohol and starch. * Competitive differentials. - sustainability: sustainable and ecological production. Innovation: Diversified products with high added value. - Quality: strict quality control standards. * Risk mitigation strategies: - Mitigation: diversification of products and target markets, strategic partnerships for distribution and sales. * Operational risks. - Mitigation: Investment in advanced technologies and automation to increase efficiency and reduce failures. * Financial risks. - Mitigation: Strict financial management, with cost control and resource optimization, in addition to capital reserves for contingencies. * Regulatory risks. Mitigation: Compliance with all local and international regulations, implementation of governance and sustainability policies. - The processing plant will have a capacity of processing 30 tons of sweet potato per day. - Every 10,000 sq m planted, generates 80 to 100 tons of industrial sweet potatoes. - All production is already pre-sold. - The business can commence its operations 5 months after receiving the funding and can start repaying the loan 6 months after receiving the funding. - The company is registered and is yet to obtain licenses to commence operations. - Annual Growth Projection. * Year 1: Annual revenue of BRL 22,464,000.00. * Year 2: Growth of 20%, totaling BRL 26,956,800.00. * Year 3: Growth of 30%, totaling BRL 35,043,840.00. * Year 4: Growth of 40%, totaling BRL 49,014,976.00. * Year 5: Growth of 50%, totaling BRL 73,592,448.00.

Courier aggregator company that connects ecommerce sellers with multiple courier services to ensure fast and reliable deliveries. - Our platform allows sellers to access a variety of shipping options, choose the best courier service for their needs, and manage all their shipments in one place. - By partnering with a network of trusted courier companies, we streamline the logistics process, giving sellers more flexibility and efficiency in fulfilling orders. We handle the coordination between sellers and couriers, making shipping easier, faster, and more cost-effective. - In essence, we simplify shipping for ecommerce businesses, helping them focus on growth while we take care of their logistics. - Our revenue model will be based on earning commissions from transactions processed through our platform. - We have an established network of ecommerce courier companies, which we plan to onboard soon onto our platform. - We are gearing up to launch our operations this month. - Although our website is fully developed, our app is under development. - We hold all necessary licenses, including GST registration and company incorporation. - Our promoter has over 6 years of experience in the logistics and courier industry.

Our primary revenue comes from distributing coffee under our own brand, offering 5+ premium varieties crafted from high-quality Arabica beans. - Production is done in small batches to ensure freshness and meet demand as needed. - In addition to coffee, we manufacture a range of coffee machines, from professional-grade models to compact instant machines, with over four distinct types currently in production. - We produce approximately 200 machines each month, all backed by a seven-day technical service guarantee, ensuring top-tier performance and customer satisfaction. - Our team of 25 full-time employees ensures seamless day-to-day operations. - We are the official supplier of coffee and machines to the Beachcomber Group, the largest hotel chain in Mauritius - a testament to our quality and reliability. - The high growth observed over the past year was primarily driven by securing contracts with large hotel chains, along with an increase in the number of supply agreements, significantly boosting both coffee and machine sales. - The business operates as a private limited company.

Our company offers a wide range of logistics services to our clients. - We do not own any ships, vehicles, or airplanes. All services are outsourced from large-scale logistics and freight companies. We are partnered with 3 such companies that are based in UAE. - Our company adds a fixed percentage margin on the price we pay for outsourcing these services. This is the only source of revenue for the company. - Our clients are charged on the basis of the category of services, pick-up and drop destinations, weight and size of the shipment along with the type of goods that must be transported. Our operations are limited to all the Middle Eastern countries for now. - We have recently begun operations and have provided ground and marine logistics services to 2 clients who are essentially companies dealing with precious metals and chemicals. There has been an even revenue split between these two services. - Currently, we possess 3 to 4 more contracts that are yet to be fulfilled. The contacts are for our warehousing and other logistics services. - Since the company is relatively new, we are still deciding on more details about the revenue and pricing models. - Our company requires major capital infusion which will allow us to expand the business. With incoming contracts, we will be able to make a timely interest payment and repay the capital amount within the stipulated time period.

We are a wholesaler of two-wheeler vehicle parts. - On a monthly basis we receive 15-30 orders. - We have both B2B and B2C transactions. - Majority of our revenue is from B2B operations. - The business has tie-ups with 5-10 suppliers from whom we source our products.