Businesses Seeking Loan

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

We are manufacturer of furniture upholstery and sell our product both online and offline. - Have business relations with Amazon-Souq and Noon to sell our products online within UAE. - Company has 1,500 products listed on Noon with 750 more to be listed within a few days. - We have 40 clients which include retailers and huge corporate clients. - Also, have a warehouse that acts as a showroom to provide products to individual customers. - Our products are produced on an order basis and we have the capacity to produce 15 pieces per day. - Promoter has over 20 years of experience in the field of manufacturing. - Plan to increase our market in Saudi Arabia and Oman in the future. - Have received a permanent order for 2 years for 15 sofa sets per day for which we require funding.

Company focused on manufacturing home furniture and supplying furniture plywood, exotic veneer, and furniture components to wholesalers and manufacturers. - Primarily engaged in serving 12 local clients, with a monthly supply frequency and an average client supply value of FJD 15,000. - With a current manufacturing capacity utilization of 20%, the company has the potential to generate FJD 3.6 million upon full utilization. - The company holds a forestry import license for raw materials, indicating its commitment to sourcing quality raw materials for its products.

Company focused on manufacturing home furniture and supplying furniture plywood, exotic veneer, and furniture components to wholesalers and manufacturers. - Primarily engaged in serving 12 local clients, with a monthly supply frequency and an average client supply value of FJD 15,000. - With a current manufacturing capacity utilization of 20%, the company has the potential to generate FJD 3.6 million upon full utilization. - The company holds a forestry import license for raw materials, indicating its commitment to sourcing quality raw materials for its products.

We are into manufacturing and processing of Cotton rolls, Cotton waste, Fiber waste and Polyester. - Our products are majorly used in Blankets, Mattresses and filling used in Sofa sets. - Currently, we have 15+ clients and most of our stock is exported to countries like China and Dubai. - Our sales have picked up this year because of infusion of working capital by one of the promoter. - Promoters have a business experience of 4+ years.

A textile manufacturing business based in Pali, Rajasthan that has been operating since 2005. - We convert raw material such as cotton, wool etc into fabric that can be used by apparel manufacturers to make clothes. - Our business has two manufacturing units located in Pali. - We follow a process called chemical processing to convert the raw material to usable fabric. - Raw material is purchased from 3 suppliers. - We sell fabric to wholesalers who further sell the products pan India. Currently, we are selling to over 100 wholesalers.

Established furniture and mattress manufacturing company based in Sangli. - We have a manufacturing capacity of 250+ mattresses per month. - We sell to retail outlets and individual customers. We have a large individual customer base and 12-15 furniture outlets. - Promoter has 10 years of work experience in the industry. - We will be registered as a private limited company in the next 6 months. - We are Udhyam registered and have a license from the local municipality.

We are a men's and women's apparel store. - We sell our products through our website and through other retail stores. - Receive 25-50 orders weekly from our online store and the retail orders depend on the sales they have made. - We generate equal revenue from both verticals. - Have 5+ apparel stores that sell our products. - The products are designed in-house and the fabric is cut by our team while the stitching is done by a third party. - Have around 10 designers working with us for the past 4 years and our services are recognized for quality finished products. - We need more employees as we design and cut the fabric on our own. - Promoter has 10+ years of experience in the industry. - The business has a registration certificate.

Served over 1,000 residential clients and 500+ commercial establishments, including offices, schools, hospitals, and retail outlets. - The customer base continues to grow through repeat contracts and referrals. - Service-based revenue comes primarily from one-time requests like deep cleaning, pest control, and sanitization. - Recurring revenue is generated from long-term contracts for facility management, annual maintenance, and commercial housekeeping. - Flexible pricing is offered, tailored to client needs and market demand. - Led by industry professionals with 10+ years of expertise in pest control, cleaning solutions, and facility management. - Proven track record in operations, client management, and service delivery excellence. - Strong partnerships exist with vendors for high-quality eco-friendly cleaning products and equipment. - Trusted relationships have been built with leading corporates, co-working spaces, and residential societies. - Loyalty is maintained through reliability and customer satisfaction. - Recognized as a Top Facility Management Provider in Gurgaon by industry associations. - Awarded for excellence in customer service and eco-friendly practices. - Modern tools, such as high-pressure cleaning machines, industrial-grade pest control solutions, and advanced safety gear, are used in operations. - Seamless service booking and customer support are ensured through online platforms and CRM tools. - Consistent year-on-year growth in revenue and client acquisition has been achieved. - Operations have expanded across Delhi NCR, with plans to enter new markets in North India. - Committed to using eco-friendly chemicals and minimizing environmental impact. - Promotes awareness of sustainable pest control and cleaning solutions among clients. - Scaling operations through franchise partnerships and collaborations is a key focus. - Plans are in place to launch specialized services like water tank cleaning, post-construction cleaning, and industrial pest control. - A 4.8/5 rating on Google and other review platforms reflects positive customer feedback. - Testimonials highlight professionalism, punctuality, and effective service outcomes.