Businesses Seeking Loan

Based in Kanki, specializing in organic manures and soil vitalizers specifically designed for agriculture, orchards, and tea plantations. - Successfully operating with a B2B and B2C model, serving over 100 retail dealers and more than 150 direct purchasing farmers. - Promotes farmer satisfaction through a focus on quality products, customer service, and expert advice on soil health and farming practices. - Founded and led by a promoter with an M. Sc. in Agricultural Science and over 35 years of industry experience. - Business operates on a strong foundation of scientific knowledge applied practically, though an agricultural license is pending procurement. - Supported by MSME and GST certifications, ensuring compliance and credibility in the organic farming sector. - Potential for growth through enhanced promotions, on-farm demonstrations, and educational meetings tailored to farmers’ needs, leveraging the promoter's extensive market expertise.

Our business is engaged in processing and roasting of coffee and tea. Majorly focusing on coffee as of now. - We are currently importing coffee beans from Africa. We have tied-up with contacts in Africa for the same. - Process and roast the coffee in Norway and we have a processing capacity of 20 ton of coffee per year. - We are supplying to coffee shops, breweries, and dealers. Have a customer database of 100 customers. - Business has no outstanding loan and is run by a sole owner. - We are working with Averøy municipality today, where we have great support. We also work closely with Innovation Norway. We now have fixed agreement with the Britannia Hotel in Trondheim for all coffee products. - We did not report any revenue last year as we had problems with our first delivery from Africa and our goods were delayed by 6 months due to Covid.

Our business is engaged in processing and roasting of coffee and tea. Majorly focusing on coffee as of now. - We are currently importing coffee beans from Africa. We have tied-up with contacts in Africa for the same. - Process and roast the coffee in Norway and we have a processing capacity of 20 ton of coffee per year. - We are supplying to coffee shops, breweries, and dealers. Have a customer database of 100 customers. - Business has no outstanding loan and is run by a sole owner. - We are working with Averøy municipality today, where we have great support. We also work closely with Innovation Norway. We now have fixed agreement with the Britannia Hotel in Trondheim for all coffee products. - We did not report any revenue last year as we had problems with our first delivery from Africa and our goods were delayed by 6 months due to Covid.

The vision is to make dried hibiscus flower the no. 1 herbal beverage drink in North America in the next five years. - As an immune-boosting drink, hibiscus tea is produced as RTD beverage for health benefits. - The produced drinks are packed in can and bottle under our own brand name. - Majority of our hibiscus supplies originate from small farmers in West Africa. - We currently produce the beverage in small quantity based on the demand. The plan is to set-up a manufacturing facility to increase the capacity. - Many years of research and development has gone into producing this drink. - Drinks are sold via our own website also through wholesale distributors. - Promoter has dedicated over 30 years working with farmers and small businesses in Sub-Saharan Africa. He’s also worked extensively with capital market firms in North America and he holds a degree in marketing.

Organic coffee bean trading business. - We get the beans from local farmers and sell them directly to factories. - Currently supplying to 3+ factories. - We employ contract workers and part-time workers based on requirements. - The promoter has 3 years of experience. - Majority i. e. 25 % of the revenue is generated from coffee bean trading. - The company also operates a 26 seater bus within the town.

Our parent company was established 19 years ago and was providing design and development of music instruments. - Now we're planning to set up a retail music live entertainment, a new venture under this company. - Also the facility will have coffee with seating capacity of 30 to 50 people. - Have lot of contacts with manufacturers in India and China to purchase guitars and other instruments. - It's a very new concept which includes a full recording studio with equipment already purchased, also a live entertainment system. - Our coffee & tea bar will have fine items for snacks that will go with coffee. - We will also provide free internet and a relaxed fire place with comfortable chairs, seating for live shows which would be done in the evening. - We are also planning to sell tickets for other live shows and events. - Our assets include license, vendor contacts, recording studio, equipment.

The cooperative society works with 1185 farmers, emphasizing ethical and fair trade practices in the production and sale of coffee and cocoa beans. - It is a 100% locally Morobean coffee growers-owned society. - The business primarily focuses on selling coffee parchment and cocoa beans. - The company has secured a niche in the market by exporting 10 to 20 containers of Fair Trade Certified coffee to Germany, Australia, and the UK under a Niugini Coffee, Tea & Spices Exporter License. - The annual revenue generated by the business is PGK 800k, showcasing a steady financial performance. - The business has a unique position in the market, with a focus on ethical and fair trade principles, and has the potential for further growth and expansion. - We have all the necessary licenses and fair trade certifications to run including the coffee mill processing license and exporter license.

The café is a vibrant Indian tea chain with 3 outlets located in Bangalore, focusing on a unique fusion of traditional and modern chai experiences. - The menu features a diverse array of teas, including masala chai, elaichi chai, and black ginger chai, complemented by over 50 Indian-fusion savory snacks. - Approximately one-third of the revenue is generated from the sale of chai patti, iced tea, and other desi items available in-store. - The business operates on a company-owned model, maintaining direct ownership and management for optimal control over quality and customer experiences. - The café's concept blends traditional Indian chai offerings with a modern café setting, positioning the brand as a distinctive player in Bangalore’s café culture. - Average spending per customer group is about INR 350, with customer ratings between 3.5 and 5.0 stars, indicating overall satisfaction. - Run-rate sales have significantly increased following the launch of two new branches this year. - Besides individual customers, the café has partnerships with local offices for regular meal and chai deliveries, and leverages platforms like Swiggy and Zomato for greater market reach. - The business is registered with an FSSAI license.

Key highlights: - Boutique bilingual school with a focus on personalized, inclusive education. - 91 students enrolled; targeting 140 for break-even. - Revenue model: Tuition, after-school programs, exchange programs, and space renting. - Last FY revenue: ฿24.3M; net loss reduced from ฿13.5M to ฿3.2M. - Promoters are hands-on with strong operational and marketing experience. - Backed by soft loans from founder/director (฿8MB) – showing high internal commitment. - Growth via campaigns, community engagement, and strategic fundraising. - Business operates with a valid registration certificate.

Cafe operates in Zamboanga with a dedicated team of 8 employees focused on delivering premium quality beverages. - The business boasts a robust client base of over 5,000 loyal customers, with 70% accounting for repeat business. - Current revenue streams include beverage and food sales constituting 70%, supplemented by catering (15%), events/workshops (10%), and merchandise (5%). - With a 15% year-on-year growth, the cafe demonstrates strong financial performance. - The staff comprises 10 skilled baristas, cooks, and customer service representatives, operating under experienced hospitality management. - Positioned in a high-traffic area, the cafe offers a seating capacity of 50, aiming to cater to both individual customers and community events. - The cafe plans to expand its menu, open additional locations, enhance its digital presence, and increase its events/workshops to drive growth. - Financial projections: 1. Revenue growth: PHP 2,500,000 (year 1), PHP 2,875,000 (year 2), PHP 3,306,250 (year 3). 2. Net income: PHP 500,000 (year 1), PHP 875,000 (year 2), PHP 1,306,250 (year 3). 3. Break-even point: 6-9 months. 4. ROI: 30% within 3 years.