Businesses Seeking Loan

1. Current portfolio. 1.1 We have 135+ dancers attending 400+ classes; - average number of classes attended per dancer = 3 or more. This is a HIGH average number of classes per dancer because our dancers have the opportunity to do multiple genres with us. 1.2 Pre-covid annual revenue was almost SGD1mil with only 130+ dancers which led to expansion plans with a bigger studio in central Singapore. However, we were severely impacted by covid as we committed to triple our rental expense JUST before covid-closures forced our revenue to drop to only 40% of our usual revenue for 9 months. 1.3 Opportunity to pivot. Since then, we have slowly recovered, but the market has changed substantially. There are now many new ballet schools, & parents are much more willing to invest in training & opportunities to compete. Which is why we need to innovate which leads to our 2-prong expansion plan; A) To draw in pre-school dancers looking for more than just ballet. B) To provide high-quality productions for performers to have an opportunity to perform (instead of just doing exams & competing) Our annual concerts & public performances are reputed to be very high quality & professional. There is also a shortage of performance opportunities for dance-heavy performances in Singapore. We would like to direct our capabilities in this area to regularly produce high quality productions. We tested this 2 years ago and our production was extremely successful. Plse refer to our reason for seeing a loan for more details. 1.4 Our current studios are 2000sq ft + 1100 sq ft. - centrally located in Singapore - good location. 1.5 We have a proven track record of producing top dancers for their age group - 4 (of our original 20+ '1st generation' of dancers) are now pursuing full time careers as dancers. 2. Notable achievements. 2.1 Consistently > 90% Distinctions with our UK based Ballet exams, & > 95% with our Australian based Tap & Jazz exams. 2.2 Since 2013, every year, we win Champion dancer &/or studio for the 2 biggest competitions in Singapore. 2.3 Finalist in Asia's Got Talent season 1 (out of 12,000 acts which auditioned across 12 countries) 2.4 We are considered part of the AXN's Got Talent 'family' - we are always invited to participate in Asia's Got Talent franchise specials considered age- appropriate for our dancers. 2.5 Overseas performance trip to Disneyland / Hollywood Boulevard / Universal Studios in LA. 2.6 Regular public performances to showcase dancers. 3. Brand name. 3.1 Recognised as an industry leader / maverick for always daring to do something different / more to enhance our dancers' experience / journey. 3.2 Strong relationships with other dance schools in Australia & Esplanade due to our reputation.

• Wholesale jewellery business offering nose rings, rings, necklaces, and other gold & diamond ornaments. • Serves both men’s and women’s jewellery segments with a focus on high-quality craftsmanship. • Supplies directly to retail jewellery shops across Nepal, the UK, and Australia. • Established client base of 60+ active retail customers. • Led by a promoter with an MBA and over 17 years’ experience in the finance sector. • Registered with a certificate of incorporation and is a member of the Gold and Diamond Association of Nepal.

• Wholesale jewellery business offering nose rings, rings, necklaces, and other gold & diamond ornaments. • Serves both men’s and women’s jewellery segments with a focus on high-quality craftsmanship. • Supplies directly to retail jewellery shops across Nepal, the UK, and Australia. • Established client base of 60+ active retail customers. • Led by a promoter with an MBA and over 17 years’ experience in the finance sector. • Registered with a certificate of incorporation and is a member of the Gold and Diamond Association of Nepal.

Our software company stands out with its remarkable achievements and strong foundation. We've successfully served over 70+ clients across industries- locally and globally, demonstrating a consistent growth rate of 20% year-on-year. Our team, led by seasoned promoters with over 15 years of combined experience, brings a wealth of technical expertise and strategic insights to every project. Our strong business relationships are a testament to our reputation in the industry, having formed strategic partnerships with key players that enhance our product offerings. We're proud recipients of the 'Innovation Excellence Award' for our groundbreaking software solution, which has revolutionized business management for SMEs and MSMEs. Our efforts have earned us recognition from growing tech publications. With a client retention rate of 85%, we've built enduring partnerships that speak to the value and impact of our solutions. As we continue to evolve and innovate, we're poised to accelerate our growth and make even more impactful contributions to the software landscape. "

Seasoned entrepreneur with a successful track record in fashion and wellness in Australia is poised to venture into the Cambodian hospitality sector. - Strategic expansion into the flourishing tourism landscape of Krong Siem Reap, Cambodia, with a new hotel business venture. - Targeting the vibrant tourism hotspot of Krong Siem Reap, which attracts millions of visitors annually, capitalizing on the city's rich cultural heritage and growing travel industry. - Leveraging extensive business acumen from the founder's previous ventures to establish a unique hotel experience in the competitive hospitality market. - Intent to tap into Cambodia's burgeoning hospitality industry by providing exceptional services and accommodations amidst Siem Reap's iconic Angkor Wat vicinity. - Promoter has numerous years of experience in the hospitality industry. Promoter is currently in Australia and will relocate to Cambodia to start the operations.

The primary company a US licensed company seeking to expand operations into the MENA, Sub-Sahara, & Middle East Asian Regions. - We are in the development stage of a fully integrated enterprise e-learning and hiring system. - Our software would offer services in the field of e-learning, job portal, training, migration services. - Have a standing contract with Oracle for NetSuite installation and legal partnership with a reputed law firm in Dubai, UAE. - We are in negotiation with Ulatus to have social media content and all training course content translated into twelve different languages. - Have esteemed local sponsor in Dubai who is well-reputed in the real estate and hospitality sectors. - Accepted on the AFSIC dashboard gaining high attention to build our program in at least 5 African nations. - Already have contracts in place, awaiting funding from NetSuite for ERP and Ulatus for translation of products into 12 different languages. - IT support is located in India. - Beta testing will be done in next month and will be launched within two months. - In talks with partners in Canada, Australia, Netherlands, Amsterdam to set up offices. - Revenue streams will be based on subscription fees, commissions, and paid services. - Our employees work remotely, and we need the current manpower as we plan to expand to new locations.

Business is a large scale manufacturer of clothes. - We have a manufacturing unit on 25,000 sq. ft. owned land worth a huge amount in the assets. However, we do not have assets we can liquidate to fund the expansion as they are all functional. - The monthly manufacturing capacity of the factory is around 150,000 pieces and is currently running at full capacity. - We have 47 wholesale and retails clients in Bangladesh. - We also export to 18 countries including Spain, Italy, USA, Portugal, Denmark, Brazil, Australia and Japan. - Business is a member of The Bangladesh Garment Manufacturers and Exporters Association (BGMEA) - The owner has 10+ years of experience in the industry.

We provide online and digital marketing services and help companies boost their sales through Facebook and Instagram advertisements. - Since our inception, we have worked with over 50 companies. Currently, we are associated with 7 clients. - Our clients are based out of India, Australia, and the USA. - We have a commission-based revenue model. We charge a 20% commission on the sales generated by advertisements. - Depending on the client's need and the services we provide we also charge a fixed service fee. - This is a sole proprietorship with no outstanding liabilities or dues.

Mylapore-based technology firm with 15 employees. - Core offerings: Custom app development (mobile & web), responsive web development, and full-stack web applications. - Digital marketing & growth: SEO, social media, and online engagement strategies to boost client visibility and lead generation. - Immersive tech: AR & VR solutions and 3D modeling for product visualization, training, and interactive experiences. - Entertainment & engagement: Game development for mobile and web platforms to drive user retention and monetization. - Customers: Serves 25+ clients across startups, SMEs and enterprises including Australian, Canadian, medical, and water-purifier businesses. - Revenue model: Project-based fees and custom development contracts for web, app, AR/VR, 3D modeling, digital marketing, and game projects. - Market reach & expansion: Domestic base in India with growing international clients in Australia and Canada, targeting global software development and digital transformation needs. - We require 15 employees in the design and development team to manage the overall business operations.

The company manages four distinct beauty brands and are looking to add more brands to the portfolio. - The primary revenue source is an Australia-based beauty school with 1,300 enrolled students. - Courses (online courses) offered include lash and brow artistry, hair styling, and makeup, featuring 30 different makeup lessons. - Proprietary content has attracted an audience that is 85% female. - Additional plans to acquire an scale two skincare brands with large growth opportunities. - Our D2C skincare products are mainly sold through the company’s own website in various global locations. - Our cosmetic brush line is available in the UK market. - The promoters have 5 years of industry experience. - The company operates under an LLC registration. - Manufacturing is outsourced to four different suppliers. - The team includes 10 contract workers.

• Education consultancy and skill training center specializing in international education, language training, and overseas employment opportunities. • Focused on helping Nepali students and professionals study, work, and intern abroad, primarily in Japan and select European countries. • Offers comprehensive support for immigration, visa processing, and placement coordination. • Successfully placed 83 students last year across study and work programs in Japan and Europe. • Currently has over 225 enrolled students undergoing language and skill training. • Strong international network of 25+ partner language schools and Japanese companies offering employment opportunities. • Sales temporarily impacted by the current political situation in Nepal, but long-term demand remains strong. • Incorporation certificate and Education Ministry certification in place, ensuring full compliance and credibility. • Positioned as a trusted international education and workforce mobility brand empowering Nepali youth through global exposure and skill development.