Businesses Seeking Loan

• Upcoming institutional-grade mixed-use Grade A commercial development in Varthur, Bengaluru, featuring premium retail and Built-to-Suit (BTS) office space. • The project is planned on owned land and will comprise approximately 70,000 sq. ft. of premium commercial space, subject to statutory approvals. • Designed as a mixed-use development with high-street retail on the lower floors and Grade A office space above, catering to long-term institutional occupiers. • The office component is being developed as a Built-to-Suit (BTS) asset for Global Capability Centers (GCCs), multinational corporations, managed workspace operators, technology companies, and other enterprise occupiers. • The retail component is targeted at national and international brands, supermarkets, banks, healthcare clinics, cafés, restaurants, fitness centers, and lifestyle businesses. • The project will generate revenue through long-term office and retail leases, lease escalations, and capital appreciation. At full occupancy, it is expected to achieve an estimated rental income of approximately INR 35 lakh per month (INR 4.2 crore annually) based on an estimated lease rate of INR 50 per sq. ft. per month. • The development offers flexibility for single-tenant occupancy, multi-tenant leasing, or managed workspace operations, depending on market demand and occupier requirements. • Strategically located in the Whitefield–Varthur corridor, close to major IT parks, premium residential communities, educational institutions, and upcoming infrastructure developments, supporting strong demand from corporate occupiers and retailers. • The project is designed with efficient floor plates, dedicated parking, power backup, modern infrastructure, high-speed connectivity, and institutional-grade specifications. • Construction will commence immediately upon receipt of the required approvals and is expected to be completed within approximately 8–12 months. • The promoter has experience in commercial real estate development, BTS projects, hospitality ventures, and institutional leasing opportunities. • Open to strategic partnerships, equity investment, co-development, office pre-leasing, retail leasing, and institutional collaborations.

Please note: the financial figures below relate to the target restaurant being acquired. SMERGERS requires the headline financial metrics to reflect the applicant's current business rather than the acquisition target. Target restaurant historical financials: - Annual revenue approximately EUR 500,000. - EBITDA margin approximately 28% - Net profit exceeds 20% - Approximately 27,000 customers annually. - Average customer spend approximately IDR 400,000. - Same ownership for more than 20 years. - Long-term lease with approximately 13 years remaining. - No financial debt. - Excellent Google and Tripadvisor reputation. - Fully operational business with experienced staff and established operating procedures.

Manufacturer of premium corporate uniforms and workwear, serving businesses with customized apparel solutions at scale. - Designs and manufactures premium corporate shirts, trousers, branded polo T-shirts, formal blazers, industrial workwear, and complete uniform kits. - Generates revenue through B2B sales to corporate clients across multiple industries. - Serves more than 100 corporate customers, supported by long-term business relationships and repeat orders. - Led by promoters with over 15 years of experience in the uniform manufacturing industry, backed by strong expertise in design, production, and client servicing. - Maintains long-standing relationships with corporate customers and has received an excellence certificate from Maruti Suzuki, one of its key clients, reflecting its quality standards and service capabilities. - Well-positioned to expand its corporate customer base by leveraging its manufacturing capabilities, industry experience, and reputation for delivering premium uniform solutions. - Holds GST registration.

• Food manufacturing company specializing in authentic Filipino ready-to-eat meals, bakery products, and pastries. • The business has commenced commercial operations this week, so there is no revenue yet. • Has already secured two supply contracts, including a five-year supply agreement. • Plans to supply approximately 25 retail outlets under its existing distribution agreements. • Operates with a current production capacity of approximately 925 meals per day, which can be expanded to around 5,000 meals per day using the existing facility. • Will generate revenue through the manufacture and wholesale supply of ready-to-eat meals, bakery products, and pastries to retail stores and distribution partners. • Benefits from an established digital presence through Instagram, Facebook, and TikTok, supporting brand visibility and customer engagement. • Holds a valid trade license and operates in compliance with applicable regulations. • Well-positioned for growth by increasing production, fulfilling contracted supply volumes, expanding its retail network, and strengthening distribution across additional markets.

BPO business offering worldwide business services to help companies grow. - Specializing in appointment setting, we help various businesses like commercial cleaning, solar energy, merchant cash advance (MCA), home services, healthcare, property management, and other B2B and B2C campaigns, depending on our clients' needs. - Our services include outbound sales, lead generation, customer support, and business development for clients in the USA, Canada, Australia, and beyond. - We earn money by providing outsourced call centre services. Depending on the project, our clients pay us per qualified appointment, per lead, per sale, per hour, or through customized service agreements. - Our goal is to help businesses generate more customers, increase revenue, and improve customer engagement while reducing their operational costs. - Currently, we have 5 solid clients and handle about 3 campaigns daily on commission-based contracts, earning between USD 80 - USD 220 each. - Our business did face a hiccup and paused just after 6 months due to low funds, but we've been back in action for the last 3 months. - Though we’ve downsized to just 2 employees from 10, we're focused on regrowing and thriving in the outsourcing game. - There’s been a sudden increase in revenue since we restarted operations three months ago after a shutdown.

Top-notch bespoke tailor located in Kuala Lumpur, with over 20 years of mastery in the industry. - Our specialty is crafting high-quality menswear for VIPs, including leaders, directors, and business owners who demand excellence and style. - Normally we get 10-15 customers every month. - Our sales fluctuate a lot every month, while our current monthly sales have an average of MYR 15 thousand, however in some months we end up doing MYR 50-60 thousand in sales and due to this we are able to achieve annual sales of MYR 240+ thousand. - We have a database of about 100+ VIPs across Malaysia who have been the clients of this business at some point in the last 21 years. - This is a legacy business with a rich history. Pre-covid we had our own factory and in-house army of tailors. However, due to Covid operations were scaled. We now only hire tailors on a project basis and have no full-time employees working for the business. - The business has a Certificate of Incorporation which is required for smooth operations.

• Established manufacturing company operating since 6 years in Gauripur, Dhubri, Assam, specializing in recycled plastic granules for industrial applications. • Manufactures high-quality recycled PP, HDPE, and LDPE plastic granules used as raw materials by plastic product manufacturers. • Serves 4–5 active clients, including leading plastic manufacturers across Assam and North Bengal. • Products are used by injection molding companies to manufacture plastic furniture, household goods, packaging materials, and other commercial and industrial plastic products. • Operates with a manufacturing capacity of approximately 30–32 tonnes per month, supporting consistent supply to regional customers. • Generates annual turnover exceeding INR 2 crore, with an average monthly net profit of approximately INR 2.25 lakh. • Generates revenue through the manufacture and sale of recycled plastic granules to plastic processing and injection molding companies. • Supports sustainable manufacturing by converting plastic waste into high-quality recycled raw materials, enabling customers to reduce production costs. • Holds a valid GST registration and operates in compliance with applicable regulations. • Well positioned for growth by expanding production capacity, increasing its customer base, and supplying additional markets across Eastern and North-Eastern India.

Located in Tanza, our store offers a wide selection of rice, canned foods, fresh meats, vegetables, and fruits. - We serve our friendly neighborhood, catering to everyday grocery needs. - With only one dedicated employee, we maintain a personalized shopping experience for our regular customers. - We pride ourselves on providing fresh and quality products, double-checking every item before delivery. - Customers can easily place orders through our online posts and enjoy free delivery right to their doorstep. - We currently have 25+ loyal clients who visit the shop and 15+ online delivery depends on us for their daily essentials. - Our business model allows us to make money through direct sales and delivery services. - We focus on building strong relationships with our neighbours, ensuring they always receive great customer service. - Previously sales were strong but due to other shops springing up and copying the concept our sales have dropped. Thus, plan to increase or expand the product range and improve the display to attract more attention from customers.