Businesses Seeking Loan

Business located in Seremban, a paddy farming enterprise with SSM and agriculture registrations. - Currently non-operational since 5 years due to COVID-19; planning to restart cultivation and processing operations. - Core activity is paddy cultivation using high-technology farming methods (precision agriculture and mechanized planting) to increase yield and reduce labor costs. - Vertical integration plan to move from selling paddy to rice mills toward acquiring rice mill and performing in-house rice milling and processing. - Product line includes harvested paddy, milled rice (white/specialty grades after processing), and potential by-products (rice bran and husk) for added revenue streams. - Customers primarily were government buyers and institutional buyers (public procurement contracts), plus wholesale distribution channels for processed rice. - All machinery is procured from Japan, ensuring advanced technology, high efficiency, and reliable farming and processing operations. - When operational, historical quarterly revenue ranged between MYR 500,000 and MYR 1.2 million depending on harvest cycles and seasonality. - Planned revenue model is to sell milled rice through distribution and government tenders, plus possible contract farming and bulk supply agreements; additional income from value-added rice products and by-product sales. - Competitive advantages are tech-enabled paddy planting for higher yields, existing regulatory registrations, and established government buyer relationships.

Business located in Seremban, a paddy farming enterprise with SSM and agriculture registrations. - Currently non-operational since 5 years due to COVID-19; planning to restart cultivation and processing operations. - Core activity is paddy cultivation using high-technology farming methods (precision agriculture and mechanized planting) to increase yield and reduce labor costs. - Vertical integration plan to move from selling paddy to rice mills toward acquiring rice mill and performing in-house rice milling and processing. - Product line includes harvested paddy, milled rice (white/specialty grades after processing), and potential by-products (rice bran and husk) for added revenue streams. - Customers primarily were government buyers and institutional buyers (public procurement contracts), plus wholesale distribution channels for processed rice. - All machinery is procured from Japan, ensuring advanced technology, high efficiency, and reliable farming and processing operations. - When operational, historical quarterly revenue ranged between MYR 500,000 and MYR 1.2 million depending on harvest cycles and seasonality. - Planned revenue model is to sell milled rice through distribution and government tenders, plus possible contract farming and bulk supply agreements; additional income from value-added rice products and by-product sales. - Competitive advantages are tech-enabled paddy planting for higher yields, existing regulatory registrations, and established government buyer relationships.

Men's shirt manufacturing and wholesale unit in Naihati that has been in operations for the last 4 years. - Currently, operations are on a halt due to the pandemic. - Produced and sold 4,000 pieces of shirts to 4 distributors across various districts in West Bengal. - The cloth is bought from a dealer in Delhi and from the wholesalers in the local market. - Stitching work is outsourced to tailors around the city and packaging is done by the firm. - The distributors are given a credit period of 60-90 days from the date of purchase. - Shirts are manufactured and sold under the proprietary brand. - Intend to develop our own website and start selling the products online. - Promoter has 4 years of experience in the business.

6-year old ground transportation business. - We transport industrial goods such as transformers, industrial boilers which weigh 10-100MT from one factory location to another location. - Have over 60 industrial clients. - Some of our clients include Zydex Industries, Nesco Limited, Prabha Industries, Care Group, VRS Food Limited, Hevins Engineering, BT Water Treatment, Sky Infrastructures. - We hire trucks on a contract basis depending on the orders. On average we will always have 10-20 vehicles with us.

We are a shop that is engaged in the selling electronics, and home appliances in Bangladesh. - Source the products from 70 suppliers and companies. - On average, we have 50 to 80 walk-ins per day at our store. - Business does not have any loan and is run by a sole owner.

We are mainly engaged in onion trading but also supply tomato, soybean, cabbage, and maize. - We are authorized vendors in the APMC market and directly source from the products from farmers in the market. - Currently, we supply the products to 12 to 15 companies. Few of our key clients are Reliance Retail Limited, Trent - Star Bazar, Big Bazar, Ninja Cart, Onato, Bijak and Praman. - Our sales have dropped this year because the business supplied to more companies directly last year as well as due to lack of funds to purchase the products. - Business has no loan and is run by a sole owner.