Businesses Seeking Loan

The company is a leading Vietnamese manufacturer specializing in high-durability indoor and outdoor wood and marble stone products for global markets. Client base & market presence: - The business serves hospitality brands, real estate developers, furniture brands, and public-sector projects. - Client profile is focused on long-term supply relationships and standardized rollouts rather than one-off projects. - The company maintains active relationships with multi-location chains and repeat B2B clients and has successfully delivered projects across hospitality, residential, commercial, and public infrastructure sectors. - 9 major clients include TJX, Costco, Walmart, Home Depot, Starbucks, Disney, RH, Arhaus, and Transformer Table. - The company is currently working with TJX, one of the world’s largest global retailers with over 4,000 stores (including T. J. Maxx, HomeGoods, Marshalls, and Winners), to supply materials for their bathroom product lines. Production capacity & scalability: - Production capacity is project-driven and not fixed. - The company is currently operating at an annual revenue level of USD 100–200 million, with the ability to scale production capacity up to USD 10 billion per year based on demand and project execution. Markets & distribution channels: - The company currently serves the USA, EU, and Middle East markets. - Sales channels include direct exports, global distributors to showrooms located in the USA and Dubai. Revenue model: - Revenue is generated through B2B sales of advanced materials, modular systems, and finished products. - The business operates on a project-based revenue model that combines materials, systems, and manufacturing. - Additional revenue streams include repeat and contract-based sales from chains, developers, and OEM partners, as well as OEM and contract manufacturing for global brands. - There is significant upside from standardization and scale as clients adopt the company’s materials as default specifications. Promoter / founder experience: - The founder brings over 15 years of experience spanning furniture manufacturing and exports, construction materials and interior systems, and hospitality and contract furniture projects. - The promoter has direct experience supplying international markets, including the U. S. and other global clients, and possesses a deep understanding of quality control, cost engineering, and scalable production. Business relationships: - The company has established a strong manufacturing and supplier network in Vietnam and maintains working relationships with hospitality operators and chains, developers and contractors, and furniture brands and OEM partners. - Well-versed in international standards, client expectations, and project execution workflows. Competitive positioning: - The business focuses on advanced materials that replace traditional wood-based and conventional materials. - Has strong capabilities in modularization and system-based solutions, rather than standalone product sales, positioning the company for scale, repeatability, and long-term lifecycle cost advantages. Recognition, compliance & market validation: - The company has been selected as a preferred or repeat supplier by multiple clients and is currently engaged in ongoing discussions and pilot projects for multi-project and multi-location adoption. - Client feedback has been positive with respect to durability, safety, and operational performance. - The company is well positioned to meet increasingly stringent safety, fire, and sustainability requirements and operates in compliance with ASTM, EN, BIFMA, and FSC-certified production standards. Pipeline strength: - We have secured pre-orders of $10 million per color for our next-generation material across a total of 50 finishes, including 30 wood tones and 20 marble/stone variants for delivery over the next three years. This represents a total committed pipeline of $500 million, validating strong B2B demand across interior design, furniture, and architectural sectors.

Specialize in paper-based garment labels, typically affixed onto clothing items. - Clientele exclusively comprises garment factories. - Total client count: 4. - Accumulated industry experience spans 13 years for promoters. - Possess essential licenses including trade, PAN, and incorporation. - Collaborate with 4 reliable suppliers.

Wholesale business specializing in the sale and distribution of women's headscarves and hijabs. - Located in one of the biggest wholesale markets of Uzbekistan. - The business serves an average of 950 clients per month and sells around 22,000 pieces of goods to them. Notably, the business does not operate on a lending basis, emphasizing direct sales. - Sales channels are mainly wholesale supply, retail is also done through the store on a small scale. The main clients are wholesale markets in Urghut, Kokand, and Nukus. - Products are procured through manufacturers from China and Turkey. - The business has experienced significant revenue growth compared to the previous year, which is due to an increase in clientele and sales channels. - There are 2 permanent employees, who are sufficient to run the business operations. No contract/temporary employees are required.

The business is a part of a well-established business unit that has been operating for 20 years, with a focus on trading in chemicals, construction, and safety equipment in Farwaniya, Kuwait. - The specific arm of the business focusing on these products was established this year. - The business sources its products through 10 import suppliers. - With prominent clients such as the Kuwait Oil Company and Kuwait National Petroleum Company, the business has a strong foothold in the local market, providing potential for growth and stability. - Revenue is generated through the sale of these sourced products at a markup price, which presents an opportunity for potential investors to tap into a business with a proven revenue model. - The business unit is certified with all the necessary licenses and certifications. - Given the strategic location in Farwaniya and the business's established network of suppliers and clients, there is potential for scalability and further expansion.

1. Current portfolio. 1.1 We have 135+ dancers attending 400+ classes; - average number of classes attended per dancer = 3 or more. This is a HIGH average number of classes per dancer because our dancers have the opportunity to do multiple genres with us. 1.2 Pre-covid annual revenue was almost SGD1mil with only 130+ dancers which led to expansion plans with a bigger studio in central Singapore. However, we were severely impacted by covid as we committed to triple our rental expense JUST before covid-closures forced our revenue to drop to only 40% of our usual revenue for 9 months. 1.3 Opportunity to pivot. Since then, we have slowly recovered, but the market has changed substantially. There are now many new ballet schools, & parents are much more willing to invest in training & opportunities to compete. Which is why we need to innovate which leads to our 2-prong expansion plan; A) To draw in pre-school dancers looking for more than just ballet. B) To provide high-quality productions for performers to have an opportunity to perform (instead of just doing exams & competing) Our annual concerts & public performances are reputed to be very high quality & professional. There is also a shortage of performance opportunities for dance-heavy performances in Singapore. We would like to direct our capabilities in this area to regularly produce high quality productions. We tested this 2 years ago and our production was extremely successful. Plse refer to our reason for seeing a loan for more details. 1.4 Our current studios are 2000sq ft + 1100 sq ft. - centrally located in Singapore - good location. 1.5 We have a proven track record of producing top dancers for their age group - 4 (of our original 20+ '1st generation' of dancers) are now pursuing full time careers as dancers. 2. Notable achievements. 2.1 Consistently > 90% Distinctions with our UK based Ballet exams, & > 95% with our Australian based Tap & Jazz exams. 2.2 Since 2013, every year, we win Champion dancer &/or studio for the 2 biggest competitions in Singapore. 2.3 Finalist in Asia's Got Talent season 1 (out of 12,000 acts which auditioned across 12 countries) 2.4 We are considered part of the AXN's Got Talent 'family' - we are always invited to participate in Asia's Got Talent franchise specials considered age- appropriate for our dancers. 2.5 Overseas performance trip to Disneyland / Hollywood Boulevard / Universal Studios in LA. 2.6 Regular public performances to showcase dancers. 3. Brand name. 3.1 Recognised as an industry leader / maverick for always daring to do something different / more to enhance our dancers' experience / journey. 3.2 Strong relationships with other dance schools in Australia & Esplanade due to our reputation.