Businesses Seeking Loan

We are a woodworking company that deals with the production of ash and oak furniture boards. - Company has moved from the start-up stage to securing a market position and ability to deliver high-quality oakwood products that are rare and in high demand in Europe. - We are moving to a new production site and are looking for a loan to buy out the factory and increase production capacity. - Facility is located in an area with high woodworking tradition and raw material availability. The property holds much potential for further development, including dry kilns.

MEP contracting firm that offers design services as well. - The business has 4 ongoing contract projects and a maintenance contract of AED 15k/month. - We have a plumbing maintenance contract with a renowned company as well. - Have completed 10+ projects since the inception of the business last year. - The business is doing well but it needs a loan for a big ADNOC project. - ADNOC is not ready to pay an advance and that's why require a loan.

MEP contracting firm that offers design services as well. - The business has 4 ongoing contract projects and a maintenance contract of AED 15k/month. - We have a plumbing maintenance contract with a renowned company as well. - Have completed 10+ projects since the inception of the business last year. - The business is doing well but it needs a loan for a big ADNOC project. - ADNOC is not ready to pay an advance and that's why require a loan.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Business is a 10 year old staffing and consultancy firm. - We have tie-ups with 50+ companies such as Tata Group, Just Dial, Nerolac Paints, etc. pan India to provide them with human resources. - Most of the companies are manufacturing firms. - They outsource their recruitment needs to us and we screen relevant employees for them. - We charge an 8.3% commission from the employer on every person placed. - In a month, we place around 100 people. - Seeking funds to expand the operations and add training of employees before placing them.

Business is Startup India and GST registered. - We deal with women's and men's wear sold under our own brand name and manufactured by a 3rd party. - Dual Business Models: The company operates both B2B and D2C models, delivering bulk orders to over 200 wholesale clients and directly servicing thousands of individual consumers through an e-commerce platform. - Diverse Product Offerings: Specializes in a wide range of apparel collections, from casual and seasonal wear to sustainable clothing lines, catering to both bulk business clients and individual consumers with a focus on eco-friendly fashion. - Extensive Promoter Experience: With over 20 years in the textile and fashion industry, the promoters bring immense expertise in manufacturing, brand development, and understanding of global fashion trends and supply chain management. - Strategic Business Relationships: Maintains long-term partnerships with key suppliers, manufacturing units, and logistics firms, alongside collaborations with retailers and influencers for exclusive collections. - Recognized Industry Leader: Holds several awards for sustainability practices and industry accolades for design and innovation, underscoring its commitment to quality and customer satisfaction. - Technological Advancement: Incorporates cutting-edge technologies like AI-driven design software and 3D printing to enhance personalization, streamline production, and increase efficiency in product customization. - High Customer Satisfaction: Boasts high customer retention rates attributed to superior customer service, flexible return policies, and the consistent quality of products, securing repeat orders from B2B clients. - Business was started recently so our revenue has increased this year due to customer growth.

Since its establishment three years ago in Kuala Lumpur, this online retail shop has successfully captured the men's fashion market by leveraging platforms like TikTok and Shopee. - With a focused team of 4 employees, the business specializes in an expansive array of men's fashion products, including casual and formal wear, outerwear, shoes, and accessories like watches, belts, and bags, catering to fashion-forward customers. - The company excels in trend forecasting, maintaining a competitive edge in fast fashion with a commitment to quality, affordability, and excellent customer service as its hallmark. - Strategic positioning on major e-commerce platforms has facilitated broad audience engagement, earning high customer ratings and positive reviews, reinforcing its reputation as a trusted fashion brand. - Integration of a robust marketing strategy and dynamic social media presence continues to amplify brand visibility and customer loyalty in the online marketplace. - High-margin operations are sustained by importing niche, in-demand products, ensuring profitability and unique offerings in the men's clothing segment. - The business's end-to-end operational model, from sourcing to sales, underscores its efficiency and capability in meeting the demands of the online men's fashion industry.

Upcoming online marketplace for all tourism-related services in Nepal. - The marketplace plans to earn revenue through online booking of hotels, tours, and treks. - They also plan to offer B2B hotel management services to small hotels in Nepal. - The website was launched in April last year but has not opened for bookings as the back-end is still under development. - We plan a full-fledged launch within the next 3 months. - The company has only one owner and no existing loans. - We are open to both debt and equity investments. - Bootstrapped till now with over NPR 50 lakh investment by the promoter.