Businesses Seeking Loan

Spice production business, currently in the pre-revenue phase. - Although the business was initiated three years ago, operations had to be temporarily halted due to financial constraints, which is why we do not have sales data for the previous year. We did not operate for the last two years. - We own 10 acres of agricultural land, where we cultivate high-quality spices such as turmeric and chili. This same land is being pledged as collateral. - Our facility is equipped with spice grinding machinery that has a production capacity of 250 kg per hour. - The business is entirely farmer-owned and is located in the Gudimalkapuram village in Nalgonda, which is a mirchi hub, which helps keep transportation costs low. - We produce spices ourselves or source directly from farmers, eliminating middlemen and ensuring better margins. - There are three cold storage facilities located within a one-kilometre radius, allowing us to maintain the freshness of our spices. - Additionally, we benefit from a skilled and low-cost local workforce, which supports efficient operations. - Our sales strategy will focus on both B2B and B2C channels, targeting retailers and wholesalers as well as direct consumers. - After getting the business loan, our projected revenue for the first year is INR 24 lakh. - We are registered under Udyam and hold a valid GST certificate.

Our business is essentially a unique B-school that offers a wide range of specialised educational courses that cover multiple topics in the field of construction and its related businesses. - We began operations almost two months ago and have conducted 4 paid career jump start workshops since inception. - Each workshop received about 30 attendees. Each attendee paid a certain fee to attend the workshop. The entire revenue is generated from the 120 fee-paying attendees we received over the 4 workshops that we conducted. - The workshop was essentially a 4 hour long session conducted online over a weekend. Every attendee who enrols in the workshop must appear for an online assessment test. Post passing the test, we reward the candidate with a professional certificate of completion. - We haven't conducted any classes or workshops at our facility yet due to the restrictions posed by the pandemic. - Currently, we are enrolling students into our flagship programme which is a post-graduate programme (PGP) in construction management. - The programme will commence in the first month of next year. The duration of the programme will be 16 months with a one-time fee of INR 6.5 lakh per candidate. Post attending all the classes and clearing the examinations, the candidates will be rewarded with a certificate which they can add to their CV. - The post-graduate diploma will be offered in two forms: a hybrid model where recorded lectures will be provided during weekdays and live classes during weekends, or the candidate can take the entire course in the form of pre-recorded lectures. - Our other short courses and online courses will be provided in a hybrid form where the attendee will watch pre-recorded pectoris during weekdays and will attend live classes during weekends. The prices will vary between INR 999 to INR 2,500. - We will be conducting 10 more workshops and start enrolments for two short term courses in the upcoming months. - Since we have recently begun operations, our company is yet to finalise other details about the business and its revenue model. The number of batches and students per batch isn't also decided yet as it may vary as per the number of enrolments. - A few courses will be taught by our in-house faculty. However, we will be on-boarding industry experts to become visiting faculty at our institute. - The business is extremely valuable as our b-school is one of the extremely few institutions that offer specialized education in the field of construction.

Building contracting business in Philippines dedicated to delivering excellence through innovative and award-winning methods. - We leverage our DTI and PCAB licenses to secure and manage high-profile projects, primarily commercial, alongside select residential developments, enhancing client trust and diversifying our project portfolio. - With annual sales reaching approximately PHP 10 million and profit margins of 15-20%, we demonstrate strong financial health and promise significant returns on investment. - Our seasoned leadership team, featuring roles such as operation head and project manager, ensures efficient project management and client satisfaction. - Presently engaged in four commercial projects, we exhibit our dynamic capacity to manage and deliver multiple large-scale efforts concurrently, honing our competitive edge in the market. - Garnering prestigious industry awards for excellence and innovation, our business stands out as a beacon of quality construction services and esteemed industrial partnerships. - Our strategic aim for future development is fortified by robust industry relationships and an impressive client portfolio, inviting investors to partake in a lucrative expansion journey.

The business is currently focused on breeding and selling goats, which are the top-selling livestock. - The business owns 20 mother goats and sells approximately 20 goats annually. - Currently operating with just 1 employee. - The business aims to supply community necessities and meat for culinary businesses in the region. - Located in an area with a strong potential market for livestock products and services. - The business holds the necessary licenses for its operations. - The expansion plan includes diversifying the livestock offerings and increasing production capacity to meet the growing demand in the region. - Seeking capital to expand operations beyond goats to include other livestock. The owner has requested that the interest rate be kept at 6% as he is a farmer from a small village and he might not be able to repay a higher interest on the loan.