Businesses Seeking Loan

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

Dynamic F&B operator in Riyadh, specializing in restaurant operations and catering concepts. - Flagship brand delivers authentic Greek and international home-style cuisine. - Strong daily customer base with 20–90 walk-ins; Greek cuisine is the best-selling segment loved by local clientele. - Menu includes à la carte dishes and buffets, curated by a chef with 2+ years of international cuisine experience. - Team of 9 employees including skilled kitchen and service staff.

• Newly established supermarket with an in-house café, offering a mix of groceries and ready-to-eat items. • Supermarket product range includes groceries, rice, frozen food, and packaged food. • Café sells snacks, daily cooking essentials, cool drinks, coffee, and sandwiches. • Revenue split: 60% from supermarket, 40% from café operations. • Attracts 30–50 daily walk-in customers. • Company is registered with NVPV number.