Businesses Seeking Loan

Established scrap recycling company based in Toa Baja. - Proven business model centered on project-based operations, facilitating streamlined scrap management services for clients. - Strong relationships with 4 major industrial clients in Puerto Rico, in addition to numerous daily small industrial and household clients, ensuring multiple revenue streams and consistent demand. - Comprehensive services include certified scrap collection, weighing, quality inspection, storage, and processing, ensuring high operational standards. - Advanced scrap processing capabilities encompassing dismantling, crushing, baling, shredding, and shearing, designed with safety and environmental considerations in mind. - Rigorous quality inspection protocols mitigate risks, including radiation testing, guaranteeing safety for workers and compliance with regulations. - Equipped with a dedicated fleet of trucks and tow trucks, ensuring efficient logistics and transportation for scrap management and processing. - The processed ferrous scrap is supplied to construction companies for utilisation as construction materials. - Holds a valid recycling permit, ensuring legitimacy and adherence to industry regulations. - Has a skilled team of 4 full-time employees and additional contract staff for logistics and processing.

The business is a part of a well-established business unit that has been operating for 20 years, with a focus on trading in chemicals, construction, and safety equipment in Farwaniya, Kuwait. - The specific arm of the business focusing on these products was established this year. - The business sources its products through 10 import suppliers. - With prominent clients such as the Kuwait Oil Company and Kuwait National Petroleum Company, the business has a strong foothold in the local market, providing potential for growth and stability. - Revenue is generated through the sale of these sourced products at a markup price, which presents an opportunity for potential investors to tap into a business with a proven revenue model. - The business unit is certified with all the necessary licenses and certifications. - Given the strategic location in Farwaniya and the business's established network of suppliers and clients, there is potential for scalability and further expansion.

We are cloud-based service provider providing multiple business solutions for different target customers established from Chennai in the year 2018. The company has six verticals: 1. "IT and ITES for SaaS, PaaS & IaaS products & services", 2. "Research and development" in the energy sector. 3. Electronic devices for aviation and investors. 4. Digital marketing and social marketing for all types of businesses in eCommerce. 5. Transportation services. 6. Import & export rice, mushrooms, cereals, spices, and dry fruits. We offer a wide range of IT-related services starting with the initial setup and configuration of any type of virtual office environment, hardware and finishing with the installation of niche-specific software. Have developed our own products, those are 3D printing, security devices for data communication, autonomous transport using drones or UAVs for eCommerce product deliveries, Pan India eCommerce business collaboration from different vendors from Panicha. In portal, free energy metal mixture solution for power generation from available light sources, and the other is an AI-powered platform that leverages the strength of machine learning to drive insightful and engaging service experiences. Most of the revenue contribution is through our software products. Our assets include a website, licenses, Intellectual properties, laptops, client database, software, electronic devices, batteries, and drone motors. Currently, we have tied up with Amazon for warehousing and selling products online, also we are looking for collaborated long-term business customers. And others are nearly 300+ reliable customers available through social marketing. We participated in Fintech Challenge and received a runner-up certificate with a cash Price of Rs. 25,000/-. The business will have a commission-based revenue model. We charge of % of total sales that have been done through our integration platforms. We currently have 2 employees. Our revenue is less as we still are at an early stage. We are planning to hire more employees. The company is registered in Kancheepuram, but our office is in Chennai. Since we are an early-age start-up and have diverse services, we are currently operating at a loss.

Business located in Guatemala City, specializing in innovative point-of-sale solutions for food, beverages, and supplies. - Offers a comprehensive range of vending machines. All the products are linked with electronic payment systems and electronic audit software at the point of sale. - Also offers after-sales support, maintenance and spare parts. - Exclusive importer and distributor of vending machines throughout Central America. - Serves approximately 400 high-profile clients in the Horeca industry, including major brands like PepsiCo and Coca-Cola. - Successful annual sales of approximately 50 vending machines in Guatemala alone, with plans to scale this number significantly. - Targeting an ambitious growth plan to expand the client base from 400 to over 1,000, with a focus on small and medium enterprises (SMEs). - Currently developing beer and coffee dispensing systems in response to growing consumer demand, opening new revenue streams. - There are 8 permanent employees and logistic services are outsourced.

Offer ERP solutions, aids in the development of applications and offers consultation to businesses. More than 90% of the business' revenue comes from providing ERP solutions, specifically, to the education sector. - We have currently tied up with over 300 - 400 schools and colleges in 6 states across south India. Some institutions that we have tied up with include Achariya College of Engineering Technology in Pondicherry, Tapasya Education Institutions, Ramadevi Public School in Hyderabad and many more. - The business enters into long term agreements with their clients and their clients provide recurring yearly payments. - We have served over 1,000+ educational institutions till date. - Our ERP solutions are priced on the basis of the number of users and modules. On average, the prices range from INR 150 to INR 250 per student. - The value of the physical assets involved in the transaction includes the owned premises, internal furnishings, computer systems, servers. - Promoter is willing to offer his personal property as a collateral for the loan. The value of this property is around INR 70,00,000. - Business has an outstanding debt of INR 30,00,000 to INR 40,00,000 with an interest rate of 14% to 15%. The new loan won't be used as a top up.

Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.

Business that offers digital marketing and IT services. - The business started operations five years ago as a small scale web development business but has now been incorporated as a private limited company this year. - Due to the all the legalities, the owners were caught up and unable to take up any new projects in the three months. Hence, their are no recent sales. - The business earns revenue on a project basis. - We used to mostly work with freelancers but have now hired some people and have a team of 5 full-time employees that will be required for full scale operations. - We possess a certificate of incorporation from ROC Kanpur.

Company providing fire inspection and maintenance which is mandatory as per the law for commercial buildings. - The business offers services of installation, testing, maintenance, and design of fire alarms, fire sprinklers, and fire suppression. - We are a small company competing with billion-dollar conglomerates and winning business because of our attention to the customer experience. - We would like to build a training center for our technicians and improve their skills, at the same time we would also like to invest more in our salespeople. - Single shareholder in the business with complete control.