Businesses Seeking Loan

We are importers and exporters of agricultural products. - We deal in coffee beans, yellow maize, black pepper, and yellow corn. - Products are imported from Pakistan, Brazil, and Argentina. - Have 6 suppliers in Pakistan and the number of suppliers in Argentina and Brazil depends on the cost of the products. - The products are sold in Vietnam. We sell coffee, yellow maize, and corn in Europe, Laos, Thailand, and Cambodia, and black pepper is sold in Iran. - We import 250 tonnes of maize, corn and pepper, and 25 tonnes of coffee. - Our domestic clients include companies engaged in manufacturing animal feed, a coffee processing plant, and other wholesalers. - The sales of the business were low last year as it was the first year of operations. - We require only a few employees as we are still working with a smaller amount of products. - Promoter has 3 years of experience in the industry. - We have a registration document.

Firm offers high quality technical services in all domains of dairy such as dairy plant, milk procurement. - We equip our clients to select best quality animals, ingredients & equipment for dairy & food businesses and develop their own manpower to manage the business efficiently. - We are experts in preparing detailed project reports, undertake process audit & support in setting up standard operating processes to run the projects smoothly and provide training client site, for training need analysis, setting standard processes, hygiene & sanitation, clean milk production. - Have more than 10 clients. - Now we are seeking funds for our new farming project. We plan to start our own dairy farming business. - We have already identified the land and it is yet to be purchased. - Since we are in the same field, it would be easy to start this project and grow it as soon as we receive the funds. - Promoter has more than 10 years of experience in consultancy field.

We have 300 ropani land agreements with 100 farmers. - In peak seasons our target is NPR 3 lakhs plants and it can harvest 6 lakhs kg minimum in a year we will sell at NPR 200 per kg which is NPR 6 lakhs kg x 200 = 12cr and our margin is 20%. Hence expecting to reach this target this year. - Currently supplying to 30 customers who are farmers. - We have 2 employees and 2 more contract-based employees.

We have 300 ropani land agreements with 100 farmers. - In peak seasons our target is NPR 3 lakhs plants and it can harvest 6 lakhs kg minimum in a year we will sell at NPR 200 per kg which is NPR 6 lakhs kg x 200 = 12cr and our margin is 20%. Hence expecting to reach this target this year. - Currently supplying to 30 customers who are farmers. - We have 2 employees and 2 more contract-based employees.

The business operates in Medellín, Colombia, and focuses on agricultural and agro-industrial projects in Colombia and Latin America, currently in the pre-revenue stage. - The business primarily deals with finding, administering, and executing projects for farmers, with a focus on improving efficiency, techniques, and production. - Currently has over 20 projects ready for implementation, and more than 100 projects in the pipeline awaiting planning, structuring, and funding from potential investors. - The average duration of the projects ranges from 6 months to 4 years, covering a wide spectrum of agricultural and agro-industrial activities, including crops, fishing farms, vegetables, grains, and processed goods such as juices and pulps. - Business also facilitates partnerships with buyers of agricultural products to establish sales channels for the farmers. - Revenue models include a 50-50 profit-sharing arrangement with farmers upon the sale of produce, advisory services, and the provision of rental services for agricultural equipment.

We are a manufacturer of agriculture fertilizer plant growth regulators and micro nutrients. - Have 5 vendors from whom we procure base elements. - Our production capacity is around 2 tons per month. As of now we are producing 1 ton per month. - We manufacture more than 20 products and have more than 100 clients. - Promoter has more than 8 years of experience in this business.

Agriculture land development project located in Chamarajanagar. - The business aims to develop and become Karnataka’s largest Sandalwood grower, leveraging advanced agriculture technologies for land development, cultivation, and harvest. - Karnataka Sandalwood has high demand in both Indian and international markets, with applications in cosmetics, soaps, perfumes, aromatherapy, handicraft items, incense sticks, and medicine. - The business offers high potential returns, with projected returns of up to 20x and annual return options. The base investment is secured by land assets. - The promoter brings close to a couple of decades of experience in agriculture and finance, with a focus on developing sustainable yet economically viable farming using advanced agriculture technology. - The business plan encompasses a multi-fold approach, with a priority on Sandalwood cultivation, horticulture (vegetable farms), and future plans for dairy farming, animal husbandry, and poultry farming. - Sales channels primarily focus on B2B transactions, with an emphasis on exporting to the Middle East and Western Europe, which presents significant growth opportunities. - Additionally, the business targets local retailers in the dairy sector, highlighting a diversified revenue stream. - The proposed allocation of the investment, with 40-50% earmarked for development and the remainder for advertising and staffing, is intended to optimize growth and market penetration.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.