Businesses Seeking Loan

Well-established jewellery retail brand with over 25 years of legacy in Tirupur, Tamil Nadu. - Operates three showrooms in the region with strong local recall and a loyal customer base. - Offers a wide range of gold and silver jewellery, including rings, earrings, and chains. - Primarily a retail business with a focus on ready-made jewellery; also handles 2–3 custom orders per day. - Generates healthy monthly sales with a solid profit margin. High revenue is driven by strong footfall, high-value jewellery sales, and an experienced lean team handling retail efficiently. - Known for a unique “no wastage” policy on custom jewellery, which drives repeat business and customer retention. - GST certified and holds a Hallmark Unique ID (HU ID), ensuring regulatory compliance and trust. - Strong walk-in traffic, especially for silver jewellery, with high conversion rates to gold purchases. - Business operates entirely offline, relying on footfall, brand legacy, and local referrals no online sales at the moment. The owner is working on building an e-commerce website. - No direct competitors in the vicinity, allowing for a dominant position in the local market.

This business is an LED wholesale business based in Madurai, Tamil Nadu. It has two employees and has its own trademarked brand. The products and services include LED emergency bulbs, tube lights, and street lights. The company has a 40-90% gross profit on its products and a 20% minimum operating profit margin. No regulatory approval or licenses are needed apart from the basic business registration. The company is looking for funding to expand the business.

We purchase the bulk bitumen from overseas refineries through importers in Mangalore and Karwar Ports stored in the existing tank farm. We source the same from them and transport it in Trucks to the Customers. - An annual increase of 6% in consumption annually in the country will help the company expand its business prospects in Karnataka and Tamil Nadu. - Road laying work is carried out throughout the year and demand for Bulk Bitumen is huge. We supply Bulk Bitumen to contractors registered with NHAI Road work, State Highways, Panchayath Road Work, and Sugarcane Roads. We also have a client base in Andhra Pradesh and Telangana. - Currently supplying the products to 25 clients. They are road contractors. - The main object of the company is to carry on the business as dealers, importers, exporters, contractors, distributors, agents, manufacturers, and consultants of Bitumen & Allied Bituminous products and Petroleum & other related Petroleum products. - Have GST and MSME certificates.

The business aims to revolutionize agriculture through advanced technology and physical systems that can optimize crop production, improve yield and quality, and reduce costs and environmental impact. The business focuses on two crops: tea and cassava, which are important crops with significant economic and nutritional value in many regions, especially in Asia and Africa. Business will offer customized hardware and software solutions that are tailored to the specific needs of different crops or regions. The solutions use sensors, actuators, software, and data analysis to monitor and control various parameters related to soil, weather, water, fertilizers, pests, diseases, etc. We will primarily cater to B2B corporate customers engaged in contract farming or large-scale farming operations by supplying specialized solutions. We also plan to expand our business model to include subscription-based services for individual farmers with a freemium app and a blockchain platform. The business has a strong team of experts, developers, and salespeople who have extensive experience and knowledge in the field of agriculture technology. The founder and CEO of the business has four decades of industrial experience in various sectors and a deep understanding of the pain points of farmers. The business has established strategic partnerships with one of the largest tea plantations for field trials of TeaCPS and a renowned agricultural university for field trials and validation of RootCPS. It has also received positive feedback and testimonials from its early customers. The business has a clear vision and mission to lead the global transformation of agriculture into a smart, connected, and sustainable industry. We strive to empower farmers and agribusinesses to achieve unprecedented productivity, profitability, and environmental stewardship while attracting new talent. The business has set ambitious growth targets: Subscription base for the freemium app: 1 million farmers in 2 years, 10 million in 5 years, and 50 million in 15 years. It aims to achieve these targets by focusing on innovation, customer satisfaction, scalability, and expansion. Sensors are manufactured by other companies, we will buy and assemble them here and integrate them with the software. Singed MoU with Tamil Nadu Agricultural Organization for field test and product purchase. We will offer subscription-based services for individual farmers. These are affordable and user-friendly services that offer access solutions through a freemium app and a blockchain platform, enabling farmers to benefit from data-driven insights and recommendations for their crops. The main users of these products and services are farmers and agribusinesses who want to adopt modern and sustainable agricultural technologies. This includes small-scale and marginal farmers, as well as large-scale and commercial farmers, who grow tea and cassava crops in India and other regions.

Residential and commercial real estate development company based in Salem intending to take up projects across Tamil Nadu. - Incorporated a year back, the company has a 72 residential buildings project in the pipeline for which it requires funds. - In the final stage of signing the contract with the landowner for this project. - Have successfully completed 5 consultancy projects in the past year where we have worked and provided services such as valuation of the property. - Promoter is a full-time employee in the firm and has over 30 years of experience in project management and design.

A 12+ years old business of manufacturing and selling sweets and snacks, based in Nagapattinam, Tamil Nadu. - We make a wide range of sweets and snacks that include - ladoo, kaju katli, jalebi, murkku and other fried snacks. - Our business is only B2B. - We supply to other wholesalers in Nagapattinam, which includes 15 snacks & sweets shops. - Average weight of the order ranges between 200kg to 500kg and average value of order ranges between INR 5,000 to INR 10,000. - Raw materials are sourced from 3 to 4 local vendors. - The business has 3 permanent employees, involved in manufacturing and packaging.

1. Scale & clientele. 1,000+ Clients Served at present – Including retail homebuyers, NRIs, investors, and institutional partners. 20+ Completed projects – Spanning residential, commercial, and plotted developments across Chennai. 2. Revenue model. Primary revenue streams: Direct sales of residential/commercial units (80% revenue). Plot sales & land monetization (15%). Approval/consulting services for developers (5%). Pricing strategy: Competitive yet premium positioning for townships; affordable segment focus for apartments. 3. Promoter expertise and employees. Late Founder & CEO: - 20+ years in real estate development and construction. Hands-on leadership in land acquisition, approvals, and customer-centric projects. Legacy of ethical business practices and community-driven development. - The business is functioning well, with 20 employees managing both the operational tasks and managerial responsibilities, ensuring smooth operations. 4. Strategic relationships. Government & regulatory: Strong ties with RERA, municipal authorities for swift approvals. Financial partners: Collaborations with leading banks/ HFCs for buyer financing. B2B alliances: Trusted vendor network (construction, materials, marketing). The business sells turnkey real estate solutions with clear value propositions: For Homebuyers: Ready-to-move-in flats (1–3 BHK; INR 25 lakh – INR 1.5 crore) – Target: Middle-class families. For Investors: Plotted developments – Fully approved layouts with 20–30% appreciation potential. Commercial spaces – Steady rental yields (8–10% annually). For partners/developers: Land Banks with Approvals – Ready for JVs or bulk sales. Regulatory advisory – Expertise in RERA, land conversion, and zoning. Awards: Indian achievers award: Presented at Dubai by former Hon’ble Governor of Tamil Nadu. Participated in the Indo -Gulf Friendship & Economic Co-operation Conference held at Dubai. Pride of India award: Presented at Bangalore. Building industry leadership award: Presented at New Delhi, Governor of Tripura for Outstanding individual achievements & distinguished service to the nation. Honorary Doctorate Award was conferred by “ World Classical Tamil University ” London, United Kingdom, on for social activities.