Businesses Seeking Loan

Wholesale distribution company incorporated in 2020 that sells pesticides, fertilizer, seed to more than 40 retailers in 4 districts of Tamil Nadu. - Started commercial operations in March 2020. - We have 3 vendors from whom we have taken a dealership. - Supplying to retailers in 4 districts of Tamil Nadu, approximately at a radius of 200km. - Intend to tie up with 15 more clients and expand to 15 more districts by the end of the year. - Physical assets include the inventory of worth INR 40 lakh. - The business has a debt of INR 20 lakh. - Promoter has more than 15 years of experience in this business.

Largest importer and wholesaler of apples in South India. - The company sources its apples directly from 20 to 30 farmers in Europe such as Poland, Italy, and Africa. - Importing an average of 4 to 5 containers weekly, with each container valued at INR 25 lakhs. - The company supplies its imported apples to 25 to 30 wholesalers across five states, including Kerala, Karnataka, Tamil Nadu, and Telangana, with a weekly frequency of supplies. - There is a significant growth in annual turnovers as the business has transitioned from solely focusing on local supplies to now importing 15 to 20 containers per month, showcasing substantial growth and diversification in its business model. - Selling price of each container is ~INR 35 lakhs. - The company possesses essential licenses, including Import Export Code (IEC) and Food Safety and Standards Authority of India (FSSAI) license.

Largest importer and wholesaler of apples in South India. - The company sources its apples directly from 20 to 30 farmers in Europe such as Poland, Italy, and Africa. - Importing an average of 4 to 5 containers weekly, with each container valued at INR 25 lakhs. - The company supplies its imported apples to 25 to 30 wholesalers across five states, including Kerala, Karnataka, Tamil Nadu, and Telangana, with a weekly frequency of supplies. - There is a significant growth in annual turnovers as the business has transitioned from solely focusing on local supplies to now importing 15 to 20 containers per month, showcasing substantial growth and diversification in its business model. - Selling price of each container is ~INR 35 lakhs. - The company possesses essential licenses, including Import Export Code (IEC) and Food Safety and Standards Authority of India (FSSAI) license.

This business is an LED wholesale business based in Madurai, Tamil Nadu. It has two employees and has its own trademarked brand. The products and services include LED emergency bulbs, tube lights, and street lights. The company has a 40-90% gross profit on its products and a 20% minimum operating profit margin. No regulatory approval or licenses are needed apart from the basic business registration. The company is looking for funding to expand the business.

Located in Bengaluru, this spice manufacturing company specialises in producing high-quality food ingredients, including chilli powder, garam masala, and compounded spice mixes. - With a robust production capacity of 1.5 tons/day (current utilisation - 50%), the company supplies its products primarily to the wholesale market, focusing on the southern states of Karnataka, Tamil Nadu, Andhra Pradesh, and Telangana. - The business currently serves approximately 53 to 55 customers, which include retailers, distributors, and various food businesses that utilise their spices in everyday cooking and food preparation. - Distribution channels are expanding as the company transitions from solely wholesale to also handling direct distribution, enhancing market reach and customer engagement. - The company plans to enhance its operational capabilities through investment, aiming to increase working capital for further scaling of its production and distribution efforts. - Product labelling is carefully managed with its own trademarks, ensuring brand recognition and customer trust, while pouch materials are outsourced to maintain quality and freshness. - With a dedicated team of 5 permanent employees, the company is poised for growth, especially with future investments aimed at improving infrastructure and market presence. - The company operates under recognised licenses, including GST and FSSAI compliance, ensuring adherence to industry standards for food safety and quality. The company was registered as a private limited company last year.

We purchase the bulk bitumen from overseas refineries through importers in Mangalore and Karwar Ports stored in the existing tank farm. We source the same from them and transport it in Trucks to the Customers. - An annual increase of 6% in consumption annually in the country will help the company expand its business prospects in Karnataka and Tamil Nadu. - Road laying work is carried out throughout the year and demand for Bulk Bitumen is huge. We supply Bulk Bitumen to contractors registered with NHAI Road work, State Highways, Panchayath Road Work, and Sugarcane Roads. We also have a client base in Andhra Pradesh and Telangana. - Currently supplying the products to 25 clients. They are road contractors. - The main object of the company is to carry on the business as dealers, importers, exporters, contractors, distributors, agents, manufacturers, and consultants of Bitumen & Allied Bituminous products and Petroleum & other related Petroleum products. - Have GST and MSME certificates.

1. Scale & clientele. 1,000+ Clients Served at present – Including retail homebuyers, NRIs, investors, and institutional partners. 20+ Completed projects – Spanning residential, commercial, and plotted developments across Chennai. 2. Revenue model. Primary revenue streams: Direct sales of residential/commercial units (80% revenue). Plot sales & land monetization (15%). Approval/consulting services for developers (5%). Pricing strategy: Competitive yet premium positioning for townships; affordable segment focus for apartments. 3. Promoter expertise and employees. Late Founder & CEO: - 20+ years in real estate development and construction. Hands-on leadership in land acquisition, approvals, and customer-centric projects. Legacy of ethical business practices and community-driven development. - The business is functioning well, with 20 employees managing both the operational tasks and managerial responsibilities, ensuring smooth operations. 4. Strategic relationships. Government & regulatory: Strong ties with RERA, municipal authorities for swift approvals. Financial partners: Collaborations with leading banks/ HFCs for buyer financing. B2B alliances: Trusted vendor network (construction, materials, marketing). The business sells turnkey real estate solutions with clear value propositions: For Homebuyers: Ready-to-move-in flats (1–3 BHK; INR 25 lakh – INR 1.5 crore) – Target: Middle-class families. For Investors: Plotted developments – Fully approved layouts with 20–30% appreciation potential. Commercial spaces – Steady rental yields (8–10% annually). For partners/developers: Land Banks with Approvals – Ready for JVs or bulk sales. Regulatory advisory – Expertise in RERA, land conversion, and zoning. Awards: Indian achievers award: Presented at Dubai by former Hon’ble Governor of Tamil Nadu. Participated in the Indo -Gulf Friendship & Economic Co-operation Conference held at Dubai. Pride of India award: Presented at Bangalore. Building industry leadership award: Presented at New Delhi, Governor of Tripura for Outstanding individual achievements & distinguished service to the nation. Honorary Doctorate Award was conferred by “ World Classical Tamil University ” London, United Kingdom, on for social activities.