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Agriculture Wholesale Company Seeking Loan in Spain

Cocoa product processor and exporter to Northern Africa.
Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.
8.3   Spain
Run Rate Sales
USD 2.4 million
EBITDA Margin
20 %
Business Loan
USD 1.5 Mn at 13%
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Bakery Seeking Loan in Mumbai, India

Established bakery with 50% online sales and a footfall of 30-40 per day.
The bakery specializes in selling cakes, biscuits, and cookies with half kg cakes being their best-selling product. - The starting price of products is INR 300. - The business has established tie-ups with 5 nearby corporate clients to cater their events. - The bakery has a loyal customer base, with some customers patronizing the business for over 5 years. - The daily footfall averages at around 30-40 customers. - Online orders through a tie-up with Winnie contribute to 50% of the bakery's sales, with the other half being in-store sales. - The bakery undertakes deliveries within a 10km radius of the store. - It has a total seating capacity of 10-15 customers. - The business is operated by a total workforce of 7 including part-time workers, including the owner with 3 years of experience, and a family member with 5 years of experience in the industry. - We have all the necessary licenses and approval to operate including the FSSAI license.
6.9   Mumbai
Run Rate Sales
USD 26.4 thousand
EBITDA Margin
30 %
Business Loan
USD 11 K at 12%
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Profitable Tobacco Shop Seeking Loan in Sumedang, Indonesia

Vape retail store averaging 30 daily walk-ins seeking investment to expand operations and boost sales.
The business is a vape retail outlet offering a variety of flavors, including fruit, ice cream, and cake-inspired options. - It operates as a retailer with a network of five distributors. - On average, the store serves around 30 walk-in customers daily. - The business is a sole proprietorship and does not require any special licenses to operate.
Vape retail store averaging 30 daily walk-ins seeking investment to expand operations and boost sales.
6.1   Sumedang
Run Rate Sales
USD 21.3 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 17.8 K at 12%
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Profitable Tobacco Shop Seeking Loan in Sumedang, Indonesia

Vape retail store averaging 30 daily walk-ins seeking investment to expand operations and boost sales.
The business is a vape retail outlet offering a variety of flavors, including fruit, ice cream, and cake-inspired options. - It operates as a retailer with a network of five distributors. - On average, the store serves around 30 walk-in customers daily. - The business is a sole proprietorship and does not require any special licenses to operate.
Vape retail store averaging 30 daily walk-ins seeking investment to expand operations and boost sales.
6.1   Sumedang
Run Rate Sales
USD 21.3 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 17.8 K at 12%
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Newly Established Vegetable Farm Seeking Loan in Barquisimeto, Venezuela

Business investment opportunity in a vegetable farm in Barquisimeto with strong community ties.
Based in Barquisimeto, this newly started vegetable farm specializes in the production and sale of fresh agricultural products, including vegetables, fruits, and grains. - The business sells its produce both offline and online, utilizing social media platforms to reach a wider audience and enhance customer engagement. - The business serves both B2B and B2C clients, with the B2B segment primarily consisting of shops and restaurants. - The business has a production capacity of approximately 3,000 to 5,000 kilograms of vegetables per month. - The farm serves an average of 5-10 customers daily, showcasing its popularity and reliability in the local community for fresh produce. - In addition to selling its own products, the farm supports at least 10 local farmers by helping them market and sell their agricultural produce, fostering a strong community network. - Operating with a registration certificate, the business adheres to legal requirements, instilling confidence among customers and partners in its legitimacy. - The farm’s multifaceted approach not only generates revenue through direct sales but also strengthens the local agricultural economy by promoting the success of neighboring farms.
6.5   Barquisimeto
Run Rate Sales
USD 300 thousand
EBITDA Margin
20 - 30 %
Business Loan
USD 226 K at 90%
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Building Contractor Seeking Loan in Patan, Nepal

Design and construction company seeks funds to undertake construction projects and sell them.
Company that designs, and oversees the construction of residential and commercial buildings. - More than 200 buildings have been designed by our company and supervision of sites is also done. - 4 construction sites simultaneously running at the moment. - We have a permanent team of 15 employees that has 4 engineers and 1 architect. - We deploy contract labour for our projects. - Net revenue with a total of 100 projects was around NPR 70 lakh last year. - High volume of projects as we do small-scale projects like building houses, shops, and showrooms.
6.4   Patan
Run Rate Sales
USD 82 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 41 K at 10%
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Women's Clothing Business Seeking Loan in Kamatagi, India

Traditional silk saree manufacturer with 40 handlooms and authorized distributor of Tesla lights.
This business manufactures traditional silk sarees and serves as an authorized distributor for Tesla lights and products. - The business has a small team of 5 employees and operates 2 stores, with a primary focus on the sale of traditional sarees, particularly in the local market. - Business generates the majority of its revenue (80%) from the sale of sarees, which are produced in-house using 40 handlooms with a capacity of 30 sarees per day. - The pure silk sarees are priced between INR 9,000-10,000. - The business primarily targets the Karnataka market, with 70% of sales in 3-4 districts, while also engaging in direct selling in Maharashtra, accounting for 30% of sales. - As an authorized distributor of Tesla lights, the business has 4-5 dealers and a customer base of 20-30 regular clients, strengthening its position in the electronic equipment market. - The business has a strong presence in the local market, with a home-based saree store and a significant demand.
Traditional silk saree manufacturer with 40 handlooms and authorized distributor of Tesla lights.
6.8   Kamatagi
Run Rate Sales
USD 33 thousand
EBITDA Margin
30 %
Business Loan
USD 5.5 K at 10%
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Electric Equipment Wholesale Business Seeking Loan in Khulna, Bangladesh

Store in Khulna that sells electronic items and offers installation services seeks funds for expansion.
Three years old organization that is involved in the wholesale of electrical products. - We sell our products in the local market. We receive customers to our store and our retail sales officers visit & collect orders from other shops. - In addition, we supply electrical products to various government agencies like (army cantonment, coast guard and navy), engineers and contractors of private new buildings. - Daily sales are on average BDT 40 to 50 thousand which equates to BDT 13 to 17 lakh per month. - Organization has 4 employees which include 2 retail sales officers, 1 corporate sales officer, 1 delivery man. - Most of the sales are cash transactions. - We offer superior customer service & fast delivery services. - We buy products from wholesalers and dealers. If we start purchasing all products from the factory, then our profit would jump to 30 to 40%. - We supply our products all over the Khulna district. - Business has single owner and no liabilities.
Store in Khulna that sells electronic items and offers installation services seeks funds for expansion.
6   Khulna
Run Rate Sales
USD 167 thousand
EBITDA Margin
10 %
Business Loan
USD 163 K at 10%
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Residential Real Estate Construction Business Seeking Loan in Kiev, Ukraine

Construction company that has completed 15+ commercial and residential projects is seeking funds.
Construction business that has completed 15+ commercial and residential projects is seeking funds for developing a residential project in the heart of Kiev. - The residential project is spread across 220 square meters of land. - Company plans to build 1 residential tower with 8 storeys with a total projected area of 8,566 square meters. The total area of flats is 6,251 square meters. - Total area of integrated shops is 7,247 square meters. - Basement for commercial purposes 590 square meters. - The plan has been sanctioned and all permits have been obtained. - Landowner and the construction company are working on an agreement. - The land, approved project documentation, planning permission, machinery and equipment, and all the other permissions are in place. - Expected ROI is 25-30%. - Flat bookings have not been taken yet. - Total budget of the project is USD 3,283,000 USD and the total income from the property sale would be 4,895,000 USD.
Construction company that has completed 15+ commercial and residential projects is seeking funds.
6.8   Kiev
Run Rate Sales
USD 2.77 million
EBITDA Margin
25 %
Business Loan
USD 1 Mn at 30%
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Residential Real Estate Construction Business Seeking Loan in Mumbai, India

Real-estate business developing residential and commercial projects, seeking investment for expansion and project completion.
Established 28 years ago, our Mumbai-based real estate consulting firm has built a strong reputation for expertise and reliability. Since 2021, we have strategically focused on the development and construction sectors, with a particular emphasis on the redevelopment of residential and commercial properties, as well as retail spaces across the city. Currently, we are developing two residential projects located in Ghatkopar-Chembur, near the Eastern Express Highway in Central Mumbai Southwest, close to Westside and Amar Mahal. These developments offer strong investment potential and are designed to deliver high returns. ************** The project's feature: 1. East-west facing apartments. 2. Planned carpet areas of 625 sq. ft. and 790 sq. ft. 3. Spacious 2 BHK flats with 2 Bathrooms and 2 Balconies. 4. A modern 15-storey residential building. 5. Projects currently in the IODC approval and construction phase, with possession expected within 24–30 months. 6. Aesthetic interiors with premium vitrified flooring. 7. Excellent connectivity - located near the Eastern Express Highway, close to railway stations, and easily accessible from the airport. 8. Modern amenities including basement and visitor parking, two elevators, a fitness centre/gym, rainwater harvesting systems, solar energy infrastructure, and 24/7 security. 9. Reliable water supply through the municipal corporation. 10. Will finish the project in 3 years. ************** In addition to residential projects, we own several commercial properties, apartment complexes, bungalows, villas, shops, offices and more across Mumbai. These assets have been acquired with 25% of the payment completed. We are currently seeking investment to cover the remaining 75%, enabling us to complete the acquisitions and list the properties for sale. We project a return on investment (ROI) within six months. ************** Our team comprises five full-time employees, with additional skilled labour hired on a contractual basis for ongoing and upcoming projects. Project is RERA compliant and has Municipal permission. Existing assets form a solid foundation for our ongoing and future redevelopment projects, contributing to operational efficiency and long-term value creation. We are not planning on liquidating these assets. Our sales fluctuate depending on the project delivery. We finished multiple projects last year so our revenue was high.
Real-estate business developing residential and commercial projects, seeking investment for expansion and project completion.
7.1   Mumbai
Run Rate Sales
USD 396 thousand
EBITDA Margin
25 %
Business Loan
USD 220 K at 16%
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Fabricated Metal Products Business Seeking Loan in Nellore, India

Established wire mesh manufacturer with 230-pieces/day capacity seeking and 50+ hardware stores and construction customers.
The company is an established manufacturer of wire meshes located in Nellore, Andhra Pradesh, specializing in the production of wire meshes. - The manufacturing capacity of the company is 230 pieces per day, ensuring the potential for scale and growth within the industry. - The company sources its raw materials from 2-3 suppliers in Hyderabad, ensuring a diversified and stable supply chain. - With a distribution network encompassing over 50 hardware shops, the company has established a strong presence within the local market. - In addition to hardware shops, the company also serves contractors and builders, showcasing its versatility and ability to tap into different market segments. - The revenue stream is diversified, with a 50-50 split between revenue from hardware shops and retail sales, mitigating the risks associated with over-reliance on a single customer segment.
Established wire mesh manufacturer with 230-pieces/day capacity seeking and 50+ hardware stores and construction customers.
6.5   Nellore
Run Rate Sales
USD 33 thousand
EBITDA Margin
20 %
Business Loan
USD 55 K at 10%
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Meat Shop Seeking Loan in T'Boli, Philippines

Newly started profitable frozen meat products sale business in the Philippines seek funds for expansion.
We sell frozen meat products such as marinated bangsi, hotdog, chorizo, frozen fish. - Have a small shop where customers visit and purchase. We also sell to other retail shops and restaurants in T'Boli. - Currently have 10 retail clients and we plan to expand the reach. - We have around 10 different types of meat products. - Products are purchased from processing units in T'Boli. - Promoter has good experience and knowledge in this field.
Newly started profitable frozen meat products sale business in the Philippines seek funds for expansion.
6.2   T'Boli
Run Rate Sales
USD 2.06 thousand
EBITDA Margin
5 %
Business Loan
USD 3.44 K at 10%
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Photocopying Business Seeking Loan in Tasikmalaya, Indonesia

Copier sales and service business in Tasikmalaya seeks business loan to expand the business.
Business focused on selling and providing aftersales services for copier machines and their parts. - Our clients are spread around Tasikmalaya and south of the West Java region. - Clients include offices and copy shops. - Majority of sales is through the sale of products like parts and entire copier machines. - We have a direct relationship with importers of copier parts and machines so we can sell our parts and machines at low prices.
Copier sales and service business in Tasikmalaya seeks business loan to expand the business.
6.8   Tasikmalaya
Run Rate Sales
USD 71 thousand
EBITDA Margin
0 - 10 %
Business Loan
USD 59 K at 9%
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Pet Food Company Seeking Loan in Baku, Azerbaijan

Growing and highly profitable pet food distribution business seeks funds for business expansion.
Pet food and accessories distributor and wholesaler in Baku. - We have 150+ pet food shops as our customers and would like to increase this. - We are official distributors of 5 pet food and accessories brands in Azerbaijan. - Our sales are through online marketplaces and existing customers contact us directly. - Imported pet food products already have good sales and an already tested product market fit. - Due to the nature of business our sales volume are high and we are able to achieve high sales with just 8 employees. - We have very low operating expenses and this ensures a high EBITDA and net profit. - We operate on a 30-day payment cycle, customers are supplied in the beginning of the month and they pay us at the end of the month. - Now we want to increase our presence on the existing online marketplaces, setup retail shops in Baku, and supply supermarkets. - We are working on legal basis and ask our business partners to arrange official payments to our bank account.
Growing and highly profitable pet food distribution business seeks funds for business expansion.
7.1   Baku
Run Rate Sales
USD 660 thousand
EBITDA Margin
40 %
Business Loan
USD 1 Mn at 6%
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Convenience Store Seeking Loan in Vasai, India

Hybrid grocery delivery business with e-commerce and physical store, aiming to serve Tier-2 & Tier-3.
Hybrid grocery delivery business combining e-commerce and offline store, targeting Tier-2 and Tier-3 demographics in Vasai. - Offers a variety of products, including farm-fresh vegetables, fruits, essential groceries, and locally made items sourced directly from farmers and local shopkeepers. - Aims to connect local farmers and vendors with rural customers, reducing dependency on distant markets and crowded retail environments. - Revenue generation is through multiple streams, including sales commissions, delivery charges, and partnerships with local shops. - Focuses on convenience for households and small businesses, fostering a reliable platform for easy ordering and prompt delivery of essential goods. - Built strong relationships with local food vendors and farmers to facilitate easy listing and marketing of products on the platform. - Plans to expand with franchise outlets to enhance last-mile delivery, improving overall service efficiency. - Initial market testing generated impressive sales of INR 70K within a short period, demonstrating demand for the service. - Business has registration certificate.
6.2   Vasai
Run Rate Sales
USD 9.2 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 17 K at 10%
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