Businesses Seeking Loan

1. We have a start-up business in the Construction Materials industry located in Quezon City. 2. Our business has two employees with specialized knowledge in dealing with construction materials and supplies, particularly electrical supplies. 3. We offer construction materials and supplies to private and public sectors and have 6 suppliers for these materials. 4. We also engage in competitive bidding for private and public sectors. 5. Our company has established numerous clients and completed several projects in a short period of time. 6. Our average product price is 150 PHP.

Cafe based in Allahabad serves coffee, tea, sandwiches, beverages, and pizzas. - Located in Civil Lines near shopping malls, schools, and coaching centers. - We are a youth-oriented cafe and receive a daily footfall of 150-200. - Have a seating capacity for 38 people. - Partnered with Swiggy and Zomato for online orders and have a rating of 4 / 5 and 4.1 / 5 respectively. - Online orders contribute to 30% of our revenue. - Our cafe has been awarded by Inext Food awards as the best cafe in our city. - We will see a high sales growth since we partnered with Swiggy and Zomato only this year. Also, many new businesses such as shopping malls and coaching centers have started around our cafe, thus bringing in more customers. - Business owned assets include coffee machines, freezers, furniture, and kitchen equipment.

Cafe based in Allahabad serves coffee, tea, sandwiches, beverages, and pizzas. - Located in Civil Lines near shopping malls, schools, and coaching centers. - We are a youth-oriented cafe and receive a daily footfall of 150-200. - Have a seating capacity for 38 people. - Partnered with Swiggy and Zomato for online orders and have a rating of 4 / 5 and 4.1 / 5 respectively. - Online orders contribute to 30% of our revenue. - Our cafe has been awarded by Inext Food awards as the best cafe in our city. - We will see a high sales growth since we partnered with Swiggy and Zomato only this year. Also, many new businesses such as shopping malls and coaching centers have started around our cafe, thus bringing in more customers. - Business owned assets include coffee machines, freezers, furniture, and kitchen equipment.

Intend to manufacture and export innerwear for women. - Also intend to gradually sell women's innerwear for the Indian market. - The business was incorporated in 2018 but operations are yet to begin. - In the process of setting up a 9,000 sq. ft. factory in a 13,000 sq. ft. plot of land that the business has acquired. - The plant will have the capacity to manufacture 80,000 pieces/month. - Promoter has over 14 years of experience in the apparel industry. - Have already secured USD 60,000 worth of orders from clients in Russia, Nigeria, and Zambia. - Expect to source the raw materials from local suppliers who have a good professional relationship with the promoter. - Have yet to register under GST and secure an import/export license. - Promoter has 3 master's degrees including an MBA.

The business is located in Vanimo, Papua New Guinea and is for balsa wood farming and integrated agriculture activities. - The primary focus will be on supplying balsa wood to the construction and wood-based products manufacturing industries, which are experiencing a growing demand for lightweight and high-strength materials. - The balsa wood industry in East New Britain Province (ENB) contributes to 9% of the global processed balsa supply, emphasizing the export potential and market reach for the proposed business. - Balsa wood's unique strength-for-weight properties make it increasingly sought after in high-technology composite markets, including applications in wind turbine blades and transportation, providing strong revenue opportunities. - The cultivation of balsa wood is characterized by relatively low labor input requirements, allowing for operational efficiency and scalability in production. - With a harvest cycle of only 5–6 years, the business model promises competitive returns and quicker cash flow compared to traditional timber farming. - All four shareholders bring prior experience in the agriculture industry. - Need to procure a regulatory license from PNG Forest Authority.

The startup is strategically located in Kolkata, a significant hub for the export of commodities like ferro alloys and coal. - We will be involved in exporting high-quality ferro alloys crucial for steel manufacturing, with confirmed interest from top steel manufacturers in Europe and Indonesia. - The leadership team consists of a Chartered Accountant and an MBA from a Tier-1 business school, providing strong financial and strategic acumen and a global industry network. - Holds valuable export licenses and maintains relationships with over 10 suppliers, ensuring a steady and reliable supply chain. - Will sources materials from Durgapur and Haldia, known for their rich reserves, supporting efficient logistics and distribution. - Despite having a lean team of 3 employees, the startup leverages expertise and industry connections for effective operations and growth. - The firm capitalizes on the professional experience of the promoter who has worked in established export companies such as QVC Exports and World Metal FZC, enhancing its credibility and market reach.

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam. • Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app. • Plans to launch a monthly wellness magazine as part of awareness and engagement strategy. • Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings. • Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor. • Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%. • Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year. • Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations. • Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth. • Business registered with the MCA.

Company is an agricultural start-up with a vision to empower and support farmers across India. - To maximize the yield of crops grown by farmers, the business will provide them with the best quality raw material, grains, export quality grains, as well as source of energy, and vermicompost manure. - We will pay the farmers their daily wages and business will sell their produce to a broader audience through societies, hypermarkets, and a mobile application. - Currently, we have tied-up with 3 farmers who are into mustard seeds harvesting and coconut plantation. - We are in the starting phase of the business and have yet not reported any revenue. - Business does not have any loan and is run by 2 owners with equal ownership stakes in the business. - We will do the entire distribution and supply chain management for the end agriculture products and also plan to launch an application in the future.

Start-up business that operates out of a rented office in Pune. - We sell iodised salt and premium quality sago under our own brand name. - Products are manufactured by 2 OEMs in Pune. - Planning to also sell other food products such as poha, pulses and food products. - We sell the products to over 500 retail stores in and around Pune. - Promoters are from the same industry and each of them have in-depth knowledge to run this business. - Physical assets include furniture and computers.

Daily people recognize how important it is to eat healthily. - Our company teaches our clients how they can grow their own food and eat healthily. - Company also takes it a step further by helping clients from the beginning till the end of their project. - Planning to grow high-value crops like tomatoes, lettuce, and corn. - Have proposed our plan to a few retail shops to supply the products.