Need help?

Businesses Seeking Loan

Showing 1 - 14 of 1,022 Businesses Seeking Loan. Lend to a Business. Listed by Direct Business Owners & Business Brokers.
Filters
  • Business Loan

  • raise capital

 

Office Supplies Wholesale Company Seeking Loan in Chennai, India

Online sourcing platform for businesses having raised funding from Indian and Japanese VCs, now seeks working capital financing.
We are an online platform that provides systematic, automated and transparent procurement services. - Our platform offers a cloud based e-procurement tool to help businesses simplify the sourcing & purchasing of indirect materials. - We help companies source pantry items, housekeeping supply, electronics and stationary from leading brands. - This tool provides features including easy ordering platform, inventory management, spend management, cost optimizations, analytics & centralised invoicing among others. - We provide end-to-end supply chain support including a robust delivery fleet with local distribution network capability pan India.
6.8   Chennai
Run Rate Sales
USD 760 thousand
EBITDA Margin
8 %
Business Loan
USD 53 K at 24%
Contact Business

FinTech Company Seeking Loan in Bengaluru, India

AI-driven debt resolution and borrower intelligence platform enabling lenders to improve collections and customer engagement.
Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.
8.3   Bengaluru
Run Rate Sales
USD 630 thousand
EBITDA Margin
Nil
Business Loan
USD 53 K at 13%
Contact Business

Newly Established Serviced Apartment Seeking Loan in Tirupati, India

Near-operational premium service apartment asset in Sri City SEZ offering stable, asset-backed hospitality returns.
Near-operational business offers fully furnished premium 2BHK service apartments designed for long-stay corporate professionals. Features: • 36 premium 2BHK units. • Target market: Japanese, Korean & long-stay corporate professionals. • Comparable occupancy in region: 85–95%. • Projected monthly revenue: ₹46–50 Lakhs. • Projected monthly surplus: ₹21–26 Lakhs. - Revenue model: Long-stay rental income + short-stay occupancy + ancillary services. - Promoter background: Promoter has multi-industry experience across real estate, hospitality, and technology businesses, including web/app development and digital services with international clients. - Business relationships: • Ongoing discussions for corporate accommodation partnerships. • Catering collaboration discussions for cafeteria operations. • Exploring partnerships for sports & recreation facilities. - The project is currently in the final furnishing stage and revenue generation is expected to begin once the units are fully furnished and operational.
Near-operational premium service apartment asset in Sri City SEZ offering stable, asset-backed hospitality returns.
7.1   Tirupati
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 530 K at 18%
Contact Business
List your business on SMERGERS.
Get visibility from 110,000+ member network of Businesses, Investors, Acquirers, Lenders and Advisors from 900+ Industries and 170+ Countries
Create Business Profile

Newly Established Serviced Apartment Seeking Loan in Tirupati, India

Near-operational premium service apartment asset in Sri City SEZ offering stable, asset-backed hospitality returns.
Near-operational business offers fully furnished premium 2BHK service apartments designed for long-stay corporate professionals. Features: • 36 premium 2BHK units. • Target market: Japanese, Korean & long-stay corporate professionals. • Comparable occupancy in region: 85–95%. • Projected monthly revenue: ₹46–50 Lakhs. • Projected monthly surplus: ₹21–26 Lakhs. - Revenue model: Long-stay rental income + short-stay occupancy + ancillary services. - Promoter background: Promoter has multi-industry experience across real estate, hospitality, and technology businesses, including web/app development and digital services with international clients. - Business relationships: • Ongoing discussions for corporate accommodation partnerships. • Catering collaboration discussions for cafeteria operations. • Exploring partnerships for sports & recreation facilities. - The project is currently in the final furnishing stage and revenue generation is expected to begin once the units are fully furnished and operational.
Near-operational premium service apartment asset in Sri City SEZ offering stable, asset-backed hospitality returns.
7.1   Tirupati
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 530 K at 18%
Contact Business

Debt Collection Agency Seeking Loan in Ranchi, India

NPA recovery and microloans distributor operating as business correspondent for 3 reputed NBFCs.
We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.
NPA recovery and microloans distributor operating as business correspondent for 3 reputed NBFCs.
6.2   Ranchi
Run Rate Sales
USD 127 thousand
EBITDA Margin
0 - 10 %
Business Loan
USD 106 K at 15%
Contact Business

Profitable Ship Repairing Company Seeking Loan in Visakhapatnam, India

Ship building & repair business, helmed by experienced founders, seeks Debt funding/Loans for growth.
Business: Shipbuilding and ship repair company serving Navy, defense shipyards and commercial shipowners. - Founders & team: Led by founders with 25 years of experience in shipbuilding and marine engineering. - Core services: Shipbuilding, ship repairs, full refits, installation of weapons and other marine systems in diverse fields of electrical, mechanical, fabrication, and marine IT. - Service footprint: Operations and project execution across Vizag, Goa, Kolkata, Karwar, Mumbai, Paradeep and Port Blair, offering regional naval ship repair and maintenance. - Key customers: Indian Navy, L&T, Goa Shipyard Ltd, Mazagaon Dock Shipbuilders Ltd, Hindustan Shipyard Ltd, Customs dept (Kolkata) and Naval ship repair yard (Port Blair). - Revenue and pipeline: Current order book of INR 25 crore with additional multi-year projects in the pipeline, providing predictable and recurring revenue from long-term defense contracts. - Competitive advantage: Rare multi-disciplinary expertise across electrical, mechanical, fabrication and weapon installation, enabling complex refits and turnkey naval projects. - Legal & compliance: Company is incorporated and operates with established credentials to win defense and government ship repair contracts.
Ship building & repair business, helmed by experienced founders, seeks Debt funding/Loans for growth.
7.4   Visakhapatnam
Run Rate Sales
USD 890 thousand
EBITDA Margin
35 %
Business Loan
USD 640 K at 13%
Contact Business

Cosmetics Company Seeking Loan in Secunderabad, India

High-quality skincare business with solid market presence and loyal clientele, seeks loan for expansion.
Located in Secunderabad, the business operates in the beauty and wellness industry, specializing in premium skincare products tailored for elite and global customers. - The brand offers a robust product line including anti-ageing creams, serums, moisturizers, vitamin & niacinamide serums, and day cream with SPF 50, all crafted from high-quality botanical extracts. - With a strong focus on luxury skincare, the brand competes with international names, positioning itself as a premium alternative in the market. - The business has expanded its reach beyond Telangana to global markets, including Kenya, and is currently exploring additional export opportunities. - Maintains a strong relationship with approximately 10 wholesalers, enjoying an impressive 85% repeat customer rate attributed to the superior quality of its products. - The founding promoters bring extensive experience in retail and business operations, ensuring effective management and growth strategies. - Products are manufactured through third-party facilities, utilizing the company's unique formulations and designs while implementing strict quality assurance protocols to maintain product excellence. - Registered with MSME and holding a GST certificate, the business adheres to official standards and legal requirements, reinforcing its credibility.
5.6   Secunderabad
Run Rate Sales
USD 32 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 850 K at 9%
Contact Business

Pipes & Valves Business Seeking Loan in Gurugram, India

Manufactures steel tubes for clients in automobile, fabrication and furniture industry.
Steel tube manufacturing firm having a capacity of 1,500 MT in one cycle of which we are currently producing 250 MT. After manufacturing, we sell the products to clients in automobile, fabrication and furniture industry. Have a total of 50 regular clients of which about 60% clients are from automotive sector. Currently we are serving clients from Gurgaon, Delhi, Uttar Pradesh and Uttarakhand. Planning to acquire clients from Southern India as well. Physical assets owned by the business include 50 meters long plant & machinery, tools and equipment.
Manufactures steel tubes for clients in automobile, fabrication and furniture industry.
6.2   Gurugram
Run Rate Sales
USD 190 thousand
EBITDA Margin
5 %
Business Loan
USD 106 K at 12%
Contact Business

HR Consulting Company Seeking Loan in Jakarta, Indonesia

Technology platform serving SMEs, raising growth capital to expand across SEA and Middle East.
Jakarta-based consulting and expert staffing platform helping startups and SMEs scale with precision and speed. - Specializes in financial reporting, business process management, and providing on-demand expert teams. - Serves 100+ clients across Southeast Asia, handling 30–40 projects per month, with a 15% client repeat rate. - Offers vetted professionals in human resources, marketing, technology, and supply chain, guaranteeing performance delivery within 14 days. - Includes a money-back guarantee if client expectations are not met, ensuring trust and accountability. - Revenue is primarily project-based, supported by a hybrid pricing model that includes subscriptions. - Founded by ex-Big 4 advisors, partnered with Google for Startups, and awarded ‘Best SME Growth Platform" 2 years ago. - The business holds a valid NIB License. - Monthly revenue varies based on the number of active client contracts and new clients onboarded each month.
7.8   Jakarta
Run Rate Sales
USD 4.7 million
EBITDA Margin
10 - 20 %
Business Loan
USD 1.68 Mn at 12%
Contact Business

Newly Established Call Center Seeking Loan in Nagpur, India

Our top-selling services include multilingual customer support, quality, and scalable back-office operations.
The company was incorporated 6 months ago, serves 3+ active clients in e-commerce, healthcare, and finance with a project-based revenue model targeting INR 15 lakh scaling. The business is a pre-revenue business. ​ Promoter brings 10+ years in BPO from Hexaware, Tech Mahindra, and Pareto, specializing in quality analysis, process optimization, and international B2B operations. Strong relationships via LinkedIn networking and proposals for voice/chat projects; no awards yet as early-stage startup. Growth Metrics: Nagpur-based with 10 employees, paid-up capital INR 20 thousand, focusing on multilingual support yielding 99% quality accuracy and 30% faster resolutions for global outsourcing.
7.2   Nagpur
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 10.6 K at 10%
Contact Business

Guerrilla Marketing Business Seeking Loan in Pune, India

Guerilla marketing agency having top MNC clients seeking a loan to fulfill new P&G contract.
The company specializes in event-based branding and brand launches. - Our core services include corporate events, product launches, and brand activations. - We focus on unconventional formats such as mall activations, college launches, exhibitions, and other high-impact brand experiences. - We have executed campaigns for clients like HMCL, TVS, Cheil India, Muthoot Finance, and HDFC Bank. - Most of our clients come through word of mouth, and we continue to work with several leading MNCs. - Our revenue model is project-based. Clients award us contracts, and we handle the execution from start to finish. - The business operates as a sole proprietorship and is registered under GST with MSME certification.
5.9   Pune
Run Rate Sales
USD 153 thousand
EBITDA Margin
30 %
Business Loan
USD 53 K at 9%
Contact Business

Waste Management Company Seeking Loan in Jaipur, India

Jaipur-based integrated waste management company combining on-ground execution with AI-powered tracking and compliance, seeks funding.
The business operates as an integrated waste management company headquartered in Jaipur, specializing in sustainable waste disposal solutions. - Offers a door-to-door waste collection service tailored for smart cities, government bodies, and private entities, promoting efficient waste management practices. - The company collaborates with local authorities such as Jaipur Nagar Nigam and various Panchayat Samitis in Shahpura, Nainawa, and Sultanpur, ensuring compliance with municipal regulations. - With a fleet of 8 owned waste collection trucks and 24 rented trucks, the business maximizes operational efficiency to serve over 300 private entities across Jaipur city. - The company utilizes advanced AI-powered tracking systems to optimize waste collection routes and ensure compliance with environmental standards. - Generates revenue by selling collected waste for energy conversion, contributing to renewable energy generation while minimizing landfill usage. - Customers include local governments, businesses, and residential communities committed to eco-friendly waste management. - Business has GST and registration certificates.
Jaipur-based integrated waste management company combining on-ground execution with AI-powered tracking and compliance, seeks funding.
9.3   Jaipur
Run Rate Sales
USD 280 thousand
EBITDA Margin
8 %
Business Loan
USD 26.5 K at 18%
Contact Business

Industrial Design Company Seeking Loan in Abu Road, India

Technical training and design services company offering manufacturing design solutions with scalable service model.
• Multidisciplinary technical services and training company operating at the intersection of design, manufacturing, construction, and emerging technologies. • Core activities include coaching and skill development in interior design, AI homes, IoT, robotics, 3D printing, CAD/CAM programs, and construction technologies. • Primary revenue currently generated from student coaching programs, with 13 active students enrolled. • Also provides 2D and 3D design services, including machinery and component design for manufacturing industries. • Offers CNC and VMC-related services, supporting industrial fabrication and prototyping requirements. • Operates on a service-led, demand-driven model that adapts across multiple industries, reducing exposure to single-market fluctuations. • Promoter brings over 13 years of hands-on technical and industry experience across design, manufacturing, and construction domains. • Team stays aligned with evolving market needs and maintains active relationships with businesses and individual customers. • Registered with the MCA and operates with a locally owned setup and 24-hour service availability. • Positioned for expansion as a technology-enabled services and training platform across digital and industrial sectors.
5.8   Abu Road
Run Rate Sales
USD 6.4 thousand
EBITDA Margin
0 - 10 %
Business Loan
USD 106 K at 10%
Contact Business

Payment Services Company Seeking Loan in Envigado, Colombia

Profitable LATAM cross-border payment platform seeking a loan to fund merchant liquidity and scale.
Cross-border fintech firm providing proprietary payment infrastructure that enables e-commerce businesses, dropshippers, and digital platforms to collect and disburse funds in local currencies across Latin America. - TPV (Total Payment Volume) of $36M+ annualized, 100% bootstrapped. - Revenue comes from a take rate (~2%) on transaction volume plus an FX spread (~0.65%). - Remaining cash-in markets across 8 countries and cash-out operations in 50 countries leverage automated third-party screening APIs and strategic sponsor-bank partnerships to navigate international financial regulations securely. - Key clients include platforms like Dropi, Droplatam, and Kiki Latam. - Exceptional month-over-month total payment volume growth of 15 per cent is driven by near-zero customer acquisition costs and powerful B2B network effects across a growing portfolio of over 65 active merchants. - Founders with direct experience in e-commerce and crypto operations in LATAM. - Proprietary payment rails integrate seamlessly via API, messaging applications, and spreadsheet integrations, utilizing a highly scalable cloud infrastructure built with modern web and server technologies. - Highly automated technology stack allows the business to process massive transaction volumes with a lean team of twelve employees, enabling strong run-rate revenues to be generated with minimal manual intervention. - Compliance and operational moats are secured through the firm's own financial operating licenses held in three legal entities: SAS (Colombia), AVOI (Brazil), LLC (USA)
7.8   Cheyenne
Run Rate Sales
USD 1.05 million
EBITDA Margin
30 %
Business Loan
USD 350 K at 25%
Contact Business

Newly Established Biomass Fuels Company Seeking Loan in Neemuch, India

Non-operational bio-CNG and ethanol plant seeking investment to complete setup and start renewable energy operations.
Developing a renewable energy plant focused on manufacturing bio-CNG and ethanol from agricultural and organic waste. - Planned production capacity of approximately 3 tons per day, with planned industrial plant and gas storage infrastructure. - Business model includes supply of bio-CNG to oil marketing companies, commercial users, and industrial plants. - Will generate additional revenue through ethanol production and sale of organic fertilizer derived from digester slurry. - Projected annual revenue of around INR 12 crore. - In process of finalizing a long-term 15-year supply agreement with major oil companies such as Bharat Petroleum and Hindustan Petroleum. - Backed by promoters with over two years of focused research in biofuel and waste-to-energy solutions. - Incorporated as a private limited company with MSME (Udyam) and GST registrations. Will acquire the rest of the statutory licenses/approvals upon starting the operations. - Positioned to benefit from increasing demand for clean energy and government push towards sustainable fuel alternatives.
6   Neemuch
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 1.27 Mn at 10%
Contact Business
Frequently
Asked
Questions
  • How many businesses seeking loan are listed on SMERGERS?
    There are 3696 active and verified businesses seeking loan listed on SMERGERS as of 28 June 2026.
  • What level of due diligence does SMERGERS conduct on the businesses/member?

    SMERGERS scrutinizes all profiles and only features a select group of businesses, investors, advisors that meet a basic requirement. When required, certain members may have submitted some form of proof …read more

  • How active are the business profiles listed on SMERGERS?

    We regularly filter out businesses which are inactive or have already closed a transaction. Typically, if the business is actively looking to sell/raise capital, the status is shown in green.

  • How can I be sure about privacy and confidentiality?

    We understand the level of confidentiality required in strategic transactions and we strive to provide a safe and secure experience for our members. Please review our privacy policy. We …read more

  • How can I contact a business listed on SMERGERS?

    You need to be logged in before you connect with a business. Click here to register and message the business If you are already logged in, please use the contact …read more

  • Should you buy an existing business or start a business from scratch?

    Buying an existing business is generally an easier way to start a business with an immediate head start. It saves valuable time and administrative efforts, considering starting from scratch is …read more

  • How successful has SMERGERS been in helping its users successfully close a deal?

    SMERGERS is a discovery and matchmaking platform with a global reach. It helps in connecting Businesses, Investors, Acquirers, Lenders, M&A Advisors and Boutique Investment Banks across locations, industries and transactions. …read more

  • Show more

Chat with Us
Welcome to SMERGERS