Businesses Seeking Loan

We are a dairy farm that has 60 cows of which 40 are for milk production and the rest are heifers. - Our products include milk, paneer, ghee, curd and other milk related products. - We sell these products directly to customers who come to our farm to collect them. Also have door to door delivery service. - On a daily basis we can produce around 150 litres of milk. - Promoter has more than 11 years experience in the corporate sector and in operation of the dairy farm. - In the future we plan to start branding of the product and have our own bottling plant. - We also plan to purchase better cow breeds from Bangalore and Punjab.

Our firm manufactures healthy food and snacks with low fat and sugar content. - We use only branded raw material. - Company is FSSAI certified with Trademark. - Website design is under process. - We would also make customized food for patients, who have no time to cook healthy food for family, who have diabetics, Vitamin B deficiency, acidity, cholesterol and other health problems. - We are in the branding and testing phase currently. We are preparing to advertise on social media.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Located in Lucknow, the company specializes in manufacturing hospital garments, offering products such as aprons, doctor coats, gowns, and bed sheets. - Established three years ago, the company has quickly developed an impressive clientele across both the private and government sectors. - With a compact team of 10 employees, the business efficiently caters to the high demand for quality healthcare garments. - We have successfully supplied to over 50 vendors and private hospitals, demonstrating a robust market presence and trust in quality deliverables. - Provide significant strategic advantage to clients by delivering both general and specialized garments, enhancing the operational efficiency of healthcare providers. - Have a strong growth potential in the healthcare apparel segment, with proven capability to serve both large institutions and smaller healthcare facilities. - Consistent flow of repeated clients, and there's also been an increase in the number of our new clients which significantly impacted our sales. - We have MSME, GST certificates.

The business specializes in the production and distribution of high-quality palm kernel shell pellets, a premium biomass fuel. With a focus on sustainability and renewable energy solutions, the company offers a range of services, including bulk supply to power plants and industrial facilities, packaging for residential and small-scale commercial use, biomass consultancy, customized solutions, and comprehensive logistics support. Backed by experienced promoters and a dedication to research and development, the business stands at the forefront of providing innovative solutions for biomass energy consumption. - The proposal involves establishing a palm kernel pellet production facility. - Utilize palm kernel shells as the primary raw material. - Pellets offer a clean and renewable alternative to fossil fuels. - Contributes to a greener energy landscape and addresses waste disposal issues. - Plan of action includes acquiring or leasing a suitable facility for production. - Install advanced machinery for processing, drying, and compressing palm kernel shells. - Establish partnerships with palm oil mills for a consistent supply of raw material. - Implement quality control measures for high-calorific and low-moisture pellets. - Develop marketing and distribution strategies to promote palm kernel pellets as a sustainable energy source.

We would be leasing out the chicks to the poultry farms and provide them with set of required feed, medications vaccinations, guidelines and standard operating procedure to grow the chicks according to the need of the market. Hereby disclosing the entire expenses breakdown for the in the attachments.