Businesses Seeking Loan

Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.

Established yoga hub in Singapore: Positioned as a premier yoga studio offering diverse classes, including aerial yoga and sound healing. - Strong client base: Over 40 private class students and 15 regular group class students per instructor, demonstrating strong customer loyalty and demand. - Diverse revenue streams: Profitable model combining private sessions, group classes, workshops, and wellness events. - Community-driven growth: Relies on "word of mouth" advertising and fosters a strong, loyal yoga community. - Experienced leadership: Helmed by a seasoned yoga professional with expertise in holistic wellness and business expansion. - Expanding wellness market: Benefiting from Singapore's booming wellness sector and increasing interest in mindfulness and holistic practices. - Future prospects: Positioned to grow further with rising demand for face-to-face experiences amidst advancements in AI technology.

Established yoga hub in Singapore: Positioned as a premier yoga studio offering diverse classes, including aerial yoga and sound healing. - Strong client base: Over 40 private class students and 15 regular group class students per instructor, demonstrating strong customer loyalty and demand. - Diverse revenue streams: Profitable model combining private sessions, group classes, workshops, and wellness events. - Community-driven growth: Relies on "word of mouth" advertising and fosters a strong, loyal yoga community. - Experienced leadership: Helmed by a seasoned yoga professional with expertise in holistic wellness and business expansion. - Expanding wellness market: Benefiting from Singapore's booming wellness sector and increasing interest in mindfulness and holistic practices. - Future prospects: Positioned to grow further with rising demand for face-to-face experiences amidst advancements in AI technology.

The company is engaged in the wholesale supply of cement and TMT to the construction sector. - We do not manufacture but procure materials from a network of 12 trusted suppliers. - Our customer base includes over 150 clients, ranging from private contractors to government and NGO-backed projects. - Notably, we supply to firms involved in the 'Housing for All' initiative, which focuses on building affordable housing for economically weaker sections, with funding received from government programs. - On average, we sell 300 metric tons of cement and 150 metric tons of TMT each month. - Our team consists of 8 permanent operations staff and 5 contract-based laborers. - We operate as a sole proprietorship and have GST and MSME registrations.

Chennai-based embedded systems company engaged in chip manufacturing and training services. - Specializes in producing embedded system chips used in computers and other electronic applications. - Provides hands-on training to students in chip manufacturing, programming, and installation. - Currently supplies chips to 10 active client companies through B2B contracts. - Trains over 100 students annually through practical workshops and certification programs. - Recently launched student-focused training kits on Amazon, expanding into D2C e-commerce. - GST certified and operates as a formally registered entity with a blend of manufacturing, education, and retail verticals.

Pet business specialized in breeding and selling both exotic and domesticated animals, catering to the growing pet ownership community in the Philippines. - Sales are conducted through two main channels: direct sales from the farm and online platforms, utilizing social media for broader reach. - Online channels, such as listing in multiple international Facebook groups, contribute significantly to the majority of the company’s sales. - The clientele spans across the Philippines, showcasing the business's ability to attract a diverse customer base nationwide. - The business sells between 20 to 50 animals monthly, reflecting a steady demand for legally owned pets in the market. - The business sources animals from multiple breeding centers, both locally and internationally, ensuring a variety of high-quality pets for customers. - - The business is officially registered in the Philippines, ensuring compliance with local regulations for pet sales. Also registered with the Department of Environment and Natural Resources (DENR), underscoring its commitment to responsible breeding practices and legal compliance in the pet industry.

The business specializes in apparel manufacturing, with a wholesale, located in Kelaniya. - With over 8 years of industry experience, they engage in export-oriented apparel production, showcasing expertise in manufacturing. - Their product range includes workwear, rainwear, ladies' blouses and dresses, twill shorts, t-shirts, and chino pants, meeting diverse customer demands. - The business operates as a subcontractor for notable brands like Unilac Fashions and Miami Exports, ensuring high-quality production standards. - Additionally, they provide production subcontracting services for local brands like Cool Planet and Thilakawardana, expanding their service offerings. - Their revenue model encompasses own brand sales, OEM (Original Equipment Manufacturer) manufacturing, wholesale, and retailing, allowing multiple income streams. - Manufacturing capacity depends on the order size and raw material availability. We hire employees based on the order. - Majority of the revenue is from OEM manufacturing and men's wear. - The company employs 100 skilled workers, emphasizing their commitment to quality craftsmanship and timely delivery in the apparel sector. - We work efficiently in shifts to keep our expenses low.

Operates a wedding and events planning business offering end to end services including décor, catering and destination wedding coordination. - Provides complete service management covering theme décor, vendor coordination, guest arrangements and on-site event execution. - Handles one to two small events each month with capacity to scale based on client requirements. - Team includes six to seven staff members who work on a rotational basis and support operations as needed. - Holds MSME certification which supports business credibility and formal registration. - Positioned to serve weddings, private events and small corporate functions with customised planning and decoration services.