Businesses Seeking Loan

Located in Bengaluru, this spice manufacturing company specialises in producing high-quality food ingredients, including chilli powder, garam masala, and compounded spice mixes. - With a robust production capacity of 1.5 tons/day (current utilisation - 50%), the company supplies its products primarily to the wholesale market, focusing on the southern states of Karnataka, Tamil Nadu, Andhra Pradesh, and Telangana. - The business currently serves approximately 53 to 55 customers, which include retailers, distributors, and various food businesses that utilise their spices in everyday cooking and food preparation. - Distribution channels are expanding as the company transitions from solely wholesale to also handling direct distribution, enhancing market reach and customer engagement. - The company plans to enhance its operational capabilities through investment, aiming to increase working capital for further scaling of its production and distribution efforts. - Product labelling is carefully managed with its own trademarks, ensuring brand recognition and customer trust, while pouch materials are outsourced to maintain quality and freshness. - With a dedicated team of 5 permanent employees, the company is poised for growth, especially with future investments aimed at improving infrastructure and market presence. - The company operates under recognised licenses, including GST and FSSAI compliance, ensuring adherence to industry standards for food safety and quality. The company was registered as a private limited company last year.

Operates a computer training institute providing skill-based IT and software courses to students and fresh graduates. - Offers training programs in full stack development, web designing, digital marketing, programming languages, computer basics, and office productivity tools. - Provides internship opportunities for diploma, degree, and engineering students to enhance practical exposure. - Focuses on job readiness through hands-on training and placement assistance for eligible students. - Currently trains around 20 active students at a time through classroom-based learning. - Holds a valid MSME registration, ensuring formal and compliant business operations.

Planned construction machinery wholesale business to be established in France, focused on supplying refurbished equipment to SMEs. - The business will import construction machinery directly from China, enabling competitive pricing and attractive margins. - Will specialize in sourcing recent-model machines that are not widely available in the French domestic market. - All machines will be refurbished, thoroughly quality-checked, and supplied with guarantees to build buyer confidence. - The offering will focus on value-driven solutions, providing reliable machinery at prices significantly lower than local alternatives. - Target customers will primarily be small and medium-sized construction companies seeking cost-effective equipment. - The business will operate purely as a wholesaler, allowing for lean operations with a small employee base. - Initial product range will include mini excavators (minipelles) ranging from 1 ton to 8 tons. - The business is in the process of registration and has not yet commenced operations.

Planned construction machinery wholesale business to be established in France, focused on supplying refurbished equipment to SMEs. - The business will import construction machinery directly from China, enabling competitive pricing and attractive margins. - Will specialize in sourcing recent-model machines that are not widely available in the French domestic market. - All machines will be refurbished, thoroughly quality-checked, and supplied with guarantees to build buyer confidence. - The offering will focus on value-driven solutions, providing reliable machinery at prices significantly lower than local alternatives. - Target customers will primarily be small and medium-sized construction companies seeking cost-effective equipment. - The business will operate purely as a wholesaler, allowing for lean operations with a small employee base. - Initial product range will include mini excavators (minipelles) ranging from 1 ton to 8 tons. - The business is in the process of registration and has not yet commenced operations.

The business has been non-operational for the past two months due to the owner’s capital constraints. - The owner now plans to restart operations. - The business will focus on selling dairy products such as ghee, milk, and raw honey. - Revenue will be generated through sales on third-party platforms like Amazon and Vyapar, as well as through its own store. - Manufacturing will be outsourced to a third-party producer. - The business is registered as a sole proprietorship and has MSME certificate and FSSAI license.

Proposed hospital development in Saharanpur currently in the planning and pre-revenue stage. - The planned project involves the construction of a 4–5 storey multispecialty hospital building with a basement, for which land procurement is currently in progress. - A centrally located site has been identified, offering strong connectivity to the major road networks linking Delhi, Dehradun, and Chandigarh. - The hospital is planned to commence operations as a minimum 30-bedded facility, with a phased expansion plan to scale up to 100 beds as services grow. - The infrastructure will be designed with a scalable, multi-floor layout to accommodate OPD, IPD, diagnostics, operation theatres, ICU, and supporting medical services, enabling phased addition of specialties over time. - The project is being promoted by an experienced orthopedic surgeon, ensuring strong clinical leadership and adherence to high healthcare standards from inception. - The hospital entity is not yet registered, and all statutory registrations and licenses will be obtained post-construction, prior to commencement of operations. - Overall, the project aims to establish a mid-sized, affordable, and high-quality multispecialty healthcare facility to serve the growing medical needs of the Saharanpur region while maintaining the flexibility to expand services in the future.

Healthcare and wellness center focused on preventive care, non-invasive therapy, and instant diagnostic solutions. - Specializes in Cold Laser Therapy used for pain management, recovery support, and preventive health treatment. - Offers preventive healthcare programs designed to detect issues early and support long-term wellness. - Provides instant diagnosis services to help patients receive quick assessment and treatment guidance. - Promoter has treated over 1,00,000 people across India and is widely recognized as the “Cold Laser Man of India”. - Recipient of multiple awards in India and abroad for contributions to alternative therapy and healthcare innovation. - Operates with a vision of combining innovation, healthcare, and community empowerment to create accessible wellness solutions. - Holds valid MSME certification, strengthening business credibility and regulatory compliance.

Second-hand motorcycle showroom based in Sirajganj, focused on sourcing and retailing used bikes with strong market demand and growth potential. - Primarily procures motorcycles directly from local owners, often through door-to-door acquisition, ensuring access to units in fresh and well-maintained condition. Additionally, bikes are also acquired in as-is or used condition to maintain a diverse inventory. - The business currently records monthly sales in the range of BDT 30–50 lakh, with an average sales volume of approximately 5 bikes per week. - Operations are supported by a small in-house team consisting of 3 permanent employees, supplemented by temporary maintenance staff as needed. Logistics functions are outsourced to external service providers, allowing the core team to focus on procurement, sales, and customer service. - The business operates under a valid operating permit and does not require any industry-specific licenses or specialized registrations for its current activities. - The long-term objective includes expanding inventory capacity to over 100 different motorcycle brands, thereby enhancing product variety and attracting a broader customer base.

Logistics company providing dedicated transportation solutions to e-commerce and quick-commerce players, with a focus on fruits and vegetable supply chains. - Works with leading clients such as Amazon and Blinkit under long-term annual contracts, ensuring stable and recurring revenue streams. - Operates on a lane-based, per-trip pricing model with assured daily placements, creating predictable monthly income visibility. - Follows a hybrid fleet strategy with ~30% owned vehicles and 70% aggregator-based capacity for flexibility and scalability. - Manages a fleet of 26 vehicles including CNG trucks, reefer units, and EV LCVs, supported by a network of 40+ attached market vehicles. - Provides PAN India logistics coverage with dedicated lanes across Delhi, Madhya Pradesh, and Maharashtra. - Deeply integrated into client supply chains, resulting in high retention, repeat business, and long-term partnerships. - Revenue has increased compared to last year due to expansion into new regions, including entry into South India.

Based in Markal, Pune, we specialize in making delicious sauces, ketchups, and vinegar. - We have built strong relationships with 2 distributors and 15 wholesale partners to reach a wider market. - Our production capacity ranges between 6000-7000 kgs per month, which means we can meet the demands of our clients effectively. - We focus on quality ingredients, ensuring our products taste great and meet customer satisfaction. - Our primary customers include wholesalers and retailers who appreciate our tasty offerings. - Revenue is generated through bulk sales to our wholesale partners and distributors. - The business operates with a valid GST and FSSAI license.

• Construction materials supply, procurement, and recycling business serving contractors, industrial buyers, mills, and infrastructure projects. • Operates across construction material sourcing along with collection, recycling, and resale of ferrous and non-ferrous scrap metals. • Specialises in recyclable metals including copper, aluminium, red brass, yellow brass, wheels, titanium, and ferrous scrap materials. • Non-ferrous metals contribute nearly 80% of total recycling operations due to strong industrial demand and higher margins. • Provides centralized procurement and supply chain support for construction firms, project managers, manufacturers, and industrial processors. • Current business model includes purchasing recyclable materials from suppliers and selling directly to mills and downstream buyers. • Generates revenue through construction material supply contracts, scrap metal trading, recycling operations, and procurement services. • Built a growing client base of approximately 2,000 customers, including contractors, mills, recyclers, manufacturers, and industrial buyers. • Established relationships with suppliers, mills, contractors, and industrial buyers support recurring demand and efficient operations. • Achieved annual turnover of USD 4.5 million with average net profit margins between 15% and 20%. • Identified a significant growth opportunity through the launch of a dedicated metal drop-off recycling facility. • Planned recycling center will allow direct sourcing from the public and local scrap generators, reducing dependency on third-party suppliers. • Management expects the new physical facility to improve sourcing efficiency and increase net profit margins to nearly 40%. • Business hires contractual employees. • Business is positioned to scale through stronger procurement control, direct sourcing advantages, and growing recycling demand. • The business operates with a valid business license and permit.