Businesses Seeking Loan

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Website, applications and software development company that has been operational for over 6 years. - Business has 100+ clients. - We have 10+ ongoing projects. - Clients are from Singapore, the US, the UK, Canada, UAE. - Size of the company we serve varies from big MNCs to SMB's.

1. Established restaurant and bar based in Nhavare, Maharashtra. 2. We have a 40-50 seating capacity and receive 100 customers per day. 3. Average Order Value (AOV) of INR 400 per table. 4. Located in a commercial area with all necessary licenses (Bar License and FSSAI License). 5. Offer a wide range of liquor drinks and vegetarian/non-vegetarian food. 6. Built a strong reputation in the locality for their quality products and services.

Our firm manufactures healthy food and snacks with low fat and sugar content. - We use only branded raw material. - Company is FSSAI certified with Trademark. - Website design is under process. - We would also make customized food for patients, who have no time to cook healthy food for family, who have diabetics, Vitamin B deficiency, acidity, cholesterol and other health problems. - We are in the branding and testing phase currently. We are preparing to advertise on social media.

Business sells mobile accessories under it's brand name and now looking to start large scale manufacturing unit. - Have started manufacturing of these products at a very small scale and is seeking investment to make it fully fledged. - All the products are sold through eCommerce websites like Amazon, PayTm, Shopclues and eBay. - Started our business in 2015 with monthly average orders of around 100 which has now grown to about 2,000 orders per month now. We are now expecting double the numbers in next 3 months. - We have hired tele-callers who will contact all our customers and coordinate until they get their orders delivered with 100% satisfaction. - Promoter has more than 28 years experience in finance & liasioning with Government bodies. - Company also holds ISO 9001 certification.

Firm provides graphic designing & printing services for t-shirts & apparel accessories using imagesetter machine. Have 15 clients to whom we provide the designing & printing services on a regular basis. We currently have 1 imagesetter machine and are seeking funds to buy 1 more imagesetter machine to increase the size of operations. Our firm has an easy and simple business model, and we would like to scale our operation to serve more clients. Founder of the business has been in this industry since 9 years. Business owned assets include 1 Katana imagesetter, 2 computers, and furniture.

Our business is engaged in providing event management services that involve wedding planning, photography, videography, hosting birthday parties, and corporate events. - We have been running our business successfully for 8 years now and provide the highest quality service with satisfaction to our clients. - On average we do 10 to 15 events per week and have our peak in the month of November, December, January, and February. - We have tied up with 20+ photographers, videographers, and venue owners. - The business also has its own flower shop where we source fresh flowers from local vendors in Dhaka and supply them for various events and corporates. - Have 3 corporates who purchase flowers from us every month on a regular basis.

We had leased the business for 10 years from the government and have been operating it successfully for the last 5 years, with 5 years to go. - We process raw tea leaves into a tea ready for use. - Have tie-ups with a large number of businesses for sales of our product and most of the sales are done through brokers. - The company is looking to acquire sick tea estates in the nearby area and seeks investment for the same. - Promoters are willing to offer bank cheques as a security if required.

Our business is essentially a specialised footwear store that offers a broad range of branded sneakers for men & women. We do not have any physical retail location yet. - We do not manufacture any of the sneakers and none of our products is under our own brand name. - We have a network of 30 suppliers in China from whom we purchase our products and then further sell them by adding a percentage margin. - We deal in 100 percent original, high-graded copies, and first copies of multiple sneakers. A few brands include Adidas, Nike, Reebok, Yeezy, Puma, Louis Vuitton, Gucci, etc. - We sell our products through Facebook & Instagram only. We receive about 50 to 60 orders every month. 60 percent of the orders are for our original products. This is the only channel for our company's revenue. - Our official website along with Android & iOS mobile applications are currently under development. - The business is extremely valuable due to our niche business activities, and the growth potential in Bangladesh's market. - Our business is entirely debt-free with no outstanding business loans, defaults, or overdue. - The company has two directors and each has an equal 50 percent ownership. There are no outside investors or shareholders.

Distributor of Industrial machinery for 4 brands to clients across multiple sectors. - We have over 65,000 clients all over India. - Our clients are from various industries such as food processing mills, footwear manufacturers, garment manufacturers, and paper plate manufacturers. - We are an ISO 9001: 2015 certified company under the provision of industrial machinery supplies. - Promoter has over 8 years of experience in industrial machinery wholesale. - Business is a sole proprietorship. - The promoter has taken a business loan of INR 5 lakhs.