Businesses Seeking Loan

Our business is a playschool that offers a complete play method of teaching-learning to the children. - We have a comfortable environment for the children under the age of 2 years to 10 years. Offering child centric coaching classes, and daycare services. - We have 3 CBSE schools experienced teachers who provide a quality education to the children. - The facility has 3 classrooms. - The business has a sole owner and does not have any outstanding loan. - Currently, we have 20 children enrolled with us. With the current capacity we can enroll a maximum of 30 children in our playschool.

Newly established garment company based in West Bengal. - We manufacture school uniforms for girls and boys. - Completed 5 orders for different local schools till date. - Facility can produce 500 pieces on a daily basis. - Planning to get orders from Dubai schools. - Promoter has over 5 years of industry experience.

Optical retail store business in Anand operating for 6 years. - We sell frames, optical glasses, contact lenses, sunglasses and also provide computerized eye checkup services. - On a daily basis, we receive 5-8 customers at our store. - We also sell through our own website but as of now, almost all the revenue is from store walk-ins. - We have strong relationships with leading manufacturers who supply the latest designs to us regularly. - Staff has more than 15 years of combined experience in this industry. - Planning to start our own factory to produce optical frames out of recycled plastics and lenses. - At present only one company in India manufactures the blank for lenses and we intend to venture into this niche market by setting up our own blank manufacturing unit. - Have already shortlisted the properties to set-up the facility, have gathered details of the machinery, raw materials and manufacturing process. We will finalize it post the investment. - Promoter has more than 10 years of experience in this industry. - Business owns interiors, product inventory, website.

Muscat-based retail and wholesale business specializing in candies, chocolates, nuts, dry fruits, and packaged snack products. - Operates two retail outlets in Muscat that serve walk-in customers while also supporting delivery and online orders. - Product range includes candies, chocolates, nuts, biscuits, drinks, packaged food items, and dry fruits catering to everyday consumer demand. - The business has built a regular customer base and maintains an active social media presence. - Revenue is generated through both retail sales and wholesale distribution of confectionery and snack products. - Operates with a team of 12 employees managing store operations, sales, and order fulfillment. - Both existing retail stores operate from rented premises in Muscat and support in-store sales as well as delivery orders. - The business is planning to establish a candy manufacturing facility to expand product offerings and improve margins through in-house production. - The business generates higher revenue with a small team as retail sales are supported by wholesale distribution and high-volume product turnover. - Run-rate sales are lower than last year due to temporary operational adjustments and inventory restructuring while preparing for expansion. - The business has a valid commercial registration certificate.

The business is recognized as one of the accomplished and reputed recruitment and manpower agencies in Patna, Bihar, specializing in outsourcing, HR recruitment, and payroll services. - Provides a wide range of employment services including manpower recruitment, career consulting, and HR services, tailored for job seekers and organizations seeking to relocate. - Maintains an efficient database of candidates across India, effectively catering to the manpower needs of various industries. - The agency serves 5-6 clients primarily based in Bihar, Jharkhand, and Orissa, across sectors including pharmaceuticals, healthcare, courier services, and IT. - Operates on a commission-based revenue model, charging clients between 3.65% to 3.85% of the candidate's package. - Experienced a drop in sales compared to the previous year as the business had to hold operations for a few months due to payment delays. - The business needs 6 permanent employees to run the business operations, employed in admin, marketing, operations and counselling. - The business is fully compliant with regulations, holding registrations with GST, MSME, and Startup India.

Plan to set up a flour factory with a 100-ton daily production capacity. - All the legal documentation is ready. We have also prepared an economic/feasibility study. - Have identified the facility already. It has an area of 5,000 square meters. The facility is based in an industrial area. - The expected payback period is 33 months and the rate of return is in the range of 20-25 percent. - We have already contacted 1 supplier who can install all the machinery at the facility. - Raw materials will be imported from countries like Russia, Ukraine, and India. - It will take 9 months for us to initiate operations post-funding. - Flour is primarily imported from other countries and it can be quite expensive. If a domestic production facility is established, we will be able to produce flour at a very cheap price and hence gain a competitive advantage as a result. - We will hire 9-12 employees to work at the production facility. - Promoter has 3 years of experience in distributing flour. As a result, the owner has contact with multiple potential clients.

The training institute provides vocational training to students in the field of automobile, robotics and ebikes manufacturing. We help students gain technical skills and knowledge of manufacturing. Since inception, we have trained 24 students and all of these students have been placed for various industrial jobs. We currently have 5 students in the batch. Our current facility is small and we are seeking funds to move into a bigger facility. We are yet to identify the new location. Founder of the business has 19 years of experience in the education industry. Business owned assets include projector, white board and study materials. Furniture shown in the attached picture are not owned by us since we are using the furniture on rental basis.

Our company sells a large spectrum of female clothing options under our own proprietary brand name. - The products are sold to customers either in the form of ready-made products or are custom-made as per their specific requirements. - We generate revenue through three channels: retail sales, wholesale and Facebook sales. - Our business fulfils over 25 orders daily through Facebook. Sales are only across Bangladesh and the courier cost is borne by the customer. Only ready-made products and un-stitched fabric is sold through Facebook. - We receive about 5 to 6 walk-ins at our retail store daily. The customers can either purchase from our ready-made collection or can give us their measurements for a custom-made order. There is an even split between the two types of orders. Customers can also purchase from a variety of un-stitched fabrics. - Our business also undertakes large wholesale orders. We have 3 customers who give us bulk orders for our products under our own brand name. We do not possess any explicit contract with either of them. - We have our own production facility which is specifically used to fulfil custom made orders received at our retail stores and to maintain a general level of inventory of read-made products in order to fulfil online and retail sales. - However, our company outsources manufacturing for fulfilling wholesale orders since our manufacturing facility does not have the optimal capacity. - Our manufacturing facility has the capacity to produce over 45 clothing items every day. - 40 percent of the revenue is through Facebook sales, 30 percent through wholesale and remaining through retail. - The revenue decreased this year due to the effect of the pandemic on the market. However, we are on track to surpass our pre-pandemic performance.

Business involved in the processing and wholesaling of bristles for high-end industrial brushes. - Uniquely positioned by offering specific/special grades of bristles that eliminate static charge issues typically associated with other bristle alternatives, enhancing product demand. - Leverages third-party processing while awaiting the operational startup of their new facility, showcasing strategic adaptation to market conditions. - Currently waiting for transitioning to in-house processing capabilities that is being built in Dhule in the land bought by the company in the FY 23-24, expected to commence operations within the. Next 3 -4 month, indicating growth and operational control. - Business is primarily cash-based, with a significant portion of customers and suppliers lacking GST registration, indicating potential challenges in transaction transparency and accounting. This means our actual sales are higher than our reported sales. - Seeking to expand into the export market to alleviate cash transaction constraints, aiming to capitalize on tax and customs rebates, which could enhance overall financial documentation and savings. - Legally recognized with a certificate of incorporation, GST, PAN, TAN, Audited Financials for FY 22-23, FY 23-24.