Businesses Seeking Loan

Asset management firm located in Wales, specializing in providing funding to companies operating in the luxury goods market. - The business model involves the clients investing in the company and in return the company re-investing in other firms, and as of now, the company has 5 clients, comprising both individual investors and investment companies. - Currently invested in one firm and is seeking to expand its investments to more companies in the near future. - The company retains 14% of the returns from its investments. - The company's approach to funding differs from traditional pawnbrokers, as it does not deal directly with individuals seeking finance through the pledge of assets. Instead, it provides funding to companies that engage in this type of financing. - The average global rate for pawnbrokers is estimated to be 5% per month; however, the company's focus on higher echelon assets and operating at a secondary level leads to its decision to use this rate. - Business has a Financial Conduct Authority (FCA) license. - There are 3 permanent employees, additionally, there are agents stationed at various locations.

Holding company with important network across Europe. - Diversified fields of activities across the portfolio. - Excellent growth opportunities across Europe, the Arabic market and emergent markets. - Our next target is a company ranked among the top Swiss accounting companies.

We provide immigration consulting services to our clients. - Have been operational for approximately 5 months while the parent company has been operational for 4 years. - Our services are provided for countries such as Canada, Turkey, Germany, and the UK. - Have catered 10 clients in the last 2 months. - Currently, only have individual clients. - Have tie-ups with lawyers in Canada for smooth business operation.

1. Current portfolio. 1.1 We have 135+ dancers attending 400+ classes; - average number of classes attended per dancer = 3 or more. This is a HIGH average number of classes per dancer because our dancers have the opportunity to do multiple genres with us. 1.2 Pre-covid annual revenue was almost SGD1mil with only 130+ dancers which led to expansion plans with a bigger studio in central Singapore. However, we were severely impacted by covid as we committed to triple our rental expense JUST before covid-closures forced our revenue to drop to only 40% of our usual revenue for 9 months. 1.3 Opportunity to pivot. Since then, we have slowly recovered, but the market has changed substantially. There are now many new ballet schools, & parents are much more willing to invest in training & opportunities to compete. Which is why we need to innovate which leads to our 2-prong expansion plan; A) To draw in pre-school dancers looking for more than just ballet. B) To provide high-quality productions for performers to have an opportunity to perform (instead of just doing exams & competing) Our annual concerts & public performances are reputed to be very high quality & professional. There is also a shortage of performance opportunities for dance-heavy performances in Singapore. We would like to direct our capabilities in this area to regularly produce high quality productions. We tested this 2 years ago and our production was extremely successful. Plse refer to our reason for seeing a loan for more details. 1.4 Our current studios are 2000sq ft + 1100 sq ft. - centrally located in Singapore - good location. 1.5 We have a proven track record of producing top dancers for their age group - 4 (of our original 20+ '1st generation' of dancers) are now pursuing full time careers as dancers. 2. Notable achievements. 2.1 Consistently > 90% Distinctions with our UK based Ballet exams, & > 95% with our Australian based Tap & Jazz exams. 2.2 Since 2013, every year, we win Champion dancer &/or studio for the 2 biggest competitions in Singapore. 2.3 Finalist in Asia's Got Talent season 1 (out of 12,000 acts which auditioned across 12 countries) 2.4 We are considered part of the AXN's Got Talent 'family' - we are always invited to participate in Asia's Got Talent franchise specials considered age- appropriate for our dancers. 2.5 Overseas performance trip to Disneyland / Hollywood Boulevard / Universal Studios in LA. 2.6 Regular public performances to showcase dancers. 3. Brand name. 3.1 Recognised as an industry leader / maverick for always daring to do something different / more to enhance our dancers' experience / journey. 3.2 Strong relationships with other dance schools in Australia & Esplanade due to our reputation.

The business operates in the electronics retail industry, focusing on selling customer returns and brand-new items. Its main products include Dyson items, which generate over 30,000 Euros monthly in revenue. The owner has a year of retail experience. - Sales are currently made through online platforms such as eBay for the UK region and Illegrow for Poland region, with potential expansion to sell on Amazon. - The business model involves purchasing stock at wholesale prices and reselling through third-party sources, with a markup ranging between 100-150%. There is potential for growth through acquiring more stock and expanding into additional online marketplaces. - The company operates with proper legal business documents to ensure compliance and transparency. - Currently, the business is operated by a sole proprietor, with one employee managing the operations. The business is located in Wisbech, UK, but its operations are managed from Poland.

The company has branches in India, Oman, and UAE. - Good business returns from each branches. - We have clients from different parts of the world. Have catered to over 4,000 customers. - Have tied up with 30-40 corporate clients. - Since the credit facility for our clients is 15-30 days, we are running out of working capital. - We have 10 employees from all 3 branches together who are agents.