Businesses Seeking Loan

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

The business is in the pre-revenue phase. - Live project, not a concept. Construction is already underway, with capital deployed on a monthly drawdown basis — the investor funds only what is needed, when it is needed, keeping peak exposure low. - Built-in cost advantage. Construction is delivered in-house at cost plus 7%, well below typical third-party developer build costs in the corridor — protecting margin and supporting returns. - Attractive entry pricing. Investor entry at ~THB 64,000/sqm sits at or below the non-branded villa median for this submarket (benchmarks: non-branded villas ~THB 70–73k/sqm; branded villas ~THB 162k/sqm), while delivering a branded, amenity-rich experience. - Downside protection + upside. A fixed 15% p. a. preferred return on drawn capital (senior to all profit distribution) plus a 40% share of project profit on completed-unit sales. - Indicative returns: base case ~32% return on capital (~21% annualised); upside case ~44% (~29% annualised) over an ~18-month horizon (~13 months build + sell-down). - Strong security package: first-priority interest over the eight units, assignment of sale receivables, a ring-fenced project account with dual-signatory drawdown controls, independent quantity-surveyor verification, monthly progress reporting, and contractor step-in rights. - Proven location. The Cherngtalay/ Bangtao–Layan corridor accounts for over 54% of the island's active luxury listings — Phuket's most dynamic residential market — supported by record airport throughput and sustained tourism demand. - Credible track record. The developer has operated revenue-generating assets on the same master plan for 3 years, with demonstrated off-plan sales velocity. - Registrations: The business is registered as a private limited entity with construction permits.

Our company acts as a contractor and consultant for special lighting projects. - We specialize in design and build services for special lighting, primarily for government projects. - We participate in bidding processes to secure government contracts. - The company is an official partner for government contractors, including almost 15 state-owned companies. - Profit margins are derived from selling products and installation services. - We have established official partnerships with state-owned companies. - The company has extensive experience, with promoters having 16 years in the industry. - We hold the necessary business licenses and certifications. - Manufacturing is outsourced to 4+ suppliers, including Panasonic. - We have secured contracts worth IDR 30 billion. - This year, we have been involved in numerous projects, leading to high growth in sales. - The company employs contract workers based on project requirements.

Our company acts as a contractor and consultant for special lighting projects. - We specialize in design and build services for special lighting, primarily for government projects. - We participate in bidding processes to secure government contracts. - The company is an official partner for government contractors, including almost 15 state-owned companies. - Profit margins are derived from selling products and installation services. - We have established official partnerships with state-owned companies. - The company has extensive experience, with promoters having 16 years in the industry. - We hold the necessary business licenses and certifications. - Manufacturing is outsourced to 4+ suppliers, including Panasonic. - We have secured contracts worth IDR 30 billion. - This year, we have been involved in numerous projects, leading to high growth in sales. - The company employs contract workers based on project requirements.

Construction company taking up projects under Pradhan Mantri Awas Yojana and other similar government schemes. - Due to a lack of funds, the business has been non-operational since the pandemic. - We have low-cost house designs suitable for budgets of under INR 2 lakhs. - Company is well recognized in Maharastra and has served 100 plus happy customers. - Company owns 13 portable eco-friendly brick-making units. Each unit is valued at INR 10 lacks. - 7 years of experience in taking up similar projects. - Sole proprietorship company that has no debts/liabilities.

Located in Subic, this business is a direct importer of Japanese surplus trucks, heavy equipment, and automotive parts, focusing on both domestic and international clients. - The company specializes in repairing Japanese surplus trucks for retail in the Philippines, ensuring high-quality standards through professional repairs. - Products offered include a diverse range of Japanese surplus trucks and heavy machinery, catering to logistics, construction, and automotive sectors. - The main customers consist of trucking companies, construction firms, regional distributors, and repeat corporate clients, ensuring a stable revenue stream. - Revenue is generated through both domestic sales and international online orders, fulfilling deliveries from Japan and local Philippine yards. - Strong partnerships with Japanese yards, auction networks, and logistics providers enhance access to popular and high-demand truck units, streamlining operations. - The business emphasizes consistent quality control, transparent documentation, and active digital marketing strategies to drive monthly growth. -The business primarily focuses on trading and wholesaling trucks, which allows it to operate efficiently without the need for a large workforce. - Currently, the company seeks inventory-based investment to increase import volumes and effectively meet the growing demand for Japanese surplus trucks in the market.

The company specializes in the procurement, transportation, and resale of diesel in Portugal. - With a current client base of 20-30 across Portugal, the company provides diesel delivery services on an almost daily basis, ensuring a steady and consistent revenue stream. - The annual revenue growth potential is estimated to be between EUR 50-70 million as the business expands. - The company operates with a lean team of 8 permanent employees working across admin, management, marketing, sales & logistics, who are sufficient to run the business operations. - An important aspect of the business model is the requirement for clients to have credit insurance, minimizing the risk of non-payment and ensuring financial security for the company. - The company is strategically looking to expand its operations by establishing a truck diesel station in Lisbon, with an estimated project cost ranging between EUR 12 million and the potential to generate an annual turnover of EUR 40-50 million euros, with a minimum 14% profit margin. - The expansion project aligns with the company's overarching goal and can be seamlessly integrated under the existing business registration, presenting a significant opportunity for further growth and revenue generation.

The business is a professional services firm based in Dubai, UAE, specializing in global document attestation, legalization services, and corporate documentation verification. - Key offerings include document attestation, embassy legalization, apostille services, and corporate document verification, primarily tailored for educational, personal, and commercial use. - The client base consists of individual professionals, students, expatriates, and corporate entities engaged in overseas employment, migration, education, and cross-border business. - The firm has successfully served over 2,000 individual and corporate clients across the UAE, India, Saudi Arabia, the UK, and Europe, with a focus on expanding its B2B relationships with HR consultancies and law firms. - Revenue is generated through a service-based model that includes document attestation, embassy legalization, and MOFA services, alongside corporate packages that provide recurring revenue. - Established partnerships with embassies and authorized legal agents in over 25 countries streamline document processing and enhance client service efficiency. - The founder boasts over 8 years of industry experience in global attestation and visa facilitation, having previously worked with reputable consultancy firms in the UAE. - The firm is headquartered in the Sapphire Tower in Deira, Dubai, supported by operational connections to document processing partners in India and Europe for effective embassy coordination. - Plans for growth include expanding into corporate compliance, translation services, and the launch of an online platform for document tracking and payment, further enhancing service accessibility for global clients.

Real estate agency specializing in the sale of plots and properties in both residential and commercial sectors. - The company has a diverse client base of over 100 clients, with a consistent track record of serving both individual and corporate customers. - The revenue model primarily consists of charging a certain % commission on each sale. - Business possesses relevant licenses, including GST and construction & building licenses. - The company achieves a significant sales volume, averaging between 400 to 500 sales each month. - Business needs 10 permanent employees to run the business operations, employed as agents, admin and marketing personnel.

Start-up business that operates out of a rented office in Pune. - We sell iodised salt and premium quality sago under our own brand name. - Products are manufactured by 2 OEMs in Pune. - Planning to also sell other food products such as poha, pulses and food products. - We sell the products to over 500 retail stores in and around Pune. - Promoters are from the same industry and each of them have in-depth knowledge to run this business. - Physical assets include furniture and computers.

We specialize in crafting ultra-luxury event cakes for weddings, corporate functions, and other special events. - Based in Almere and Dubai, our bakery is known for its exquisite designs and premium quality. - Our wedding cakes are our top sellers, with pricing based on the complexity and custom needs. - Last year's peak season saw us selling around 25 wedding cakes per week, averaging about 4,000 AED each. - We cater to an upscale clientele who appreciate the finer things and want their celebrations to stand out. - Our team is small but dedicated, with just two employees ensuring every cake is made with love and attention to detail. - We hold a commercial license, allowing us to operate smoothly in the competitive market. - Our unique selling point is creating personalized cakes that match the theme and vision of each event, making every customer feel special.