Businesses Seeking Loan

We provide optimization services for any software like Oracle, Block Chain, IOT, Infrastructure. - Have tie ups with more than 20 clients. - Have clients like Sai Services (Maruti), Emirates Post Group and many others. - Have served 50 clients so far. - Clients are based in India, UAE, Qatar and Bahrain. - Yearly growth rate is 10 - 15 % net. - Have own marketing team to generate corporate leads. - Promoter has 15 years of industry experience.

The business procures and sells betel leaves. We buy the betel leaves from farmers and have tie-ups with 100 farmers. After procuring, we sell it to 40 wholesale clients on a regular basis. Promoter has a business experience of 20+ years. Business owned assets include office equipment, laptop and furniture.

A digital listing platform offering various services to tourists and travellers. - Our platform is used by business owners to list their business and services to generate leads. - We have 742 clients registered on the platform. Our clients are hotels, package tours, real estate rentals, restaurants, tour operators. - Started the business in Costa Rica and recently expanded in Panama and Nicaragua. - Have already added 200 listings in Panama and Nicaragua. - Expecting to add 10,000 listings in the next two years. - We generate revenue through listing fee from business owners and ads on the platform. - Sales increased compared to last year due to more marketing activities. - Business does not own any major physical assets apart from the website and laptops.

A business operating a school, based in Thane, Maharashtra. - This is a CBSE school for KG to grade 5. Expect to have 30 new students for the new year. - We have 50 students enrolled with us. - Currently have 10 teachers at the school. - Average fee per student is Rs. 15,000 per year. - We are looking to further develop the school in order to accommodate more students. - Once construction is completed, we will be able to accommodate 1,000 students. We expect to finish construction by next year. - We will be introducing classes from 6th-12th once building is renovated. - We will also be developing facilities such as playground and swimming pool. - The educational trust that operates this school also runs a computer training institute. Investment will be only for the school and not for the computer training institute. - Operations began late last year, hence we did not generate much revenue for the previous year.

We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.

We are an international student housing company. We provide our services to international students from India who wish to relocate to Toronto, Canada. - Our business model is to rent a house for 2,500$ from the property owner and sub rent it room by room for international students for 3,500$. From a single student, we make a revenue of 1,000$. - Our company is incorporated in Canada and is a private limited company, but we are a sole proprietorship in India. - One of the partners is handling business in Canada. - Planning to build a back-office team in Kochi, Kerala. - Currently, we have around 55 properties in Canada. Each property can accommodate 5-8 students. - There are 3 intakes every year and we acquire 25 properties every intake. - Our objective is to have a network of 200 homes all around Ontario by next year. - Our sales were reduced last year due to Covid. As the restrictions are reducing and colleges are re-opening, we expect to generate a high revenue every month.