Businesses Seeking Loan

Specialize in trading robusta coffee beans sourced from Lampung. - Our business involves buying and selling coffee beans, with purchases accepted from local farmers. - We employ contract workers to efficiently manage our operations. - Our NIB is in place, ensuring compliance and operational readiness. - Our promoter brings 5 years of industry experience. - We maintain relationships with over 5 clients for our trading activities. - Our supply chain includes beans from our own plantation and a network of 150+ farmers. - The primary source of our revenue is from trading activities, with our own production bringing ancillary revenue. - We cultivate 20,000 coffee plants on our 4-hectare land. - Our production capacity is up to 30 tons per year. - We have 10 exporters/distributors as clients.

Restaurant located in Theni is a pioneer in introducing this restaurant and café model in the district. - With a seating capacity of 32, the business has the potential for expansion to outdoor seating, allowing for potential growth and increased customer capacity. - The sales channels for the business include both offline through dine-ins and online via Zomato. - The business processes an average of 20-40 orders per day, with an average order value falling within the range of INR 1,000-3,000. - The business holds licenses from FSSAI and MSME.

Industry focus: the business operates within the testing and inspection industry, specifically utilizing advanced AI and hyperspectral technology for quality inspection across multiple sectors, including textiles, pharmaceuticals, food, FMCG, and explosives. - Innovative product offering: the flagship product is a non-destructive testing device that leverages hyperspectral machine vision combined with AI, providing a new dimension of quality inspection to enhance product reliability and safety. - Pre-revenue stage: currently, the business is in the pre-revenue phase, having developed a working prototype and established proof of concept (PoC) with prominent clients such as Trident Group and GTA Belgium. - Market potential: with a pricing strategy set at INR 50 lakh per system, the business targets high-value contracts with companies in critical industries, indicating strong potential for revenue generation upon market entry. - Strategic partnerships: the company has secured a collaboration with SAC ISRO for the assembly of its product, leveraging cutting-edge technology and expertise from one of India’s leading space research organizations. - Experienced leadership: the founding team includes a promoter with significant experience at ISRO, having contributed to notable missions such as Chandrayaan 1, Chandrayaan 2, and Aditya-L1 mission. - The company was registered in the MCA last year but we have been researching and developing the product for 2 years.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

We are a business running a restaurant and a cloud kitchen. - We serve exotic Asian cuisine. - Majority of the revenue generation of the business is from the restaurant. - We are available for online delivery platforms such as Swiggy and Zomato. - Restaurant has a seating capacity of 40 pax. - Receive 40+ orders for the restaurant in a day out of which 80% are dine-in orders. - The cloud kitchen receives 30+ orders in a day. - We've seen a big gap in the casual dining segment, where pan Asian restaurants are either too expensive for the mass or the same old chili chicken and Hakka noodles joints all over the city. We are not providing anything new or quirky, just a place that celebrates Asian street hawkers' cuisines in a very quirky/rustic and modern ambiance, yet at the best prices which are affordable to the mass. - Business is owned by 1 person and is debt-free.

Business that runs a hotel, restaurant and has tour and diving services. - The operational hotel has 15 rooms and is overbooked during in season and has an occupancy rate of 40%-50% off-season. - The restaurant has a seating capacity of 80 pax and is available on online delivery aggregators. It is a lake view restaurant. Receive 30-35 orders daily. - Business is looking for funds to start a new hotel and diving facility. - The land is already acquired for the new hotel but the design is yet to be completed. It will be a luxury hotel with 20 rooms, a swimming pool, and a sky view restaurant. - Business only has 1 owner and is debt-free.

Hardware business that deals with building materials, sanitary plywood, mica, color mix, and readymade doors. - The business has both retail and wholesale operations. - We have had more than 100 clients of workshops, furniture shops, and construction companies. - Out of them, 20-25 are wholesale customers and retail customers. - The company has tie-ups with 10+ suppliers. - Business experienced a slight decrease in sales the business owner was not well sometime and was not able to manage the business.