Businesses Seeking Loan

The business is located in Hyderabad and operates in the fertilizer industry, focusing on organic agriculture inputs. - The company's product line includes an organic powder mix for agricultural land fertility, dairy products for boosting cow immunity and milk production, and neem oil as a pesticide, all of which are organic. - With a current customer base of 200 per month, the average spend per customer is INR 1,300. - The company employs 5 individuals and outsources its manufacturing to a private lab, ensuring flexibility and cost-efficiency. - Sales are primarily driven through freelance dealers in rural areas, operating in Kadapa, Warangal, Anantapur, and Madanapalle, facilitating a broad regional market reach. - The business plans to establish agri clinics within a month, projecting a net profit of INR 60K, presenting potential growth opportunities. - With a registered status and no additional operational licenses required, the business offers a streamlined and compliant operational structure for potential investors. - The agri clinics will be used to sell our products directly to the farmers and we will also educate them about the benefits of organic farming through the clinics. - The business was established 8 years ago but we started the operations last year.

The company operates in agriculture industry, cultivating palm oil fruit. - The fruits are harvested every week. - A 30m x 30m area yields 5,000 palm fruits every week. - We are currently operating at full capacity. - We sell all our produce to a single distributor who processes the fruit into oil. - Our revenue model is based on payment per metric ton. - We employ 150 staff members to ensure timely harvesting. - The company is registered as a private limited entity with an official business name registration.

The company operates in agriculture industry, cultivating palm oil fruit. - The fruits are harvested every week. - A 30m x 30m area yields 5,000 palm fruits every week. - We are currently operating at full capacity. - We sell all our produce to a single distributor who processes the fruit into oil. - Our revenue model is based on payment per metric ton. - We employ 150 staff members to ensure timely harvesting. - The company is registered as a private limited entity with an official business name registration.

Land leasing and development venture owning 1,100 hectares of prime land in central Madang, situated just a two-hour drive from the airport, enhancing logistical convenience and potential growth opportunities. - The unoccupied land offers enormous potential for various development projects, such as agricultural enterprises, commercial and residential accommodation buildings, and warehouses, among other business opportunities. - The company plans to execute a profit-sharing business model by leasing the land to developers and partnering with them in their ventures, ensuring mutual growth and profitability. - The proposed partnership strategy seeks to attract diverse business developers and investors who can contribute to the land’s growth, ensuring diversified revenue streams. - The land's suitability for agriculture makes it ideal for ventures such as sugar farming, offering a fertile ground for agricultural investments and developments. - Actively seeking investors to secure initial funds, providing an opportunity for investors to engage in profitable ventures through a structured profit-sharing model. - Being in the pre-revenue stage, the involvement entails significant upside potential for early-stage investors interested in entering at the ground level of development. - The business has a certificate of recognition from The Land Group Incorporation Act.

• Pre-revenue rural-focused enterprise that will offer end-to-end distribution and installation of solar dehydration units. • Solutions will be used to dehydrate vegetables and fruits for conversion into value-added powders. • Primary customers will include State Government bodies, local government agencies, and rural development programs. • We have signed distributorship agreements with two established solar dehydration unit brands. • We will provide complete turnkey execution including DPR preparation, bank liaison, subsidy documentation, installation, and beneficiary training. • Promoter brings 20 years of experience working with agriculture and rural development departments. • Business model is aligned with government renewable energy, rural livelihood, and agri-processing initiatives. • Registered with the MCA and currently seeking seed capital to execute initial government-linked projects.

The business operates in the vegetable farming industry and is located in Bharatpur. - With 7 employees, the business has a focus on vegetable and crops cultivation, harvesting, refining, packing, and selling. Two employees work on delivery and five employees work on plucking and packaging. - The business has a customer base of about 15 clients, primarily consisting of vegetable and fruit vendors in the city market. - With approximately 4 years of experience in the industry, the business has garnered a reputation for high-quality products and services. - The business has potential for growth and expansion, given its strong client base and positive reputation in the market.

We primarily executes river dredging projects. We also undertake construction of roads and road maintenance projects. - We execute only government projects and have completed 3 projects so far, which includes the dredging project at Mongla Posur river. - Have 4-5 projects in hand from the Bangladesh Inland Water Transport Authority which will bring in total revenue of BDT 50 crore. - Our initial projects were completed using rental dredgers, but we are unable to rent one at the moment. - We need funds to purchase a dredger and for working capital to finance the upcoming projects. - Have already got a proposal from a Holland-based dredger manufacturing company. - Our projects are currently on hold due to COVID-19 but we are ready to begin operations once the government provides clearance. - Promoter has over 5 years of industry experience. - Business owned assets include 1,200 sq mt land and office.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.