Businesses Seeking Loan

The company is a newly incorporated pre-revenue agro-processing company focused on ginger and multi-commodity value addition in Mizoram. With a planned capacity of 1 MT/hour for ginger processing and integrated cold storage, the company aims to serve the growing domestic and export demand for quality agri-products. - Revenue model: * Direct sale of processed ginger (fresh, dried, powdered). * Contract processing for farmers and aggregators. * Cold storage rental income. - Target clients: * Spice exporters, FMCG companies, and herbal product manufacturers. * Local ginger farmers and agri-cooperatives. - Projected processing capacity: * 1 MT/hour ginger line. * 200 kg/hour grading unit. * 1,000 MT cold storage planned. - Promoter experience: * Led by professionals with a strong grounding in agri-business, project planning, and food processing. * Supported by expert advisors and SIDBI-backed consultants. - Business relationships: * Initial discussions with the SIDBI Mizoram branch (visited in January and had a meeting the following month). * Technical support and DPR prepared by experts. - Future expansion plans: * Add multi-commodity processing lines (turmeric, turmeric oil, garlic). * Develop backwards linkages with local farmers. - Certifications targeted upon completion of the project: FSSAI license, and ISO 22000:2018 compliance. - The company is registered in Aizawl, and the proposed unit will be built in Lengpui.

The café is a vibrant Indian tea chain with 3 outlets located in Bangalore, focusing on a unique fusion of traditional and modern chai experiences. - The menu features a diverse array of teas, including masala chai, elaichi chai, and black ginger chai, complemented by over 50 Indian-fusion savory snacks. - Approximately one-third of the revenue is generated from the sale of chai patti, iced tea, and other desi items available in-store. - The business operates on a company-owned model, maintaining direct ownership and management for optimal control over quality and customer experiences. - The café's concept blends traditional Indian chai offerings with a modern café setting, positioning the brand as a distinctive player in Bangalore’s café culture. - Average spending per customer group is about INR 350, with customer ratings between 3.5 and 5.0 stars, indicating overall satisfaction. - Run-rate sales have significantly increased following the launch of two new branches this year. - Besides individual customers, the café has partnerships with local offices for regular meal and chai deliveries, and leverages platforms like Swiggy and Zomato for greater market reach. - The business is registered with an FSSAI license.

The business sells petrol and diesel. It has underground tanks with about 40KL for petrol and 90KL for diesel. - Daily sales average 1500 liters of petrol and 6500 liters of diesel. - The owner has extensive local business experience and strong vendor relationships. - Operates as an authorized IOCL dealer with 7 dispenser units. - The business operates as a sole proprietorship with GST and MSME registration.

The business specializes in the sale and purchase of pre-owned cars in Kolkata, catering to SUV, MUV, and hatchback segments. - Operations are streamlined across West Bengal, ensuring a vast regional outreach with ready setups. - A strong and satisfied customer base includes over 10,000 existing clients. - The business demonstrates consistent sales performance, averaging 8-9 car sales per month. - Managed by an owner with two decades of industry experience, ensuring seasoned expertise in operations. - The business is GST compliant, aligning with national tax regulations for seamless transactions. - Investors are assured full security, backed by a well-established operational framework and dedicated team of 5 employees.