Businesses Seeking Loan

Jakarta-based consulting and expert staffing platform helping startups and SMEs scale with precision and speed. - Specializes in financial reporting, business process management, and providing on-demand expert teams. - Serves 100+ clients across Southeast Asia, handling 30–40 projects per month, with a 15% client repeat rate. - Offers vetted professionals in human resources, marketing, technology, and supply chain, guaranteeing performance delivery within 14 days. - Includes a money-back guarantee if client expectations are not met, ensuring trust and accountability. - Revenue is primarily project-based, supported by a hybrid pricing model that includes subscriptions. - Founded by ex-Big 4 advisors, partnered with Google for Startups, and awarded ‘Best SME Growth Platform" 2 years ago. - The business holds a valid NIB License. - Monthly revenue varies based on the number of active client contracts and new clients onboarded each month.

Located in Bengaluru, this spice manufacturing company specialises in producing high-quality food ingredients, including chilli powder, garam masala, and compounded spice mixes. - With a robust production capacity of 1.5 tons/day (current utilisation - 50%), the company supplies its products primarily to the wholesale market, focusing on the southern states of Karnataka, Tamil Nadu, Andhra Pradesh, and Telangana. - The business currently serves approximately 53 to 55 customers, which include retailers, distributors, and various food businesses that utilise their spices in everyday cooking and food preparation. - Distribution channels are expanding as the company transitions from solely wholesale to also handling direct distribution, enhancing market reach and customer engagement. - The company plans to enhance its operational capabilities through investment, aiming to increase working capital for further scaling of its production and distribution efforts. - Product labelling is carefully managed with its own trademarks, ensuring brand recognition and customer trust, while pouch materials are outsourced to maintain quality and freshness. - With a dedicated team of 5 permanent employees, the company is poised for growth, especially with future investments aimed at improving infrastructure and market presence. - The company operates under recognised licenses, including GST and FSSAI compliance, ensuring adherence to industry standards for food safety and quality. The company was registered as a private limited company last year.

Located in Klang, this food wholesale business specializes in the trading and distribution of frozen food products to retailers. - The product range includes frozen seafood, poultry, meats, processed snacks, and ready-to-cook items, catering to diverse consumer preferences. - The business serves approximately 5–10 repeat retail clients who rely on consistent and reliable inventory levels to keep their shelves stocked with essential fast-moving frozen and pantry items. In addition, the business also caters to new and occasional clients. - Revenue generation primarily occurs through product sales via wholesale distribution, benefiting from healthy profit margins. - They operate volume-based supply contracts, resulting in consistent orders from retailers and institutions, ensuring stable cash flow. - Custom supply agreements are available, allowing corporate buyers to place tailored bulk orders with scheduled deliveries to meet specific needs. - Operates with a valid registration certificate.

Operates as a contract-based organic farming company headquartered in Bhubaneswar. - Primarily executes government-backed organic farming and agriculture-related projects. - Handles approximately 4–5 government projects annually, reflecting steady institutional demand. - Manages end-to-end farming operations including cultivation, waste management, and project execution. - Plans to establish a biogas plant as a value-added vertical, using agricultural waste and manure generated from farming activities. - The proposed biogas initiative is intended to improve sustainability, reduce waste, and create an additional revenue stream. - Registered with the MCA and holds a valid GST certificate, ensuring compliant and structured operations.

Located in Carenage, Trinidad, this business specializes in wholesale distribution of pharmaceutical and medicine supplies. - Serves a growing network of 70 pharmacies across Trinidad, ensuring consistent service and customer loyalty. - Utilizes a wholesale distribution revenue model, driving profitability through bulk sales to pharmacies. - Imports stock primarily from China, ensuring a diverse range of products at competitive prices. - Supplies pharmacies on a weekly basis, maintaining timely delivery and stock availability for clients. - Leveraging practical experience in pharmaceutical distribution, supplier sourcing, and client management, the promoter maintains established relationships with both pharmacies and suppliers. - The business also provides on‑demand home healthcare services for seniors, adults, and busy families on a small, inconsistent scale, while the majority of revenue comes from pharmaceutical wholesale distribution. - Business is registered as a Private Limited entity, no industry-specific licenses or certifications are necessary, streamlining operations and reducing barriers to entry.

Operates as a large-scale food and commodities trading company specializing in import, export, and bulk supply execution. - Supplies essential food commodities and select consumer goods to major platforms, trading companies, and institutional buyers. - Actively serves e-commerce platforms, hotels, food service companies, and B2B clients across the UAE and multiple international markets. - Business model is built on high-volume, recurring supply contracts structured under formal legal agreements. - Maintains ongoing relationships with 15–20 active B2B clients and multiple large-volume buyers. - Operations span Dubai and other key regions, supported by professional compliance, transparent financial practices, and contract-based trading. - Product portfolio includes soya beans, millet, olive oil, onions, dried fruits, nuts, and textiles. - Employs a team of 12 to manage trading, logistics coordination, and client execution. - Monthly revenue is driven by order volumes and signed contracts, rather than the size of the workforce.

The company is a leading Vietnamese manufacturer specializing in high-durability indoor and outdoor wood and marble stone products for global markets. Client base & market presence: - The business serves hospitality brands, real estate developers, furniture brands, and public-sector projects. - Client profile is focused on long-term supply relationships and standardized rollouts rather than one-off projects. - The company maintains active relationships with multi-location chains and repeat B2B clients and has successfully delivered projects across hospitality, residential, commercial, and public infrastructure sectors. - 9 major clients include TJX, Costco, Walmart, Home Depot, Starbucks, Disney, RH, Arhaus, and Transformer Table. - The company is currently working with TJX, one of the world’s largest global retailers with over 4,000 stores (including T. J. Maxx, HomeGoods, Marshalls, and Winners), to supply materials for their bathroom product lines. Production capacity & scalability: - Production capacity is project-driven and not fixed. - The company is currently operating at an annual revenue level of USD 100–200 million, with the ability to scale production capacity up to USD 10 billion per year based on demand and project execution. Markets & distribution channels: - The company currently serves the USA, EU, and Middle East markets. - Sales channels include direct exports, global distributors to showrooms located in the USA and Dubai. Revenue model: - Revenue is generated through B2B sales of advanced materials, modular systems, and finished products. - The business operates on a project-based revenue model that combines materials, systems, and manufacturing. - Additional revenue streams include repeat and contract-based sales from chains, developers, and OEM partners, as well as OEM and contract manufacturing for global brands. - There is significant upside from standardization and scale as clients adopt the company’s materials as default specifications. Promoter / founder experience: - The founder brings over 15 years of experience spanning furniture manufacturing and exports, construction materials and interior systems, and hospitality and contract furniture projects. - The promoter has direct experience supplying international markets, including the U. S. and other global clients, and possesses a deep understanding of quality control, cost engineering, and scalable production. Business relationships: - The company has established a strong manufacturing and supplier network in Vietnam and maintains working relationships with hospitality operators and chains, developers and contractors, and furniture brands and OEM partners. - Well-versed in international standards, client expectations, and project execution workflows. Competitive positioning: - The business focuses on advanced materials that replace traditional wood-based and conventional materials. - Has strong capabilities in modularization and system-based solutions, rather than standalone product sales, positioning the company for scale, repeatability, and long-term lifecycle cost advantages. Recognition, compliance & market validation: - The company has been selected as a preferred or repeat supplier by multiple clients and is currently engaged in ongoing discussions and pilot projects for multi-project and multi-location adoption. - Client feedback has been positive with respect to durability, safety, and operational performance. - The company is well positioned to meet increasingly stringent safety, fire, and sustainability requirements and operates in compliance with ASTM, EN, BIFMA, and FSC-certified production standards. Pipeline strength: - We have secured pre-orders of $10 million per color for our next-generation material across a total of 50 finishes, including 30 wood tones and 20 marble/stone variants for delivery over the next three years. This represents a total committed pipeline of $500 million, validating strong B2B demand across interior design, furniture, and architectural sectors.

Trusted coaching center located in Dehradun, specializing in UPSC and State PCS exam preparation. - The institute offers primarily offline classroom-based programs, focusing on General Studies (GS) foundation courses, optional subject coaching, test series, and interview guidance. - With a current enrollment of around 45 civil services aspirants, aims to expand its offerings by transitioning to online coaching in the future. - The business operates on a fee-based revenue model, driven by its various courses and mentorship programs, ensuring sustained profitability. - The promoter boasts over 20 years of experience in civil services education, enhancing the institute’s credibility and expertise in mentoring students. - Strong relationships with students, faculty, and academic partners have resulted in high brand recall and consistent performance in competitive exams. - Known for its ethical practices and student-centric approach, the business has established trust and recognition within the civil services coaching ecosystem. - Operates with a valid GST certificate.

The company provides maintenance and interior renovation services where users can book through the app or website. - We started operations this year, so we don't have the previous year's revenue to report. 1) Business scale and clients (traction): - Number of clients: Serving more than 500 individual customers (B2C) for home renovations and 100 corporate clients (B2B) for building maintenance. - Partner database: Has a network of 8 certified and curated handymen and contractors ready to be deployed. These are our contractual employees. - Repeat order rate: Has a repeat purchase rate of 75%, indicating high customer satisfaction. 2) Revenue model: - Commission fee: Takes a commission of 10–20% of each project contract value completed through the platform. - Subscription/listing fee: Charges a subscription fee to premium contractor partners for priority orders. - Material supply markup: Earns profit margins from supplying building materials ordered by customers through the platform in collaboration with building stores and distributors. 3) Promoter experience (founder and management): - Industry expertise: The founder has 15 years of experience in construction, technology, and project management. - Vision: To build a transparent construction ecosystem through digitalization. 4) Business relationships (strategic partnerships): - Supply: Works with local building material distributors to ensure competitive raw material prices. - Financial: Partners with payment gateway providers for secure transactions and fintech companies for renovation installment plans. - Community: Connects with local construction worker associations and architect communities. 5) Competitive advantages (unique selling points): - Escrow system: Customer funds are held securely, and workers are paid only after work meets standards. - Digital monitoring: Customers can access real-time project progress reports through the app or website. - Price standardization: Prevents arbitrary pricing practices common in traditional markets. 6) Registrations: - Registered as a sole proprietorship with an NIB license.