Businesses Seeking Loan

Engaged in the manufacturing of ash-handling systems for NTPC power plants (primary customer). This vertical contributes up to 95% of the business revenue. - Additionally, we are also involved in the operations and maintenance of 2-3 NTCP power plants. These are annual contracts. - Run-rate sales have slightly dipped due to the ongoing pandemic. - We manufacture over 400 different types of ash-handling equipment. Have over 21 power plant clients for the same. We have 3-4 contracts with our power plant clients for standardized items on a monthly basis. - Have over 48-50 part-time employees and 7-8 full time employees. - During inception, we had heavily invested into marketing and promotion. Currently since we are well-established, we primarily rely on word-of-mouth promotion and customer referral. - Promoter is a graduate engineer in industrial engineering with 18 years of experience.

The business is MSME certified and is involved in transporting about 30-50 consignments per month. - We have more than 20-30 customers at this point who require materials to be sent all over India. - Enquiries are received on a daily basis. - The owner has 20+years of experience working in the industry. - The business get 30-45 days payment terms on a credit basis. - Our services are pan India at this point in time. - Recorded a drop in sales due to a lack of fund availability to take up some projects. - Currently the business leases the trucks that it uses for running operations. - All employees are hired on a contractual basis for now.

Strategic location: Positioned in Savusavu, this mobile welding business capitalizes on the demand for localized welding services, eliminating the inconvenience of traveling to distant towns for similar needs. - Diverse welding capabilities: Offers a comprehensive range of welding services, including mild steel, MIG, and TIG welding, with mild steel works being the primary demand driver in the construction sector. - Future expansion plans: Potential to expand services to include yacht repairs, leveraging proximity to Nawi Marina, which is undergoing development and expected to draw yacht customers. - Market opportunity: With limited local competition, the business is poised to capture market share in Savusavu, catering to both individual and commercial welding requirements. - Technology-driven growth: Intends to establish Savusavu’s first engineering shop equipped with advanced welding technology, enhancing service efficiency and capability. - Owner-managed business: Currently operated solely by the business owner, underscoring a personal commitment to service quality and customer satisfaction. - Seeking financial partnership: Requires investment for business scaling, specifically for opening a cutting-edge welding shop, which presents an attractive opportunity for investors seeking to penetrate the construction and maintenance industry.

Strategic location: Positioned in Savusavu, this mobile welding business capitalizes on the demand for localized welding services, eliminating the inconvenience of traveling to distant towns for similar needs. - Diverse welding capabilities: Offers a comprehensive range of welding services, including mild steel, MIG, and TIG welding, with mild steel works being the primary demand driver in the construction sector. - Future expansion plans: Potential to expand services to include yacht repairs, leveraging proximity to Nawi Marina, which is undergoing development and expected to draw yacht customers. - Market opportunity: With limited local competition, the business is poised to capture market share in Savusavu, catering to both individual and commercial welding requirements. - Technology-driven growth: Intends to establish Savusavu’s first engineering shop equipped with advanced welding technology, enhancing service efficiency and capability. - Owner-managed business: Currently operated solely by the business owner, underscoring a personal commitment to service quality and customer satisfaction. - Seeking financial partnership: Requires investment for business scaling, specifically for opening a cutting-edge welding shop, which presents an attractive opportunity for investors seeking to penetrate the construction and maintenance industry.

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam. • Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app. • Plans to launch a monthly wellness magazine as part of awareness and engagement strategy. • Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings. • Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor. • Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%. • Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year. • Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations. • Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth. • Business registered with the MCA.

Located in Coimbatore, this niche player in the mining machinery sector specialises in the assembly and branding of high-performance drilling rigs, catering to a specific clientele focused on mining and export. - Operational model involves outsourcing manufacturing to maintain quality and cost-effectiveness with in-house assembly and branding, optimising logistics and customisation for clients. - Core products include the top-selling river circulation, blast hole, and bore holder drilling rigs, known for their efficiency and reliability among mining enterprises. - Successfully serving a substantial network of 40 active customers, the firm has proven its capability in delivering approximately 5 machines annually, showcasing consistency and market demand. - The company features a streamlined workforce of 8 employees, ensuring a personalised approach to customer service and project execution in the mining industry. - Promoter is an industry veteran with a mechanical engineering background and an MBA in finance, alongside a decade of experience, driving innovation and financial acumen in operations. - The firm is capitalising on the growing mining sector, aligning its product offerings to meet escalating demands for advanced drilling equipment. - Equipped with GST registration, MSME certification, and an Importer Exporter Code (IEC), the company is strategically positioned for both domestic influence and international trade facilitation.