Businesses Seeking Loan

Dominance in market: With 36 leased properties in Kochi, offering 250 units as serviced apartments, we have established ourselves as the biggest service apartment group in the region. - Robust customer base: Currently serving over 300 customers, showcasing strong demand and a solid market presence in the serviced apartments sector. - High occupancy rate: Achieving 100% occupancy reflects our consistent appeal and customer satisfaction, ensuring steady and reliable cash flow. - Lease and rent model: Operate entirely on a lease or rent framework, enhancing flexibility and reducing capital expenditure while securing 3-5 year lease agreements for stability. - Diverse tenant portfolio: Cater to a variety of tenants including families, couples, and working bachelors, supporting both long and short-term stays, thus diversifying revenue streams. - Recent expansion: Additional properties were recently leased, leading to an increase in revenue and further cementing our footprint as a leader in the serviced apartment industry in Kochi. - Operational legitimacy: Possess proper corporation permits, ensuring compliance with local regulations and providing assurance to investors looking for sustainable business operations.

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

Located in Villa Nueva, the restaurant specializes in grilled meats, focusing particularly on its signature chicken and pork ribs. - The business is run by a promoter, who has five years of experience in the restaurant and hospitality industry. - The restaurant employs a dedicated team of 4 staff members, ensuring high-quality service and consistent customer satisfaction. - On average, the restaurant serves at least 30 customers daily, showcasing a strong local demand for its delicious offerings. - Products are sold through both direct sales at the restaurant and the pedidosya app, providing convenient home delivery options for customers. - Families are a key customer demographic, drawn to the restaurant for its tasty meals and family-friendly atmosphere. - Strong partnerships with essential suppliers ensure consistent quality and efficiency in operations, contributing to the restaurant's proven revenue model. - With a solid customer base and strategic growth opportunities, the restaurant is positioned for expansion, making it an attractive investment option. - Operates with a valid business license.

Located in Doha, this business operates within the vehicle rental and used car dealership industry, catering primarily to business individuals and high-net-worth individuals (HNIs). - Offering short-term vehicle rentals as its flagship service, the business provides convenient and flexible transportation solutions for corporate clients and luxury car enthusiasts. - The company trades in premium used cars, providing a value-driven alternative for customers seeking high-quality vehicles at a competitive price point. - Apart from the automotive sector, the business diversifies its offerings by dealing in fire and safety materials, contributing steady sales throughout the year. - Generating an average of 800k+ QAR in monthly sales, the company achieved a notable annual revenue exceeding 10 million QAR, underscoring its strong market presence. - Operating with a workforce of 15 employees, we are able to generate high sales due to rental of cars in the premium segment to HNIs and business owners. While short-term rentals are our main service, some of our clients extend it on a longer term, ensuring consistent sales. - The business boasts a healthy EBITDA margin of 12-15%, demonstrating efficient cost management and profitability in its operations.

The business operates a total of 34 premium serviced apartments, with 33 located in Switzerland and a newly launched unit in Dubai, targeting short-term corporate stays. - Their product line consists of fully furnished 1 to 3-bedroom luxury apartments designed for short-term rentals, focusing on comfort, prime location, and exceeding market expectations. - The target customers include business travellers, digital nomads, corporate clients, and high-net-worth individuals, often requiring accommodations for relocation transitions, exhibition visits, or seasonal stays. - Booking is made flexible and convenient through platforms like Airbnb, Booking. com, and direct business-to-business (B2B) agreements, allowing for weekly and monthly leases. - Their revenue model is based on short-term rental income with dynamic pricing strategies, maintaining net profit margins between 20 and 35%. - The company employs smart technology, using AI-integrated pricing tools and smart locks, to optimize operational efficiency and enhance guest convenience. - All residential units are situated in central, accessible locations such as Zurich, Switzerland and Downtown Dubai, UAE, leased under long-term agreements with private landlords or professional agencies. - The business is highly scalable and operates efficiently with minimal workforce requirements, making it well-suited for rapid growth and sustainable expansion.

• Interior design and modular furniture business specializing in modular kitchens, wardrobes, and complete home interior solutions. • Serves homeowners, residential apartments, and housing projects looking for customized and space-efficient interior setups. • Offers end-to-end solutions including design planning, modular manufacturing coordination, and installation support. • Focused on modern modular kitchens, wardrobes, and interior systems designed for functionality and contemporary home aesthetics. • Serves clients across India and also handles select international projects through remote design coordination and project execution partners. • Positioned to benefit from rising demand for modular interiors in urban residential developments. • The business is GST registered and formally incorporated under the Ministry of Corporate Affairs (MCA).

1. The business operates in the real estate rental industry, specifically located in Montego Bay, with a current focus on long-term rental services in Catherine Hall, St. James. 2. Business currently has 2 employees and owns a property with 2 units, both of which are rented out to young professionals on a long-term basis. The current rental agreements have 1 year remaining. 3. The business is seeking to expand its services by adding 2 additional units to capitalize on market trends, specifically by venturing into the serviced apartment sector. This expansion is aimed at tapping into the growing demand for serviced apartments in the area. 4. The planned expansion includes listing the new serviced apartments on platforms such as Airbnb, indicating a strategic approach to targeting a broader customer base and maximizing occupancy rates. 5. Business model benefits from high net profits as it owns the properties outright, thus avoiding the burden of mortgage payments and potentially leading to favourable financial performance. 6. The current focus on long-term rentals for young professionals provides a stable income stream, while the proposed expansion into serviced apartments presents an opportunity for additional revenue streams through short-term rentals.