Businesses Seeking Loan

Debt funding Opportunity: USD 3 million trade finance facility. We are a New York-based firm established 6 years ago, specialising in working capital solutions for global commodity traders and producers. We provide short-term asset-based loans, secured by inventory and receivables, across commodities such as agricultural products, oil & gas, and metals. As an active lender in every deal, we originate, structure, and administer loans. No platform or administrative fees for co-lenders, ensuring a cost-efficient lending model. We are offering participation in a USD 3 million working capital credit facility for a Singapore-based global trading company. Facility structure: Comprises short-term (60–150 days) inventory and receivable financing deals, ranging from USD 100,000 to USD 750,000. Investment options: Senior lenders: Fund 90% of the deal, earning 12.5% per annum interest. Junior Lenders: Fund 10% of the deal, earning 19% per annum interest. We will participate as a junior lender in the deal. - Borrower profile: Established 12 years back, the borrower has an annual sales exceeding USD 300 million, equity of USD 19 million, and total assets of USD 47 million (tangible and intangible assets). Over USD 40 million in credit limits from financiers. Approximately 10 employees are at its Singapore headquarters. Business operations: The borrower sources products from suppliers mainly in Saudi Arabia, the UK, and the US, selling to buyers mainly in India, China, and Southeast Asia. Deal details: Deal duration: 60–150 days, evidenced by the borrower’s promissory note issued to lenders. Collateral: Borrower’s inventory and/or receivables pledged as security for the benefit of lenders. Why invest? This is a unique opportunity to invest in a secure, high-yield trade finance facility with recurring deals, professionally structured and managed by us.

The company operates an innovative online tech platform in the legal industry, based in Lucknow, focused on connecting users with legal services. - Key services include a "find a lawyer" feature, offering quick legal assistance and automated contracts, catering to both individuals and businesses in need of legal support. - The platform employs a total of 7 dedicated team members, ensuring personalized service and efficient operation of the online marketplace. - Top products are automated contracts, which streamline legal documentation processes, and the "find a lawyer" service, helping clients easily locate qualified legal professionals. - The revenue model is dual-faceted, relying on subscription services and a pay-per-service fee, providing flexibility and appealing to a broad range of customers. - Successful collaborations with two other businesses enhance service offerings and expand the customer base, promoting robust business growth. - In its first month, the company generated revenue of 80,000 INR, demonstrating promising initial traction in the competitive legal services sector.

The business is a computer education and training centre offering a wide range of IT and professional courses. - We provide training in web design, Photoshop, digital marketing, etc. - Currently, we have 35 active students. Our classes are held offline. - In addition to technical education, we also provide coaching for government exams such as UPSC and Railways. - We maintain strong relationships with local schools, colleges, government institutions, banks, and small businesses. - The centre also provides support services for Aadhar, PAN, passport, and insurance applications. - We operate as a sole proprietorship and are ISO 9001:2008 certified.

3-year-old infrastructure company based in Lakhimpur specializing in road and highway construction. - Undertakes 1–2 major government contracts each month, ensuring steady project flow and revenue. The business hires contract workers to help with the projects. - Experienced in executing large-scale public infrastructure works with quality and compliance standards. - Operates under a B2G model with a valid GST certificate.

Small bags manufacturing and export company based in Murshidabad, specializing in backpacks. - Manufactures about 5,000 backpack pieces per month. - Operates with a lean team of 4 employees handling production, quality, packing and logistics. - Sells primarily to wholesalers; maintains 12–13 active wholesale customers for bulk order distribution. - Minimum order value is ₹2.5 lakhs, enabling predictable cashflow and batch production planning. - Major revenue driver is bag manufacturing and wholesale backpack sales; additional verticals contribute smaller revenue streams. - Also exports semi-husked coconuts, onions, and Indian spices supplied to Bangladesh. - Potential scaling by increasing monthly backpack production, adding more wholesale accounts, and expanding repeat export contracts for coconuts and spices to GCC and South Asian markets.

The company is located in Herlufmagle, specializing in the manufacturing of batteries and Uninterruptible Power Supplies (UPS) for various applications. - It offers a diverse range of energy solutions, including solar panels, heat pumps, and transformers, catering to both residential and commercial markets. - The business also provides installation services for its products, ensuring comprehensive support for large-scale projects. - With a yearly production capacity of 5 gigawatts per year, the company operates from a privately owned manufacturing unit while also outsourcing certain production needs. The business maintains a high profit margins due to lower operation costs. - The client base includes over 100 customers, featuring a mix of government entities and commercial builders, highlighting strong demand in the energy sector. - The company focuses on sustainable energy, offering solar batteries designed for both individual housing and shared commercial use. - Revenue is generated through direct product sales, installation services, and large-scale project contracts, positioning the company as a reliable energy and equipment supplier globally.

Established manpower contracting business with a client base of over 150 companies. - Now expanding into the technology sector with the development of an AI-powered matrimony platform. - The upcoming app will focus on matchmaking for the Tamil community, leveraging artificial intelligence to enhance compatibility matching. - The platform aims to provide a personalized, efficient, and culturally aligned matchmaking experience for local users. - The business holds and operates with a GST certificate.

Located in Jamshedpur, this business operates in the Business Services industry, focusing on trade and export. - The company specializes in exporting essential commodities such as steel, coal, rice, and vegetables. - Currently, the business serves a diverse client base, with 2 established clients in the market. - The primary revenue model revolves around exporting high-demand products like steel and agricultural goods to international markets. - By leveraging Jamshedpur’s industrial landscape, the company excels in sourcing and transporting raw materials effectively. - The focus on critical commodities positions the business well to cater to global supply chains and meet market needs. - Strong relationships with suppliers and clients enable the company to maintain competitive pricing and reliability in service. - Operates with a valid Exim license and GST certificate.