Businesses Seeking Loan

Building contractors specialize in small office spaces and affordable housing, catering to both commercial and residential sectors. - Engaged in comprehensive building project services including blueprint design and civil engineering. - Based in Kingston, the company serves a strategic market area with potential for growth in the real estate and construction industries. - The business typically undertakes 1-2 projects per year, allowing for focused attention and quality execution on each project. - Average project duration exceeds one year, indicating a commitment to comprehensive planning and construction timelines. - Currently engaged in a significant project involving the development of commercial retail units and residential units across a 2-acre land parcel. - The firm has established relationships with two clients, primarily consisting of real estate and construction companies. - The promoter possesses a Master’s degree in Architecture. - In addition to construction services, the business supplies concrete blocks on a smaller scale. - The business needs 2 permanent employees to run the business operations, who are also contractors.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

Selling granite blocks, temple stones, granite slabs, and custom granite artifacts to customers in Andhra Pradesh and the rest of India. - Currently employing 20 people and processes 200-250 cubic meters of stone every month. - Supplies temple stones to a factory for further processing for construction. - Also used in tombstones. - Pre-Covid had lot of exports which is not the case for the last 3 years. Recently restarted our export activities to China. - Business enjoys a high operational and net profit margin similar to other players in the industry.

The business operates in a niche market, focusing on supplying ID cards, ties, and belts to schools in Rajasthan, particularly in the Barmer locality. - The business currently serves approximately 100 schools, including Mayur Nobles Academy, Daisy Days International School, and TPS English Academy. - The average order size is around 500 student ID cards, with the potential for larger orders of up to 2,000 cards based on school size. - The business has a direct distribution model and collaborates with 5-6 distributors to reach its customer base. - The company has all the necessary licenses including the Shop Act license to operate. - We currently require 2 employees for the office and 3 employees for the godown in order to facilitate smooth functioning.

Business that supplies more than 12 Panamax/month (50,000 to 80,000 deadweight tons) for power plants in Malaysia, with profit minimum 15% per transaction for first contract and it can be expanded until 44 Panamax/month, - Secured long-term contract for 6 more years for the supply of 10 million tons of steam coal per annum, ensuring revenue stability. - Strategic operations based in Central Jakarta, tapping into Southeast Asia's growing energy sector. - Focused exclusively on steam coal trading tailored for power plants in Malaysia, targeting a robust market demand. - Experienced workforce comprising 15 dedicated employees, facilitating streamlined operations and customer relations. - Positioned to capitalize on the increasing energy needs in the region, reinforcing long-term growth prospects.

Located in Nassau, the business specializes in local trucking services and garbage collection tailored for small businesses and apartment owners. - Maintains a dedicated service base of 20-30 clients, ensuring a consistent revenue stream. - Operating with a lean structure, the business has only 1 employee, who is also the business owner. - Offers standard weekly service, reinforcing reliability and convenience for clients. - Implements a payment structure where clients are billed at the end of the month, improving cash flow predictability. - Achieves an average charge of $80 per client per month, positioning itself competitively in the local market.

Engaged in trading and wholesale supply of all types of scrap including ferrous and non-ferrous metals, paper waste, precious metals, and plastics. - Scrap materials are procured from reputable clients such as ITC Limited and Denso Kirloskar, reflecting strong credibility in the sector. - Currently supplies paper waste to 3 paper mills under regular contracts. - Revenue is generated through high-volume trade, long-term partnerships, and on-demand material supply, enabling steady cash flow and competitive pricing. - Promoters bring over 10 years of experience in waste management, recycling, and sustainable trading operations. - Well-established relationships with corporates, suppliers, and logistics partners ensure smooth and scalable business execution. - Committed to sustainability and circular economy practices, with eco-conscious operations focused on efficient waste processing. - Holds valid GST registration and Pollution Control certification, ensuring full regulatory compliance.

Have 2 regular clients one of them is Coca Cola Company. - Company has been operational from over 13+ years. - Currently we have pending purchase order in hand and just need a Capital. - Less Competition, Strong relationship with my Client.