Businesses Seeking Loan

Building contractors specialize in small office spaces and affordable housing, catering to both commercial and residential sectors. - Engaged in comprehensive building project services including blueprint design and civil engineering. - Based in Kingston, the company serves a strategic market area with potential for growth in the real estate and construction industries. - The business typically undertakes 1-2 projects per year, allowing for focused attention and quality execution on each project. - Average project duration exceeds one year, indicating a commitment to comprehensive planning and construction timelines. - Currently engaged in a significant project involving the development of commercial retail units and residential units across a 2-acre land parcel. - The firm has established relationships with two clients, primarily consisting of real estate and construction companies. - The promoter possesses a Master’s degree in Architecture. - In addition to construction services, the business supplies concrete blocks on a smaller scale. - The business needs 2 permanent employees to run the business operations, who are also contractors.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

The business provides end-to-end building project services, including blueprint design and civil engineering. - Based in St Mary, it serves a strategic market area with strong growth potential in real estate and construction. - We started operations 6 months ago, so there is no previous year's revenue to report. - The company typically undertakes one to two projects per year, ensuring focused attention and high-quality execution. - Each project usually spans over a year, reflecting its commitment to detailed planning and timely completion. - Currently, the company is engaged in a major project involving the development of commercial retail and residential units across a two-acre land parcel. - It has established relationships with two long-term clients in the real estate and construction industries. - The promoter holds a Master’s degree in Architecture and oversees all design and construction processes. - In addition to its core services, the company also supplies concrete blocks on a smaller scale. - The firm employs eight permanent staff members who manage daily operations and also work as contractors. - The business is registered as a private limited company.

The business provides end-to-end building project services, including blueprint design and civil engineering. - Based in St Mary, it serves a strategic market area with strong growth potential in real estate and construction. - We started operations 6 months ago, so there is no previous year's revenue to report. - The company typically undertakes one to two projects per year, ensuring focused attention and high-quality execution. - Each project usually spans over a year, reflecting its commitment to detailed planning and timely completion. - Currently, the company is engaged in a major project involving the development of commercial retail and residential units across a two-acre land parcel. - It has established relationships with two long-term clients in the real estate and construction industries. - The promoter holds a Master’s degree in Architecture and oversees all design and construction processes. - In addition to its core services, the company also supplies concrete blocks on a smaller scale. - The firm employs eight permanent staff members who manage daily operations and also work as contractors. - The business is registered as a private limited company.

The business operates in a niche market, focusing on supplying ID cards, ties, and belts to schools in Rajasthan, particularly in the Barmer locality. - The business currently serves approximately 100 schools, including Mayur Nobles Academy, Daisy Days International School, and TPS English Academy. - The average order size is around 500 student ID cards, with the potential for larger orders of up to 2,000 cards based on school size. - The business has a direct distribution model and collaborates with 5-6 distributors to reach its customer base. - The company has all the necessary licenses including the Shop Act license to operate. - We currently require 2 employees for the office and 3 employees for the godown in order to facilitate smooth functioning.

Located in Nassau, the business specializes in local trucking services and garbage collection tailored for small businesses and apartment owners. - Maintains a dedicated service base of 20-30 clients, ensuring a consistent revenue stream. - Operating with a lean structure, the business has only 1 employee, who is also the business owner. - Offers standard weekly service, reinforcing reliability and convenience for clients. - Implements a payment structure where clients are billed at the end of the month, improving cash flow predictability. - Achieves an average charge of $80 per client per month, positioning itself competitively in the local market.

Trading business supplying a comprehensive range of electronic products including printers, CCTVs, switchboards, wires, and lighting equipment. - Holds active contracts with over 50 construction companies and builders, serving their ongoing infrastructure and office setup needs. - Offers high-quality electrical and electronic supplies essential for modern construction and commercial projects. - Maintains higher profitability by keeping operational costs low in the business. - Plans to expand operations into construction material trading to diversify revenue and strengthen client relationships. - GST certified, ensuring transparent operations and compliance with national trade regulations.

Engaged in trading and wholesale supply of all types of scrap including ferrous and non-ferrous metals, paper waste, precious metals, and plastics. - Scrap materials are procured from reputable clients such as ITC Limited and Denso Kirloskar, reflecting strong credibility in the sector. - Currently supplies paper waste to 3 paper mills under regular contracts. - Revenue is generated through high-volume trade, long-term partnerships, and on-demand material supply, enabling steady cash flow and competitive pricing. - Promoters bring over 10 years of experience in waste management, recycling, and sustainable trading operations. - Well-established relationships with corporates, suppliers, and logistics partners ensure smooth and scalable business execution. - Committed to sustainability and circular economy practices, with eco-conscious operations focused on efficient waste processing. - Holds valid GST registration and Pollution Control certification, ensuring full regulatory compliance.

Business that supplies more than 12 Panamax/month (50,000 to 80,000 deadweight tons) for power plants in Malaysia, with profit minimum 15% per transaction for first contract and it can be expanded until 44 Panamax/month, - Secured long-term contract for 6 more years for the supply of 10 million tons of steam coal per annum, ensuring revenue stability. - Strategic operations based in Central Jakarta, tapping into Southeast Asia's growing energy sector. - Focused exclusively on steam coal trading tailored for power plants in Malaysia, targeting a robust market demand. - Experienced workforce comprising 15 dedicated employees, facilitating streamlined operations and customer relations. - Positioned to capitalize on the increasing energy needs in the region, reinforcing long-term growth prospects.

We are the one and only company that provide CNG single cylinder in the West Java area and now, we have 16 customers in West Java area. We have sold about 1,800 cylinders per month and have taken natural gas of about 22,000 m3/month from Pertamina Gas Negara for the last 3 years. We are supported by Pertamina and PGN for providing Compressed Natural Gas in Indonesia and also we are supported by experts on CNG Management. We still have a lot of markets to manage, but the availability of funds become an obstacle at this time. Our clients are industries such as smelting, manufacturing, and mining industries. Business has tied up with a CNG gas company to supply cylinders. Company has all the required permissions in place for the operations.