Businesses Seeking Loan

Business: Moroccan sweets, wedding cakes and catering bakery operating online in Abu Dhabi. - Headline offering: Traditional Moroccan sweets, handmade cookies, all types of wedding cakes and event catering. - Sales channels: Direct online orders via Instagram, WhatsApp and Snapchat enquiries; no physical storefront sales yet. - Customers: Day-to-day customer base of 20–30 orders, serving private customers, brides/couples, and small event clients. - Location & footprint: Kitchen and planned coffee shop within the same 200-metre space in Abu Dhabi; currently a home/production kitchen transitioning to a coffee shop setup. - Team: 9 employees total 3 main chefs, 3 helpers, plus 3 supporting staff (admin/delivery/operations). - Financials: Current annual revenue approximately AED 200,000 from online bakery and catering sales. - Growth plan: Expanding into an on-site coffee shop/coffee bar to capture walk-in customers and increase bakery retail sales. - Revenue model: Earns money by selling baked goods (cookies, sweets), custom wedding cakes, and catering packages; direct payments via social-media-driven orders. - Competitive strengths: Handmade artisanal products, niche Moroccan sweets specialization, strong social-media presence and direct customer engagement (Instagram marketing, WhatsApp ordering).

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

Fully integrated concrete production company being established to serve industrial and construction needs. - The facility will produce ready-mix and precast concrete using a modern batching plant with a production capacity of 60 m³ per hour. - Focused on supplying high-quality concrete solutions to infrastructure, commercial, and residential projects across northern regions. - Operations are projected to commence within 6–8 months following investment, with profitability expected in 18–24 months. - Business registrations and regulatory approvals are currently under process and expected to be finalized within the next 3 months.

Newly established advisory firm based in the USA, specializing in the rapidly growing cannabis industry, with operations launched just 3 months ago. - The business combines decades of expertise in retail, hospitality, renovations, and large-scale development, offering a comprehensive suite of services from conceptual design to full operational management for cannabis companies. - The firm's unique approach emphasizes a holistic design and build process, ensuring clients receive tailored solutions that address their specific needs in retail, manufacturing, and cultivation. - Generating monthly revenues of $500,000, the company operates on a project-based service fee model, where cannabis brands pay for advisory services and project management. - Successfully completed 2 high-volume cultivation and retail projects in New York, with 2 additional retail locations under management, and advance payments already secured for upcoming projects. - The firm has live operations in New York and is expected to commence revenue generation from its active cannabis license in New Jersey within 30 days, amplifying growth potential. - With an experienced team of 10 permanent employees focusing on cannabis consultancy, the business also collaborates with individual farm staff for cultivation and processing activities. - Positioned in a strategic market, the company is expanding its footprint throughout the Northeast USA, with plans for future cultivation projects across 3 states and a strong pipeline of emerging opportunities. - The firm boasts an impressive EBITDA margin of over 20%, validating its operational efficiency and profitability in the cannabis advisory business. - The business is registered as an LLC in Pennsylvania and holds cannabis licenses across three states.

The company is engaged in horse rentals for riding and equestrian purposes. - Currently, we have five horses available for customers at our facility. We are also involved in horse breeding. - To date, we have served over 3,000 customers. - Our revenue model is based on hourly charges for horse use. - We have 2 permanent employees sufficient to ensure smooth operations. - The business is registered as a sole proprietorship.

Construction and mining service provider specializing in coal mining on client sites, supply to government entities, and related infrastructure services. - Offers comprehensive solutions including coal transportation, crushing, and wagon loading for mining and construction projects. - Operates under a B2G model, securing over two government tenders per month. - Maintains higher profit margins by dealing directly with government clients, eliminating intermediary costs and ensuring consistent contract flow. - The business holds a valid GST certificate.

Located in Sambalpur, the business operates two cafes attracting 40-50 daily customers at each outlet. - The cafes are strategically positioned, with one in a busy mall and the other within a university, ensuring high foot traffic and visibility. - In addition to the cafes, the business has a wholesale vertical that distributes coffee products, coffee beans, and related items to various retail outlets. - Revenue is generated equally from both the cafe and FMCG (Fast-Moving Consumer Goods) wholesale verticals, highlighting a balanced business model. - With a small team of 5 employees, the business demonstrates efficient operations to support both customer service and wholesale distribution. - The owner is seeking a loan for expansion to enhance both cafe operations and wholesale capabilities, aiming to capture a larger share of the local market in the food and beverage industry. - Business GST and FSSAI licenses.