Businesses Seeking Loan

Kerala based training institute that to offer competitive exam coaching such as SSC (Staff Selection Commission for central Government jobs), IBPS – For bank jobs, SET – For school teachers job in Kerala, UGC NET – For college teachers jobs across India and UPSC exams (IAS, IPS, IFS etc). We also offer courses in soft-skill training, interview preparation, business communication, leadership, team building, public speaking and marketing and sales. Computer courses – Cyber security, Artificial Intelligence, Animation, Digital Marketing etc. We are also planning for courses in Oil and Gas, shipping and logistic etc. - The infrastructure is fully set and admissions will be started as soon as the Government removes the restrictions for educational institutions imposed due to the COVID-19 pandemic. Operations are expected to begin by next month in Kerala. - The institute has already hired 15 highly talented teaching faculties and 10 non-teaching and administrative staff. - The teaching faculties of the institute are professionally experienced and proven professors and lectures including Phd holders. Non teaching departments includes General Manager, Manager, accounts team, counselors, marketing team and helpers. - The institute has digitally enabled class rooms with a seating capacity of 30 students per class. - Classes will be offered in two batches (first batch: 9am – 1pm and second batch: 2pm – 6pm) and thus we expect to be able to have about 300 students. - The syllabus has already been developed in-house with the help of subject experts. - The typical duration of a course would be 2 - 9 months and the average fees per course per month will be INR 5,000. - Plan on partnering with various universities and Skill India by central Government. We also have plan to apply for the accreditation of the British Council in the near future which would allow us to offer internationally recognized certificate courses. - Have already conducted marketing campaigns and over 500 individual candidates and several IT firms in Cochin have expressed interest in our offerings. - The promoter has over 22 years of experience in the educational training space.

Our bakery services a variety of different cakes, breads and we have a dessert buffet. - Have 2 stores. One is located in a business park and the other in a commercial area in Philippines. - Our target market is the middle and upper class segment. - Receive an average of 20 daily customers per store. - The cakes are baked in-house. - We are now opening a third store in the coming months. - We also provide customized cakes for birthdays, weddings and other occasions. - Physical assets include kitchen equipment and interior setup of the stores.

Our bakery services a variety of different cakes, breads and we have a dessert buffet. - Have 2 stores. One is located in a business park and the other in a commercial area in Philippines. - Our target market is the middle and upper class segment. - Receive an average of 20 daily customers per store. - The cakes are baked in-house. - We are now opening a third store in the coming months. - We also provide customized cakes for birthdays, weddings and other occasions. - Physical assets include kitchen equipment and interior setup of the stores.

Kolkata-based construction company that started its real estate venture successfully 4 years ago and is currently developing one of the fastest-selling residential projects in Kolkata. - Working on a project currently: an affordable mass housing project in Kolkata which will have 3000+ flats & 1,000+ bungalows on 100+ acre land. - Project will have the construction of 1 BHK / 2 BHK / 3 BHK and bungalows for LIG (Low Income Group) & MIG (Middle Income Group) people. - All modern facilities and amenities. - Club, school, college, hospital, market, and entertainment zone all adjacent to the project. Present Status: - Land acquisition of 85+ acres has been completed. - Phase - 1 sanction received from statutory authorities. Sales launched 4 years ago. Entire 610 units (540 flats & 70 Bungalows) sold in less than 10 months. Construction work has started. Part Handover started; Complete Handover by the end of next year. - Phase - 2 sanction received from statutory authorities. Sales launched 3 years ago. 806 units (708 flats & 98 bungalows). Around 700+ bookings in 18 months. Construction work started 2 years ago. Handover by June 2024. - Phase - 3 sanction received from statutory authorities. Sales launched 2 years ago. 519 units (519 bungalows). Around 300+ bookings in 24 months. Construction work started in 2 years ago. Handover by the 2 years. - Phase - 4 Project planning under progress. Sales are to be launched by the start of next year. Construction work is to start by the mid of next year. Handover by next 3 years. - Sale have increased due to an increase in projects.

Our products were being imported from other countries and sold to dealers in 2019 and before. We have started our own manufacturing unit in February 2020. - The unit is located 11 km away from Panipat. - We design and manufacture steel almirahs, hospital beds, office cabinets, LED stand, bunk beds, and shoe rack using stainless steel with customization which is sold under our proprietary brand that is trademarked. - We manufacture about 100-125 pieces per day and run with a production capacity of 50%. - Currently running with one shift that is 8 hours/day. - From manufacturing to assembling everything is done in-house. - Procure raw materials from 5-6 vendors who are located across India. - Have a tie-up with 55 dealers and 40 distributors across India. - The price of the products ranges between INR 7,500 to 54,000 depending on the products. - 60% of the sales constitute the cupboards and 30% comprise of hospital beds. Rest 10% comprises of the remaining items. - We are listed on IndiaMART and Flipkart. - Advertising and marketing are done through boards, advertisements on news channels, and social media. - Have around 60 labours who work on a contractual basis. - We have a sales team of 5-6 people who take care of sales across India. - Have tie-up with 2 logistic companies who help in transportation. - Our website is under construction and is expected to be launched soon.

Company that manufactures bio organic laundry liquid and dish wash liquid. - The production capacity is 1,000 litres per day and currently utilizing 20-25% of the capacity. - The products are distributed to 15+ retail shops in 100 ml and 1 litre packages. - Products are eco-friendly, biodegradable, home care, and personal care products. - Currently operational in Krishnagiri the company plans to expand to different states. - The company is planning to manufacture floor cleaner and toilet cleaner products in the future. - The company has a business loan with an outstanding of 3 lakh and has a sole owner.

Plan to set up a flour factory with a 100-ton daily production capacity. - All the legal documentation is ready. We have also prepared an economic/feasibility study. - Have identified the facility already. It has an area of 5,000 square meters. The facility is based in an industrial area. - The expected payback period is 33 months and the rate of return is in the range of 20-25 percent. - We have already contacted 1 supplier who can install all the machinery at the facility. - Raw materials will be imported from countries like Russia, Ukraine, and India. - It will take 9 months for us to initiate operations post-funding. - Flour is primarily imported from other countries and it can be quite expensive. If a domestic production facility is established, we will be able to produce flour at a very cheap price and hence gain a competitive advantage as a result. - We will hire 9-12 employees to work at the production facility. - Promoter has 3 years of experience in distributing flour. As a result, the owner has contact with multiple potential clients.

Chain of retail stores specializing in the sales of medical supplies and some pharmaceutical medicines. Over 85-90% of business revenue is generated by the sales of medical equipment. - Have a chain of 12 stores located throughout Manila. We stock over 3,500 SKUs at our stores. The retail outlets are taken on rent. - Sales had slightly dipped during the onset of the pandemic. However, sales have been increasing continuously (2% month-on-month) and is expected to return to normal very soon. We forecast an annual sales growth of 20% in the future. - The gross margin on business sales is around 40%. We serve over 10,000 clients monthly. Over 60% of business sales is generated by sales to end-users (B2C) while 40% revenue comes from sales to other businesses/institutions (B2B). To that extent, we have around 10-20 annual contracts. - We have over 200 suppliers including some internationals suppliers from whom we procure our products. - Since we are extremely well-established in the market, we primarily rely on word-of-mouth promotion and referrals. - We also plan to launch an e-commerce website by the end of this year to generate online sales. The website is live and fully updated. However, we are yet to market the platform to end users. - Promoter has over 12 years of experience in this particular industry.