FinTech Business Investment Opportunities

The business will be operating as a compliance-first B2B fintech platform enabling cross-border payments, invoicing, escrow, treasury, and corporate cards. - Structured with a regulated holding and operating company framework designed for multi-jurisdiction financial services from inception. - The business is headquartered in Abu Dhabi and also holds a U. S. registration certificate. - We are planning to launch the business next month in the market. - Revenue model is designed around transaction fees, FX and conversion spreads, subscription fees, card issuance fees, and yield-based revenue. - Platform supports both fiat and stablecoin (USDC/USDT) settlement with automated conversion, reconciliation, and reporting. - Core capabilities include programmable invoicing, escrow-based payment flows, corporate cards, treasury management, and tokenization-ready workflows. - Although the owner has a U. S. phone number, they will remain fully available throughout the transaction process.

FinTech startup: A Bengaluru-based early-stage venture specializing in technology solutions for digital banking and financial services. - SDK and API platform: The business offers a developer-friendly Software Development Kit (SDK) and Application Programming Interface (API) that enables seamless integration of financial functionalities into existing applications for banks, non-banking financial companies (NBFCs), and other FinTech firms. - Quick deployment: The platform allows financial institutions to launch ready-made digital banking solutions, such as fixed deposits (FDs) and recurring deposits (RDs), in just two weeks, significantly reducing time to market. - Revenue model: The startup generates revenue through: 1. Bank commission: Earning between 0.5% to 1.5% from transaction commissions shared with partnered brokerages/banks. 2. Setup fees: Collecting one-time setup costs from wealth management companies utilizing their technology. 3. Monthly billing: Establishing a base level of ongoing revenue through minimum monthly billing agreements. - Early sales stage: Sales commenced only two months ago, with current total revenue at approximately INR 75,000. - Strong collaboration: The company has already partnered with 2 stock brokerage firms and 4 more in the pipeline, enhancing credibility and expanding market reach, with additional partnerships in the pipeline. - Financial health: Fully bootstrapped with an investment of ₹20 lakhs and no outstanding loans, the company is well-positioned financially to utilize seed funding for expansion and product development. - Growth Projections: The founder anticipates a cumulative EBITDA of about ₹10.16 Crores over the next five years, indicating a compelling opportunity for investors interested in the burgeoning FinTech sector. - We do not require any regulatory licenses as the offers are made by the banks and NBFCs. We only provide the digital infrastructure and SDKs.

The business is a payment services startup located in Hyderabad, aiming to build an innovative card-based payment aggregator platform. - We will generate revenue by charging commissions from merchants for payments. We will also act as an aggregator for money lending businesses and we will charge commission from them as well. - We will get an RBI license going forward and will register the company as a private limited entity. - We are not just seeking capital; we are looking for a genuine, transparent association and partnership focused on mutual growth. Ideal investors shall possess: • Payments system expertise: A comprehensive understanding of how payment systems work, including the intricacies of card-based transactions, digital payments, and regulatory landscapes. • Corporate financial management experience: Proven experience in managing corporate finances through various growth phases and developing strategies for sustainable business growth within the financial sector. • Strategic vision: The ability to contribute to the strategic direction of the company, leveraging your industry insights to help us navigate challenges and capitalize on opportunities. The current promoter expertise: Our promoter brings a wealth of experience and a unique perspective to this venture, having 16 years of experience, including as a software engineer and startup founder, with the past 2 - 3 years dedicated to a (published) literary work/sci-fi book project. • High-level payments system design: End-to-end expertise in designing secure and efficient payment systems. • P2P secure digital communications: Hands-on experience in developing secure digital communication channels. • IT infrastructure administration: Practical knowledge of managing robust IT infrastructures critical for financial operations. • Corporate banking & third-party collaboration: Extensive working relationships with prominent corporate banking teams and third-party service providers, offering invaluable industry connections. • Adaptive & forward-thinking approach: Aligned with "build while you learn" policy, recognizing the dynamic nature of financial and banking systems and the need to adapt quickly to evolving RBI guidelines.

The business is a payment services startup located in Hyderabad, aiming to build an innovative card-based payment aggregator platform. - We will generate revenue by charging commissions from merchants for payments. We will also act as an aggregator for money lending businesses and we will charge commission from them as well. - We will get an RBI license going forward and will register the company as a private limited entity. - We are not just seeking capital; we are looking for a genuine, transparent association and partnership focused on mutual growth. Ideal investors shall possess: • Payments system expertise: A comprehensive understanding of how payment systems work, including the intricacies of card-based transactions, digital payments, and regulatory landscapes. • Corporate financial management experience: Proven experience in managing corporate finances through various growth phases and developing strategies for sustainable business growth within the financial sector. • Strategic vision: The ability to contribute to the strategic direction of the company, leveraging your industry insights to help us navigate challenges and capitalize on opportunities. The current promoter expertise: Our promoter brings a wealth of experience and a unique perspective to this venture, having 16 years of experience, including as a software engineer and startup founder, with the past 2 - 3 years dedicated to a (published) literary work/sci-fi book project. • High-level payments system design: End-to-end expertise in designing secure and efficient payment systems. • P2P secure digital communications: Hands-on experience in developing secure digital communication channels. • IT infrastructure administration: Practical knowledge of managing robust IT infrastructures critical for financial operations. • Corporate banking & third-party collaboration: Extensive working relationships with prominent corporate banking teams and third-party service providers, offering invaluable industry connections. • Adaptive & forward-thinking approach: Aligned with "build while you learn" policy, recognizing the dynamic nature of financial and banking systems and the need to adapt quickly to evolving RBI guidelines.

FinTech-focused loan facilitation company connecting customers with banks offering business and home loans at competitive interest rates. - Acts as an intermediary between banks/NBFCs and borrowers, supporting sourcing, coordination, and deal closure. - Holds an NBFC license, providing regulatory credibility and flexibility within the lending ecosystem. - Operates with a lean structure and a small core team of 2 employees. - Revenue is earned through commissions and facilitation fees received from banks upon successful loan tie-ups. - The business is currently non-operational and is not generating any revenue at this time.

• Product-first fintech company building a new interaction layer for payments focused on proximity-based, intent-driven money movement. • Core offering is a proximity-first payment experience where users send and receive money simply by being near each other, without QR codes or manual app navigation. • Enables peer-to-peer payments through phone tap, AirDrop-style nearby discovery, contact search, and voice commands with biometric authentication. • Payments surface contextually via lock screen prompts, spotlight-style search, tap interactions, and voice, making transactions feel invisible and effortless. • Supports scheduled and recurring payments triggered through on-device AI assistants based on user intent. • Merchant solution allows any smartphone or compact terminal to act as a proximity-enabled checkout point, eliminating queues and QR scanning. • Merchant tools include a lightweight dashboard and optional Pro features for team management, analytics, and operational control. • Built with privacy-first proximity discovery, biometric authentication, tokenization, and end-to-end encryption for secure transactions. • Designed for cross-platform use on iOS and Android, creating a universal proximity payment network. • Revenue model based on commissions earned from peer-to-peer and merchant transaction settlements. • Positioned as an “ambient OS for money, ” where payments occur naturally when intent is expressed. • Integrates with existing payment rails such as UPI, card networks, and banking systems via licensed Banking-as-a-Service partners. • Company registered with the MCA.

Early-stage fintech startup developing a UPI-based digital payments application. - Product designed to enable seamless, cashless, and card-free transactions for users. - Received NPCI approval, providing a key regulatory milestone and strong credibility. - Platform currently under development with a planned launch timeline of approximately one year. - Focused on simplifying everyday digital payments through a user-friendly interface. - Pre-revenue stage with product and technology build in progress. - Operated by a small in-house team handling development and execution. - Asset-light setup with no tangible assets. - Holds essential incorporation documentation as part of intangible assets.

UAE-based smart, transparent and tech-driven investment platform operating since 11 years, connecting private investors with high-potential, asset-backed business opportunities. - Strong promoter background with 11+ years in investment management, business incubation and venture growth across global markets. - Community of 158+ private investors and an active portfolio of 39+ businesses across logistics, robotics, manufacturing, container leasing, fintech and other asset-backed sectors. - Revenue model combines profit-sharing, equity participation and operational income from real assets, offering diversified and transparent returns. - Global presence across UAE, India, Malaysia, USA, Australia, Canada and Europe supported by long-term partnerships with founders and enterprises. - Team of 37 professionals across investment analysis, project management, finance, marketing and operations. - Operates with a valid business registration certificate.

Dual-platform fintech with a consumer (P2P micro-funding) and capital (SMB funding marketplace). - The MVP is complete with Plaid and Stripe integrations. - The company operates on a platform fee model and is building early partnerships with MCA (merchant cash advance) providers and data partners.

Fintech startup focused on revolutionizing the lending sector, offering modern and affordable credit solutions for customers in India. - Provides inclusive financing options specifically designed for housing and Micro, Small, and Medium Enterprises (MSMEs) through a robust digital platform. - Operates by leveraging a network of Independent Business Operators (IBO) to source leads from across Tier 1 to Tier 3 cities. - Launched this year, the company has achieved significant growth, generating INR 20-25 crores in loan disbursements. - The startup charges a competitive 1% commission on each loan disbursed, contributing to a revenue of approximately INR 20 lakhs to date. - Partners with over 500 lending firms and financial institutions, creating a strong network to facilitate access to credit. - Registered as a Private Limited Company through the MCA and recognized under Startup India; currently awaiting RBI licensing to enhance regulatory compliance and operational credibility.

Dubai-based fintech startup operating a hybrid POS payment network. - Core product: POS hybrid payment network is a single device supporting cash, card, mobile, and crypto payments with secure cloud-based transaction core. - Services include bill payments, remittances, vouchers, crypto transactions, and an upcoming coin rewards program to drive loyalty through tokenized incentives. - Embedded modules for compliance, HR, finance, and sales help merchants manage payroll, risk scoring, and operations directly from the device. - Target customers: Retail shops, SMEs, and underbanked communities seeking modern, affordable payment and financial solutions. - Revenue streams: Transaction fees, commissions on bill payments/remittances/vouchers, value-added subscriptions, and future token-based monetization. - Traction: 850+ merchant services integrated; 50+ active POS terminals deployed in 6 months; monthly revenues exceeding AED 700K. - Fully in-house transaction and compliance systems; PSP license application underway with the Central Bank of UAE for regulated expansion. - Lean 12-member team with expertise in product development, compliance, and merchant acquisition, scaling operations across Dubai and underserved markets. - Monthly revenue depends on customer volume and exclusive service pricing, and not on the number of employees. - The listing was created by an advisor based in India, who will share the owners’ contact details upon introduction.

The company provides an integrated financial operations platform for SMEs and enterprises. - It has achieved 2x year-on-year GTV growth and operates in three markets: KSA, UAE, and Bahrain. - The platform offers corporate physical and virtual spending cards, expense management with real-time approvals, invoice management, and upcoming payments, banking, and lending solutions. - The company serves 700 customers across more than 21 industries and maintains high retention. - Its business model includes transaction fees and active subscription revenues. - It has been recognized with the ‘Best Mobile Payments App’ award. - The team includes experienced executives with backgrounds in banking and technology. - The company is a private limited entity, registered in ADGM, PCI DSS v4 compliant, and also holds a DIFC entity. - One of the co-founders is based in Lithuania and uses a Lithuanian number for communication.

🚀 Launch-ready offerings: Preparing to roll out mobile-based UPI POS, API reseller platform, travel bookings (IRCTC), and G2C services. 🤝 Strategic partnerships secured: Backend integrations confirmed with Kotak Mahindra Bank (AEPS), Yes Fintech (Micro ATM), ACo Financial (DMT & Dynamic QR), and Choice Connect (Insurance). 📈 Scalable business model: Transaction-based commissions and API margins ensure high growth potential once operations begin. 🌐 Market opportunity: Positioned to serve India’s rapidly expanding digital payments and retail-tech sector. 👨‍💼 Experienced promoter: Founder has 5+ years of fintech and payments industry experience, including work with POS and API-based solutions. ✅ Registered & recognized: Incorporated under Startup India and MSME, ensuring credibility and compliance. Does not need any other approvals to operate.

A rare and exciting opportunity has become available to invest in an established Irish / US-based fintech company. - The group bought shares 8 years ago and has seen a 10x ROI in share value. - The acquisition of the former Irish company was done in February of this year by a major US group with $202m on account which means a potential for even higher returns with a projected IPO exit strategy set in 3 years. This represents a great opportunity to invest in a growing company now pre-IPO in 2-3 years. - Current share value: €20,821. - Shares available: 2.5. - 1/2 share value: €10,410. - 1/4 share value: €5,205. - Total value of shares being sold: €52,035. The holders of the shares are not privy to the latest financials and do not wish to provide the reported financials at this stage. More information can be shared upon introduction.