Internet Businesses Seeking Loan

The company provides maintenance and interior renovation services where users can book through the app or website. - We started operations this year, so we don't have the previous year's revenue to report. 1) Business scale and clients (traction): - Number of clients: Serving more than 500 individual customers (B2C) for home renovations and 100 corporate clients (B2B) for building maintenance. - Partner database: Has a network of 8 certified and curated handymen and contractors ready to be deployed. These are our contractual employees. - Repeat order rate: Has a repeat purchase rate of 75%, indicating high customer satisfaction. 2) Revenue model: - Commission fee: Takes a commission of 10–20% of each project contract value completed through the platform. - Subscription/listing fee: Charges a subscription fee to premium contractor partners for priority orders. - Material supply markup: Earns profit margins from supplying building materials ordered by customers through the platform in collaboration with building stores and distributors. 3) Promoter experience (founder and management): - Industry expertise: The founder has 15 years of experience in construction, technology, and project management. - Vision: To build a transparent construction ecosystem through digitalization. 4) Business relationships (strategic partnerships): - Supply: Works with local building material distributors to ensure competitive raw material prices. - Financial: Partners with payment gateway providers for secure transactions and fintech companies for renovation installment plans. - Community: Connects with local construction worker associations and architect communities. 5) Competitive advantages (unique selling points): - Escrow system: Customer funds are held securely, and workers are paid only after work meets standards. - Digital monitoring: Customers can access real-time project progress reports through the app or website. - Price standardization: Prevents arbitrary pricing practices common in traditional markets. 6) Registrations: - Registered as a sole proprietorship with an NIB license.

Early-stage EdTech startup developing an online examination and evaluation platform. - The platform will support descriptive, MCQ, and numerical assessments for schools and students. - Designed to simplify paper evaluation, result generation, and academic performance tracking. - Business model combines licensing fees from schools and subscription plans for students. - Target customers will include schools, coaching institutes, and individual learners. - Incorporated as a Private Limited Company with MSME registration in place. - Team of 5 employees handling technology development, operations, and sales. - We have not fully developed the product yet and therefore have not started generating revenue.

Located in Dubai, this new fintech platform provides payment solutions, and began operations only 3 months ago, quickly establishing itself in the financial technology sector. - The company specializes in flexible payment solutions tailored to meet diverse business needs, leveraging cutting-edge technology to simplify complex transactions. - Our primary product offerings include a secure payment link generator, allowing businesses to accept payments without needing a website, and a Direct API integration for total control over payment processes. - The payment link service enables users to create and share secure links in just a few clicks, facilitating quick and safe transactions, while the Direct API allows for deep customization and advanced payment logic. - The business operates on a commission-based revenue model, charging 10% on each successful transaction, which has led to average monthly revenues of over USD 20,000 in its initial three months. - With over 50 major global clients currently in integration, the company is targeting a projected monthly transaction volume of $1 million, showcasing significant growth potential. - The organization prioritizes transparent pricing, offering no hidden fees or setups, which attracts businesses looking for straightforward and affordable payment processing solutions. - The workforce consists of 4 permanent employees, supplemented by temporary software experts, ensuring flexibility and expert support during various phases of operations and licensing testing. - The company is pending PCI-DSS licensing compliance testing, further solidifying its commitment to secure payment processing and customer trust in the digital payments space.

Located in Dubai, this new fintech platform provides payment solutions, and began operations only 3 months ago, quickly establishing itself in the financial technology sector. - The company specializes in flexible payment solutions tailored to meet diverse business needs, leveraging cutting-edge technology to simplify complex transactions. - Our primary product offerings include a secure payment link generator, allowing businesses to accept payments without needing a website, and a Direct API integration for total control over payment processes. - The payment link service enables users to create and share secure links in just a few clicks, facilitating quick and safe transactions, while the Direct API allows for deep customization and advanced payment logic. - The business operates on a commission-based revenue model, charging 10% on each successful transaction, which has led to average monthly revenues of over USD 20,000 in its initial three months. - With over 50 major global clients currently in integration, the company is targeting a projected monthly transaction volume of $1 million, showcasing significant growth potential. - The organization prioritizes transparent pricing, offering no hidden fees or setups, which attracts businesses looking for straightforward and affordable payment processing solutions. - The workforce consists of 4 permanent employees, supplemented by temporary software experts, ensuring flexibility and expert support during various phases of operations and licensing testing. - The company is pending PCI-DSS licensing compliance testing, further solidifying its commitment to secure payment processing and customer trust in the digital payments space.

• Digital marketing and communication platform designed to connect individuals and businesses through advertising, e-commerce, chatting, online meetings, music, job listings, and property listings. • Multi-service ecosystem offering SMEs tools for promotions, online selling, and customer engagement. • Revenue model includes advertisements, vendor commissions, in-app monetization, and over 20 long-term revenue streams. • Strong traction with 50,000 daily visits, 10,000 app downloads, and a registered user base of 50,000. • Legally registered in Nigeria, USA, and UK, with licenses from NCC, NDPC, Scion certificate from EFCC, CAC certificate and European Union GDPR certificate, UK Tax and Incorporation certificate, USA Tax and incorporation certificates, USA BOIR certificate, etc. • Fully developed and monetized iOS app, Android app, and website ready for scale. • Platform serves individuals, small businesses, vendors, job seekers, and real estate users looking for a unified digital hub. - The monthly sales has dropped due to seasonal fluctuation. Messaging platforms to connect with customers, family and friends.

Sweets manufacturing business based in Guntur with over three decades of operational history. - Produces 1 tonne of sweets per month and caters to B2B, and B2C customer segments. - Receives approximately 3 lakh monthly orders from our own website, indicating strong demand and consistent distribution. - Operated by a large workforce of 100 employees managing production, packaging, and dispatch. - Tangible assets include machinery and a fully owned 2,000 sq. ft. factory facility. - Seeking loan to expand production capacity, strengthen distribution, and scale globally.

Hybrid grocery delivery business combining e-commerce and offline store, targeting Tier-2 and Tier-3 demographics in Vasai. - Offers a variety of products, including farm-fresh vegetables, fruits, essential groceries, and locally made items sourced directly from farmers and local shopkeepers. - Aims to connect local farmers and vendors with rural customers, reducing dependency on distant markets and crowded retail environments. - Revenue generation is through multiple streams, including sales commissions, delivery charges, and partnerships with local shops. - Focuses on convenience for households and small businesses, fostering a reliable platform for easy ordering and prompt delivery of essential goods. - Built strong relationships with local food vendors and farmers to facilitate easy listing and marketing of products on the platform. - Plans to expand with franchise outlets to enhance last-mile delivery, improving overall service efficiency. - Initial market testing generated impressive sales of INR 70K within a short period, demonstrating demand for the service. - Business has registration certificate.

Operating within the online marketplace sector, this newly established business specializes in connecting users with verified, trained chauffeurs to facilitate safe and reliable travel. - Founded and based in Hyderabad, catering to the diverse transport needs of users in this bustling city. - The primary service includes in-city chauffeur booking, which allows commuters, professionals, and families to hire verified drivers through an easy-to-use app for seamless driving experiences in their own vehicles. - Currently, has 1,280 registered users who rely on the platform for safe and convenient travel solutions. - The business operates on a commission-based revenue model, earning a 10% commission on ride revenues, ensuring a steady income stream from each booking. - Plans to introduce a subscription model for drivers, which aims to enhance profit margins and provide drivers with additional benefits. - The business intends to incorporate advertising as a secondary revenue stream, capitalizing on its growing user base and high traffic on the app. - Primarily caters to urban commuters, business professionals, and families seeking a trustworthy and trained driver for daily travel needs. - Holds and operates with a valid registration certificate.

AI-powered nutrition coach mobile app that helps users track calories, macros, and overall health scores using advanced food recognition technology. - Operates on a freemium model with paid plans at INR 799/month and INR 2,500/year, offering personalized dietary insights and fitness tracking. - Target users include health-conscious individuals, fitness enthusiasts, and those seeking AI-driven meal management solutions. - Recently launched on Google Play with early downloads; pre-revenue stage. - Traction goals for the next 12 months include 250K+ downloads, 25K+ paying users, and an ARR of INR 4–5 crore. - Founder-led team of 10 professionals with expertise in technology, AI, and health analytics. - Monthly burn rate is around INR 50,000; no outstanding liabilities. - Holds proprietary codebase and AI models with trademark filing in progress for the brand name; patent exploration underway. - Competes with leading players like HealthifyMe and MyFitnessPal while differentiating through AI-based personalization and community engagement. - Patents and trademark registrations have been filed for the company’s products and brand.

Established manpower contracting business with a client base of over 150 companies. - Now expanding into the technology sector with the development of an AI-powered matrimony platform. - The upcoming app will focus on matchmaking for the Tamil community, leveraging artificial intelligence to enhance compatibility matching. - The platform aims to provide a personalized, efficient, and culturally aligned matchmaking experience for local users. - The business holds and operates with a GST certificate.

• Upcoming e-commerce brand offering fish and ready-to-eat fish products through its own online platform. • Initial product range includes 7 varieties of fish such as pomfrets, sardines, and silver fish. • Focused on chemical-free, fresh, and hygienically processed seafood products for health-conscious consumers. • Has established supply networks with 2–3 reliable fish suppliers to ensure consistent quality and availability. • Website fully developed with integrated payment gateway, ready for commercial launch. • Holds Trade License, GST registration, FSSAI license, and a registered Trademark.

The business operates in Brazil, providing a digital platform to enhance writing skills for students (B2C) and educational institutions (B2B). - Primary service is essay correction, where users submit images of typed or handwritten essays to be reviewed by expert teachers. - Specialized teachers offer detailed corrections, highlighting errors and suggesting improvements to help students improve their writing capabilities. - The platform delivers comprehensive reports on common mistakes, average performance, and monthly progress, enabling students to focus on areas that need improvement. - Additional educational resources include courses tailored to ENEM exam preparation and public exams, broadening the service offerings for users. - Customers can select from various subscription plans or create personalized packages based on the number of essays, deadlines for feedback, and course access. - The business has successfully gained 40,000 users since its inception, with 2,000 active users currently benefiting from its services. - The business follows a subscription-based revenue model with separate plans for schoolers and schools; while the majority of users are individual schoolers, most revenue is generated from school subscriptions (B2B). - Despite facing a slight drop in revenue this year due to inflation in Brazil, the company anticipates a recovery in earnings by the next year. - Has a CNPJ and trademark registration.

Bidding and auction platform for all kinds of products and commodities. - We have full-time team of 7 developers working on the platform. - The website is launched and functional right now but has not started earning revenue. - We will earn money through listing fee (from sellers), transaction fee (from all parties), ad revenue, and buyer processing fee. This ensures multiple revenue streams. - Our business has a certificate of incorporation.

Business type: Dubai-based business which sells chocolates, nuts, dates, baklava and provides private label manufacturing. - Team size: Small operations with 3 employees handling product sourcing, customization and sales for local and regional clients. - Core products: Bestselling assortment includes premium chocolates, roasted nuts, gourmet dates and traditional baklava, positioned as luxury snack gifts and corporate treats. - Target customers: Products are sold to both corporate clients and individuals. The business operates on the B2C model and sells its products through both online and offline mode, where the majority is from online. For online sales, their Instagram page is the main source along with the website and offline sales rely on recommendations by known customers and friends. - Revenue drivers: Revenue is from personalized corporate gifts, repeat corporate bulk orders, HORECA (Hotel, Restaurant, and Catering or Café) supply contracts, and planned duty free and private brand sales. - Growth strategy: Scaling by entering HORECA channels, onboarding duty free partners, developing private label snack brands and expanding corporate gifting contracts. - Competitive advantages: Niche in personalized corporate gifting, expertise in gourmet dates and Middle Eastern sweets, and flexibility to produce small-batch custom orders. - Distribution & fulfilment: Direct delivery for local corporate clients and individuals; future wholesale distribution is planned for hotels, restaurants and airport retail. - Market positioning & SEO keywords: Positioned as premium corporate gifting and customized snack boxes in Dubai, leveraging keywords like corporate gifts Dubai, personalized snack boxes, gourmet dates, baklava gift hampers and duty free snack suppliers.