FinTech Businesses for Sale and Investment in Bengaluru

Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.

FinTech startup: Bengaluru-based early-stage B2B fintech venture specializing in technology infrastructure for digital investment and deposit products. - SDK and API platform: The business offers a developer-friendly Software Development Kit (SDK) and Application Programming Interface (API) that enables seamless integration of digital Fixed Deposit (FD) journeys into existing applications for fintechs, wealth platforms, banks, and non-banking financial companies (NBFCs). - Quick deployment: The platform enables partner institutions to launch ready-made digital Fixed Deposit (FD) solutions within approximately two weeks, significantly reducing time to market. Recurring Deposits (RDs) and other investment products are part of the product roadmap. - Revenue model: The startup generates revenue through: * Transaction-based revenue sharing with partner banks, NBFCs, or licensed intermediaries for FD distribution. * One-time setup fees charged to wealth management and fintech platforms for SDK and platform integration. * Ongoing monthly platform fees through minimum billing or SaaS-based agreements. - Early sales stage: Commercial operations commenced recently, with the company onboarding paying B2B customers and generating early-stage revenue. - Strong collaboration: The company has onboarded 2 B2B financial distribution/wealth platforms as clients, with 4 additional partnerships in advanced stages of discussion, and has integrated multiple banks and NBFCs on its platform. - Financial health: The company is fully bootstrapped with an initial investment of approximately INR 20 lakhs and has no outstanding debt, providing a strong foundation for planned seed-stage expansion. - Growth outlook: With a deposit-led entry strategy and a roadmap including RD, Mutual Funds, and Bonds, the company is focused on building a scalable multi-asset investment infrastructure platform. - Regulatory positioning: Operates purely as a B2B technology infrastructure provider. All financial products are issued and offered by regulated banks and NBFCs, while the company provides only the digital platform, SDKs, and technology layer, without requiring separate regulatory licenses.

We are a payment solutions provider based in Bengaluru, focusing on both India and international markets. - Currently, we are in the pre-revenue stage, aiming for rapid growth once we hit the market. - We specialize in digital payment solutions tailored for banks, non-banking financial companies (NBFCs), and fintech firms. - These digital payment services will be delivered through a secure and user-friendly mobile application, enabling seamless transaction processing and management. - We offer services on both the issuing and acquiring sides of digital transactions. - Our revenue model is straightforward: we make money by selling licenses and charging a commission on transactions processed. - We're positioned to tap into the growing demand for digital payment solutions, making it an exciting business opportunity. - Our goal is to empower financial institutions with innovative payment solutions and improve their services to end-users. - Operates with a valid registration certificate.

We are a payment solutions provider based in Bengaluru, focusing on both India and international markets. - Currently, we are in the pre-revenue stage, aiming for rapid growth once we hit the market. - We specialize in digital payment solutions tailored for banks, non-banking financial companies (NBFCs), and fintech firms. - These digital payment services will be delivered through a secure and user-friendly mobile application, enabling seamless transaction processing and management. - We offer services on both the issuing and acquiring sides of digital transactions. - Our revenue model is straightforward: we make money by selling licenses and charging a commission on transactions processed. - We're positioned to tap into the growing demand for digital payment solutions, making it an exciting business opportunity. - Our goal is to empower financial institutions with innovative payment solutions and improve their services to end-users. - Operates with a valid registration certificate.

Established banking technology solutions provider with over 17 years of domain experience in data integration, migration, modernization, and archival services. - Delivered 30+ large-scale data transformation programs and 25+ migration implementations across multiple core banking platforms. - Deep hands-on experience across 10+ core banking systems, supporting banks during upgrades, mergers, and system replacements. - Serves a strong client base of reputed banks and financial institutions across India, MENA, and select global markets. - Founding team brings over two decades each in banking technology, payments, product design, and enterprise strategy. - Operates a profitable and scalable delivery model combining product licensing, implementation services, and managed services. - The business has a valid business registration certificate.

• Product-first fintech company building a new interaction layer for payments focused on proximity-based, intent-driven money movement. • Core offering is a proximity-first payment experience where users send and receive money simply by being near each other, without QR codes or manual app navigation. • Enables peer-to-peer payments through phone tap, AirDrop-style nearby discovery, contact search, and voice commands with biometric authentication. • Payments surface contextually via lock screen prompts, spotlight-style search, tap interactions, and voice, making transactions feel invisible and effortless. • Supports scheduled and recurring payments triggered through on-device AI assistants based on user intent. • Merchant solution allows any smartphone or compact terminal to act as a proximity-enabled checkout point, eliminating queues and QR scanning. • Merchant tools include a lightweight dashboard and optional Pro features for team management, analytics, and operational control. • Built with privacy-first proximity discovery, biometric authentication, tokenization, and end-to-end encryption for secure transactions. • Designed for cross-platform use on iOS and Android, creating a universal proximity payment network. • Revenue model based on commissions earned from peer-to-peer and merchant transaction settlements. • Positioned as an “ambient OS for money, ” where payments occur naturally when intent is expressed. • Integrates with existing payment rails such as UPI, card networks, and banking systems via licensed Banking-as-a-Service partners. • Company registered with the MCA.