FinTech Businesses for Sale and Investment in Bengaluru

The company has been operating 7 years, led by promoters with a combined industry experience of over 20 years. It has received recognition through back-to-back coverage by Forbes and has established itself as a scalable fintech platform. - Processes over USD 1 billion in annual transaction value under payment solutions services. - Loyalty and advertising platform processes approximately INR 170 crore GMV. - KYC/profile validation business generates approximately INR 3 crore. - Consent management platform has a revenue pipeline of INR 2–3 crore. - Developed a DPDP System of Record with Privacy Impact Assessment (PIA) capabilities under its consent management offering. - Certified under ISO and PCI DSS standards. - Applied for a cross-border licence to support international operations. - The employees are hired to work on the backend operations for the services provided by the business. Revenue growth over the last three years: INR 43 crore --> INR 93 crore --> INR 200 crore. Recent sales were temporarily lower as the company focused on expanding its product portfolio.

Five year old company specializing in offering online payment services. - We have more than 10,000 users as of now. - Users are end customers who want to pay bills and recharge. - Promoters have 17 years of international experience in the tech and banking sectors. - Company has 4 directors with 50%, 25%, 15% and 10% split. - Business has no liability. - Revenue is generated from commissions. - Company is registered in Kerala but operations are in Bangalore. - We are still in the break-even stage as we are focussing on growth at the moment. - We are witnessing over 300% growth in revenue as we are expanding our services and location.

The company offers an AI-powered financial control SaaS platform designed to help businesses detect, correct, recover, and prevent financial leakage. The platform connects with existing ERP, CRM, contracts, timesheets, purchasing, invoicing, and other internal systems without replacing them. It recalculates what each contract should have earned, compares the expected amounts with actual billings, and provides CFOs with evidence of discrepancies and potential financial losses. The solution operates across three stages: Detect, to identify and quantify potential losses; Correct, to implement approved corrections once authorised by the CFO; and Prevent, to check invoices before issuance and reduce future leakage. Prospective clients can receive a free financial leakage report within 24 hours before deciding whether to proceed. The supplied market assessment cites approximately 752,000 target companies across 10 markets, representing an estimated USD 130 billion annual licence opportunity, while the supplied material cites MGI Research as estimating that businesses may lose an average of 3%–5% of revenue annually through financial leakage. The business follows a recurring-revenue model in which Agents and Territory Directors earn monthly commissions from client licences. Business owners focus on building client relationships, business development, and closing sales, while the technical team manages integrations, reporting, and platform delivery. The opportunity is designed for commercially minded professionals, including CFOs, financial controllers, accountants, CPAs, executives, consultants, and experienced sales, marketing, and business-development professionals. Programming experience is not required. The Agent model can be operated independently from home, either full-time or part-time, without inventory, dedicated office premises, or employees. Territory Directors can establish a larger operation by building their own sales teams and recruiting Agents. The Agent model requires an initial investment of USD 50,000 and provides an assigned, non-exclusive activity zone. Agents sell independently and may have the opportunity to progress to Territory Director within 12 months, with the initial USD 50,000 investment fully credited towards that progression. The Territory Director model requires an investment starting from USD 150,000, with territory pricing determined by market potential and available on request. It offers an exclusive territory covering a city, region, province, or state, along with the opportunity to recruit Agents and develop a sales organisation. Territory Directors are expected to target at least 15 new clients annually, depending on territory size. Financing for the initial investment may be available depending on the applicant's profile. Both Agents and Territory Directors operate as independent business owners. According to the supplied financial model, Agents earn a 20% commission, while Territory Directors earn a 25% commission. At Agent level, projected monthly income is USD 10,000 with 8 clients, USD 31,250 with 25 clients, and USD 75,000 with 60 clients, equivalent to USD 900,000 annually. With 100 clients, the projected monthly income is USD 125,000, or USD 1.5 million annually. At Territory Director level, projected monthly income is USD 12,500 with 8 clients, USD 39,063 with 25 clients, and USD 93,750 with 60 clients, equivalent to USD 1.125 million annually. With 100 clients, the projected monthly income is USD 156,250, or approximately USD 1.875 million annually. These figures represent projections from the supplied business model and are not guaranteed earnings; actual results depend on client acquisition, retention, and individual business performance. The company's competitive differentiation lies in its AI-powered financial analysis, integration with existing business systems, evidence-based identification of discrepancies, and preventive invoice checking. The business model allows franchise or distribution partners to focus on commercial growth without having to develop the technology themselves or manage technical implementation. As a B2B software opportunity, traditional retail footfall per outlet is not applicable; performance depends on corporate client acquisition, recurring licence subscriptions, and customer retention. The opportunity may appeal to investors and entrepreneurs seeking to establish a scalable software distribution business with recurring income potential and the option to expand from independent sales into an exclusive territorial operation. The business holds a valid registration certificate.