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    FinTech Businesses for Sale and Investment in Europe

    Showing 1 - 14 of 21 FinTech Businesses for Sale and Investment in Europe. Buy or Invest in a FinTech or a Financial Website Business. Listed by Direct Business Owners & Business Brokers.
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    FinTech Company Equity Stake For Sale in Marseille, France

    SaaS-API platform enabling resellers to distribute digital products across web, e-commerce, POS, and kiosks.
    Operates a SaaS + API-based platform that allows resellers and retailers to sell digital products quickly across multiple channels. - Provides access to a unified digital product catalog of over 40,000 items aggregated from 40+ suppliers. - Supports two sourcing models: Supplier-on-Demand (no reseller contracts required) and BYOC (Bring Your Own Credentials), allowing resellers to plug in their own supplier agreements. - Enables true omnichannel distribution including branded web stores, e-commerce plugins, POS systems, and self-service kiosks. - Offers built-in pricing and margin management tools such as markups, transaction fees, bundles, and discounts. - Includes real-time monitoring, reporting, and analytics for both B2C and B2B2C performance by channel and location. - Designed for rapid onboarding with guided setup, branding, integrations, and ongoing technical support. - Built by a promoter team with deep experience in digital product distribution and retail technology integrations. - Operates under a compliant structure and holds a valid business registration certificate.
    SaaS-API platform enabling resellers to distribute digital products across web, e-commerce, POS, and kiosks.
    8.3   Marseille
    Run Rate Sales
    USD 11 million
    EBITDA Margin
    15 %
    Partial Stake Sale
    USD 1.04 Mn for 15%
    Contact Business

    Crypto Business for Sale in Burgas, Bulgaria

    Pre-revenue white-label crypto-fiat neobank and exchange platform offering ready-to-launch Banking-as-a-Service solutions.
    Pre-revenue technology business offering a white-label crypto-fiat neobank platform designed for fintech founders, exchanges, and financial service providers. - Provides a ready-to-launch Banking-as-a-Service (BaaS) solution that allows clients to deploy a fully branded crypto-fiat neobank within approximately 4 weeks. - Platform supports full brand customization including logo, UI colors, domain, and API integrations. - Enables both retail and business users to manage fiat and crypto accounts under a single unified platform. - Built with integrated compliance frameworks, including KYC, AML, KYT, Travel Rule support, and MiCA-ready architecture. - Supports sponsored IBANs, virtual and physical card issuance, fiat-crypto conversion, and multi-chain crypto wallet management. - Offers optional add-on modules for launching a crypto trading platform (exchange), P2P trading, and token issuance. - Designed to scale to millions of users with enterprise-grade security, ISO 27001 and PCI-DSS compliant infrastructure. - Currently pre-revenue and positioned for commercialization through licensing, platform fees, and transaction-based revenue.
    6.6   Burgas
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 127 K
    Contact Business

    FinTech Company Equity Stake For Sale in Galway, Ireland

    Pre-IPO fintech shares available for a limited time offer.
    A rare and exciting opportunity has become available to invest in an established Irish / US-based fintech company. - The group bought shares 8 years ago and has seen a 10x ROI in share value. - The acquisition of the former Irish company was done in February of this year by a major US group with $202m on account which means a potential for even higher returns with a projected IPO exit strategy set in 3 years. This represents a great opportunity to invest in a growing company now pre-IPO in 2-3 years. - Current share value: €20,821. - Shares available: 2.5. - 1/2 share value: €10,410. - 1/4 share value: €5,205. - Total value of shares being sold: €52,035. The holders of the shares are not privy to the latest financials and do not wish to provide the reported financials at this stage. More information can be shared upon introduction.
    7.3   Galway
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 60 K for 2%
    Contact Business
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    FinTech Company Equity Stake For Sale in Galway, Ireland

    Pre-IPO fintech shares available for a limited time offer.
    A rare and exciting opportunity has become available to invest in an established Irish / US-based fintech company. - The group bought shares 8 years ago and has seen a 10x ROI in share value. - The acquisition of the former Irish company was done in February of this year by a major US group with $202m on account which means a potential for even higher returns with a projected IPO exit strategy set in 3 years. This represents a great opportunity to invest in a growing company now pre-IPO in 2-3 years. - Current share value: €20,821. - Shares available: 2.5. - 1/2 share value: €10,410. - 1/4 share value: €5,205. - Total value of shares being sold: €52,035. The holders of the shares are not privy to the latest financials and do not wish to provide the reported financials at this stage. More information can be shared upon introduction.
    7.3   Galway
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 60 K for 2%
    Contact Business

    Profitable FinTech Company for Sale in Berlin, Germany

    GmbH company based in Berlin, specializing in FinTech, software and application, over 4,000 active users.
    Located in the heart of Berlin, this GmbH company is a leading player in the FinTech application software niche, delivering cutting-edge financial analysis tools. - Financial robustness is a key feature, highlighted by a debt-free balance sheet, presenting a lucrative opportunity for investors seeking stable yet progressive software enterprises. - The business boasts full licensing compliance in both FinTech and application development, offering peace of mind regarding adherence to stringent German laws and regulations. - With a reach of 4,000 active clients from explosive sectors like stock markets and cryptocurrencies, it captures a dynamic and lucrative market segment. - Under the guidance of a seasoned professional with 7 years of promoters experience, the company benefits from strategic leadership and an unwavering growth trajectory. - The GmbH status of the company underscores operational transparency and economic steadiness, aligning with trusted German corporate standards and enhancing investor appeal. - Providing a robust entry point into the rapidly evolving financial technology landscape, this sale is ideal for investors focused on expanding in the financial software and app development arenas. - Revenue is generated from various sources, including subscription plans, Google AdMob ads, Amazon affiliate programs, and other affiliate partnerships. The primary revenue drivers are subscriptions and affiliate commissions, supplemented by ad revenue. - Focusing in direct consumer interaction, the business generates high-margin revenue primarily from individual users, thanks to its online operational framework optimizing cost-efficiency. - Despite being an emerging player, the company is efficiently run by a single employee, showcasing streamlined operations and potential for scalability without significant overheads. - Revenue highlights a positive trajectory with active user engagement, although currently representing income from only the first three months, pointing to potential long-term growth.
    6.7   Berlin
    Run Rate Sales
    USD 414 thousand
    EBITDA Margin
    30 %
    Business for Sale
    USD 80 K
    Contact Business

    Payment Services Business for Sale in Vilnius, Lithuania

    Acquire a profitable Electronic Money Institution with over 500 active business clients in Lithuania.
    The business is a profitable Electronic Money Institution (EMI) based in Vilnius, Lithuania, EU. - It has over 500+ active corporate clients and 400+ private clients, generating revenue through transaction charges and charges for opening bank accounts. - The company reported a revenue of EUR 2 million and a profit of EUR 500K in the last fiscal year. - Business has a strong focus on compliance, with about 25% of its staff involved in Anti-Money Laundering (AML) processes, ensuring high industry standards are met. - Company is licensed by the Central Bank of Lithuania as an EMI, with the license issued 7 years ago, and is available for financial services in Europe. - It has been fully audited by the regulator, with no hidden issues, after being inspected by the Central Bank in March this year, providing transparency and assurance to potential investors. - The business uses a USA phone number generated through our CRM system by the company that owns the Lithuanian company we are selling.
    8.9   Vilnius
    Run Rate Sales
    USD 2.3 million
    EBITDA Margin
    25 %
    Business for Sale
    USD 8 Mn
    Contact Business

    FinTech Company Equity Stake For Sale in London, UK

    Company providing tool for predictive risk scoring that helps lenders better assess unbanked people.
    Pioneer company with an image based quiz able to provide on and offline and voice over functionality to include a larger number of people. - Business is registered in London and the owner is in the US. Have employees in USA, UK, Germany and Argentina as we are operational in these countries. - The company is a London-based FinTech firm with 8 employees, operating in the field of predictive risk scoring for unbanked individuals. - Its primary product offering includes psychometric credit scoring models, both generic and bespoke, targeting large Financial Institutions looking to extend credit to underserved individuals. - The company's software and tool for risk scoring are utilized by various financial institutions, with a focus on delivering generic models as well as bespoke models based on the client's own portfolio behavior. - The company's clientele includes large banks in Latin America, with the World Bank sponsoring 4 projects in different African countries. - The company's business model involves charging a fee for creating a pilot and customizing the scoring model, in addition to a fee for each completed questionnaire. - With ISO 27000 certification, the company stands out as the only one equipped with an image-based quiz capable of providing on and offline, as well as voice-over functionality, thereby broadening its reach to a larger audience. - The company has successfully secured 20 large clients and operates on a transaction-based commission model, leveraging its in-house developed software for its operations. - Business is aiming to reach break-even stage by this year and focus on profitability.
    7.9   London
    Run Rate Sales
    USD 320 thousand
    EBITDA Margin
    Operating at loss
    Partial Stake Sale
    USD 1 Mn for 50%
    Contact Business

    Crypto Company Equity Stake For Sale in Kingstown, Saint Vincent and the Grenadines

    Crypto FinTech firm with a proprietary app, earning revenue for 7 months, poised for profitability.
    Company that has developed and operates an application that enables users to become counterparties on decentralized exchanges and earn a fee per transaction. - We earn revenue by charging a commission of 20-40% per transaction. - Earning revenue for the past 7 months. - The company will be profitable in the next 12 months. - 100% in-house developed technology and ownership of IP. - No full-time employees model, 7 people working as consultants for the company. Important Registrations and Approvals: - The company has a sub-license agreement with a Financial Services Provider, registered with the Ministry of National Economy of the Republic of Kazakhstan. - Accredited by the Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan for the provision of Forex, Crypto Currency, and Payment Processing Services (e-wallets) to the public.
    7.7   Nicosia
    Run Rate Sales
    USD 207 thousand
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 1.15 Mn for 12%
    Contact Business

    FinTech Company for Sale in London, UK

    Fully built Open Banking payment platform enabling businesses to accept instant account to account payments.
    Fully developed Open Banking payment platform with web and mobile apps. • Over 2,900 registered users. • More than £2,000,000 processed payment volume. • Around 4,000 transactions processed. • Integrated with Yapily Open Banking infrastructure. • Very low operational cost (~£700 per month) • Infrastructure ready to scale across additional markets. • No external funding or debt.
    8.2   London
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 113 K
    Contact Business

    Payment Services Company for Sale in Zug, Switzerland

    For Sale: Swiss financial services company with license in process.
    The company is in beginning stage of license process, shall renew yearly, automatic renewal. Company has a recent compliance audit. Tax returns and financial audits filed. Another two months needed after the sale. The company shall have a very broad license which can be used for: • Provide financial, business, legal, economic, and other consulting services, perform administrative and fiduciary functions, and conduct brokerage and commission business of all kinds. • May establish branches in Switzerland; participate in other companies in Switzerland and abroad; acquire similar or related companies or merge with such companies, and enter into all transactions and contracts that are suitable for promoting the purpose of the company or that are directly or indirectly related thereto. • May acquire, manage, encumber, and sell real estate, intellectual property rights and licenses of all kinds. • Foreign exchange transactions between FIAT currencies and virtual assets (foreign exchange services) • Foreign exchange transactions between one or more virtual assets (foreign exchange services). • Participation in or provision of financial services to an issuer or seller of virtual assets (ICO services) • Virtual asset transactions (trading platforms or transferring virtual assets on behalf of another natural or legal person) • Commodities and precious metals trading. • Payment transaction services. • Foreign exchange trading. • Securities transportation and custody. • Credit, leasing, factoring, and factoring services. • Funds transfer services.
    6.6   Zug
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 144 K
    Contact Business

    Payment Service Sales Partner Opportunity

    ITIO Innovex, 35 Sales Partners, Est'd in 2015, Ghaziabad HQ
    • 3000+ Page Views
    • 1000+ Investor Views
    ITIO Innoved offers state of the art for payment gateway business. We have the software ready to help sales partner launch their own payment gateway business using our technology at the backend. The sales partner will refrain from investing in creating the technology from scratch and hiring top talent at annoying pay demand. Sales partner can start their own payment gateway business with white-label software. Please note: A. We are a software company offering white-label software, which does not include the acquiring facility which allows the sales partner to accept the payment methods. The sales partner needs to check with the bank/acquirer for the same. B. We do not offer permission from the related regulatory body. Consult with a lawyer for the exact regulatory requirements of this business in the country. You may require legal obligations before launching the payment gateway business. C. ITIO Innovex does not control the fund flow between you and your bank/acquirer. We only act as a software vendor. D. To use this software, You must have experience in the merchant service/payment gateway business. E. ITIO Innovex reserves the right to accept or reject the offer anytime before signing MOU.
    ITIO Innovex, 35 Sales Partners, Est'd in 2015, Ghaziabad HQ
    8   Expanding in Germany
    Exp Monthly Sales
    USD 2.5 thousand
    Space Required
    0 - 100 Sq Ft
    Investment Required
    USD 0 - 2.5 K
    Contact Company

    FinTech Company for Sale in Turin, Italy

    For Sale: Fintech startup founders looking for early exit to an existing stock market platform.
    Fintech startup located in Turin (Italy) that has developed a stock market sentiment analysis solution powered by machine learning (machine learning NLP). - The company is pre-revenue and operating in stealth mode. - In-house developed technology. - The USP of the business is the technological innovation that can be used by existing online stock broking platforms. - Buyer gets a software tool that can perform market sentiment analysis. - The company has three shareholders in a 40:40:20 shareholding pattern.
    6.2   Turin
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 104 K
    Contact Business

    Payment Services Company Equity Stake For Sale in London, UK

    FinTech startup seeks investment to facilitate electronic banking and remittance with Canadian money service license.
    Company has developed an end-to-end funds transfer platform. The software is connected to mobile money payment channels and is ready to be launched as B2B/B2C as well as P2P. - A sustainable borderless payment platform that drastically undercuts the incumbents by allowing customers to save on transfers in 70+ currencies, and real-time exchange rates. A way to pay and get paid from 190 countries. - We are a registered money service business in Canada which is a branch that offers money transfer services to individual customers. - We are registered with FINTRAC in Canada to offer our services and are looking for investors to start with the FCA approval in the UK and Lithuania. - We spent most of our time designing and developing the product post-company incorporation. - We have a customer-facing website, iOS, and Android apps and it is AWS cloud-based. Our mobile app is in the beta testing stage with over 1400 early users. The app supports both business clients and individual users as well. - Software has a robust reporting and monitoring system. - Platform has multilingual micro-services and APIs- (over 300 API endpoints) - Has direct integration with payment gateways for credit and debit payments. - Company is incorporated in Estonia, Poland, the UK, Canada, and the United States. - Revenue will be generated through commissions of 1-2.5% on payments and subscriptions ranging from EUR 4.99-10.99. - This is a lucrative multi-stream business with different revenue models and has a steady cash flow. - Our team comes with 17+ years of experience in finance, technology, and business. - Company has 2 directors with 90% and 10% shareholding and has no debts or liabilities. - The director is based in Poland and manages the operations remotely.
    8.4   London
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 200 K for 10%
    Contact Business

    Crypto Company Equity Stake For Sale in Prague, Czechia

    Core banking platform (PSDT2 approved) with own crypto exchange and trading desk seeks growth funding.
    Company with its own core banking software, exchange, and crypto-wallets custodian. - We have developed our own tech. - We earn revenue from transaction fees/charges. - This includes when users convert BTC, fiat currencies, or trade over the crypto exchange. - We have a crypto license in the Czech Republic. - The investor gets a maximum 40% stake in the company. - No loans taken by the business. - The owner holds 100% equity. - The owner is currently living in Spain.
    7   Prague
    Run Rate Sales
    USD 48 thousand
    EBITDA Margin
    3 %
    Partial Stake Sale
    USD 290 K for 40%
    Contact Business

    Profitable FinTech Company Equity Stake For Sale in Frankfurt, Germany

    Automated trading engineering & algorithmic HFT investments platform with 20 users seeking equity investment.
    Business provides a platform for investment. - The platform is an AI-powered investment platform combining non-traditional trading and statistical methods, the business is aiming to provide access to small and big clients, who are looking for an exceptional investment gain with prestigious Swiss Banking. - Have more than 20 high net worth professional clients. - Expect a growth rate of our client base to be 300% yearly. - In the last 3 years our Algorithmic-HFT system has yielded about 36% yearly for our professional investor's portfolios. - The Algorithmic-HFT software has been developed in-house and we own the source code. - Revenue is generated through charging fees to open accounts for our clients and letting them avail of our services. - We are using an internally PAMM software for managing all the accounts at once. - There are two partners in the business with equal shareholding. One co-founder is from the tech industry while the other is from the banking industry. - Business is debt-free.
    Automated trading engineering & algorithmic HFT investments platform with 20 users seeking equity investment.
    7.7   Frankfurt
    Run Rate Sales
    USD 414 thousand
    EBITDA Margin
    40 %
    Partial Stake Sale
    USD 2.9 Mn for 10%
    Contact Business

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      There are 21 active and verified fintech businesses for sale and investment in Europe listed on SMERGERS as of 29 March 2026.
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