FinTech Businesses for Sale and Investment in Mumbai

Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.

We are a software company that has developed a robust UPI (unified payments interface) switch and TPAP (Third Party Application Provider) stack. Partnering with a. Bank (PSP) is necessary to facilitate transactions. The buyer would need to check with the bank/acquirer for the same. - We do not offer permission from the related regulatory body. The buyer would have to consult with their lawyer for the exact regulatory requirements of this business in their country. The buyer may require legal obligation before launching the payment gateway business. - The company does not control the fund flow between the buyer and their bank/acquirer. We only act as a software vendor. - To use this software, the buyer must have experience in the merchant service/payment gateway business. - The company reserves the right to accept or reject the offer anytime before signing MOU (memorandum of understanding). - The reported sales and profit margin is mentioned as zero because the business is not yet operational. - The parent company that owns this business is located in Jaipur. But the business operates from Mumbai, Maharashtra. - The business primarily works on the MDR (merchant discount rate) revenue model which involves licensing its UPI technology to a partner and earning a percentage of the transaction fees collected from merchants for each UPI payment.

We are the first officially registered legal process funding organization that works in 12-plus countries. Our company assists all types of businesses and litigants through comprehensive lawsuit analysis. Our services address the following questions: 1. How long will it take to settle the case? 2. What will the lawsuit expenses be? 3. Will you recover your money even after the lawsuit expenses? - We cater to B2B clients. - We have assisted and invested in over 557 cases and their legal processes. - We earn rewards from clients only if their case gets settled. We also charge a 1% fee of the claim amount for the due diligence. - There is significant opportunity in this business, as many businesses need support for their litigation and non-litigation cases but struggle to find a suitable law firm. We provide this solution, which justifies the amount we are seeking in light of current growth. - There is a marginal dip in the run rate sales as the turnover increases substantially at the end of the year. - We are a certified company with all the necessary licenses and certifications.

We are the first officially registered legal process funding organization that works in 12-plus countries. Our company assists all types of businesses and litigants through comprehensive lawsuit analysis. Our services address the following questions: 1. How long will it take to settle the case? 2. What will the lawsuit expenses be? 3. Will you recover your money even after the lawsuit expenses? - We cater to B2B clients. - We have assisted and invested in over 557 cases and their legal processes. - We earn rewards from clients only if their case gets settled. We also charge a 1% fee of the claim amount for the due diligence. - There is significant opportunity in this business, as many businesses need support for their litigation and non-litigation cases but struggle to find a suitable law firm. We provide this solution, which justifies the amount we are seeking in light of current growth. - There is a marginal dip in the run rate sales as the turnover increases substantially at the end of the year. - We are a certified company with all the necessary licenses and certifications.

We are an online payment processing and mobile wallet aggregation platform. - Currently have 50 merchants using our payment processing platform. - Have signed contracts worth USD 20 million with 3 clients for the future. - We mainly address the needs of SMEs and the growing real estate management market. - Our platform provides features such as online invoicing, UPI based payments, multi currency support, international acceptance of cards and quick deposit of funds. - Identified by Silicon India as 20 most promising FinTech companies in India. - Promoters have more than 18 years of experience in FinTech space.

Start-up engaged in connecting SME businesses in need of working capital with investors. - Platform is in place and we have borrowers onboard to the tune of 100 crore. - Offers a platform for invoice discounting and invoice purchasing. - To ensure optimal returns we have a strong risk management system incorporating our own proprietary algorithms and escrow accounts. - Have already partnered with private banks, credit rating agencies and credit insurance companies for support. - Promoter has 15+ years of industry experience.