FinTech Businesses for Sale

Chennai-based financial information service focusing on the start-up scene. - We keep track of over 300,000 startups, 500,000+ founders, and 15,000+ angel investors. - Offer subscription services designed for startups, angel investors, and incubators, providing key financial info and deal insights. - Important tools include an AI-driven angel investor identifier and a valuation estimator, helping clients make informed decisions. - The business keeps customers updated on competitor moves and prospective angel investments to fuel their growth. - Monthly new subscription rate of 800-1,000 users. - Mission: To empower the start-up ecosystem with the insights they need to thrive. - Business is registered in Bangalore, but operates from Chennai. - Business has a registration certificate.

Kozhikode-based IT product company operating in FinTech and HR Tech, delivering regulated, enterprise-grade software solutions since inception. - Core FinTech portfolio includes WPS & payroll infrastructure, fund transfer systems, banking and exchange house digital platforms, and financial super apps for enterprise and retail users. - Serves 5 leading financial institutions under long-term contracts with annual maintenance and custom enhancement agreements, ensuring predictable and recurring revenue. - HR Tech division operates an HRMS SaaS platform with 70 paying enterprise customers, supported by structured delivery and product teams. - Operates with a stable and repeatable revenue model, combining implementation fees, long-term AMC contracts, and ongoing custom development engagements. - Strong regulatory and integration expertise, enabling seamless deployment within banking and exchange house ecosystems.

Based in Minneapolis, we are a licensed digital remittance company with operations across four U. S. states. - Our customer base includes about 5000 users who rely on our services for international money transfers. - We specialize in money transfers across countries like Ethiopia, Kenya, Uganda, Nigeria, Gambia, India, Pakistan, and Bangladesh. - Our user-friendly mobile app makes it easy for customers to send money quickly and securely. - We generate around $40,000 in revenue each month, mainly through transaction commissions. - Our business is supported by strong partnerships with multiple banks, ensuring reliability and trust. - We take pride in our fully in-house technology and infrastructure, which enhances our service quality. - Business has MTL licenses in 4 states, banking partnerships and agreements. - We hire consultants and freelancers as per requirements.

Based in Minneapolis, we are a licensed digital remittance company with operations across four U. S. states. - Our customer base includes about 5000 users who rely on our services for international money transfers. - We specialize in money transfers across countries like Ethiopia, Kenya, Uganda, Nigeria, Gambia, India, Pakistan, and Bangladesh. - Our user-friendly mobile app makes it easy for customers to send money quickly and securely. - We generate around $40,000 in revenue each month, mainly through transaction commissions. - Our business is supported by strong partnerships with multiple banks, ensuring reliability and trust. - We take pride in our fully in-house technology and infrastructure, which enhances our service quality. - Business has MTL licenses in 4 states, banking partnerships and agreements. - We hire consultants and freelancers as per requirements.

Pre-revenue technology business offering a white-label crypto-fiat neobank platform designed for fintech founders, exchanges, and financial service providers. - Provides a ready-to-launch Banking-as-a-Service (BaaS) solution that allows clients to deploy a fully branded crypto-fiat neobank within approximately 4 weeks. - Platform supports full brand customization including logo, UI colors, domain, and API integrations. - Enables both retail and business users to manage fiat and crypto accounts under a single unified platform. - Built with integrated compliance frameworks, including KYC, AML, KYT, Travel Rule support, and MiCA-ready architecture. - Supports sponsored IBANs, virtual and physical card issuance, fiat-crypto conversion, and multi-chain crypto wallet management. - Offers optional add-on modules for launching a crypto trading platform (exchange), P2P trading, and token issuance. - Designed to scale to millions of users with enterprise-grade security, ISO 27001 and PCI-DSS compliant infrastructure. - Currently pre-revenue and positioned for commercialization through licensing, platform fees, and transaction-based revenue.

Established banking technology solutions provider with over 17 years of domain experience in data integration, migration, modernization, and archival services. - Delivered 30+ large-scale data transformation programs and 25+ migration implementations across multiple core banking platforms. - Deep hands-on experience across 10+ core banking systems, supporting banks during upgrades, mergers, and system replacements. - Serves a strong client base of reputed banks and financial institutions across India, MENA, and select global markets. - Founding team brings over two decades each in banking technology, payments, product design, and enterprise strategy. - Operates a profitable and scalable delivery model combining product licensing, implementation services, and managed services. - The business has a valid business registration certificate.

Software company headquartered in Canada, with business operations based in Toronto. - Developer of a foreign currency exchange and money remittance software for Money Services Businesses (MSBs). - Our platform includes online mobile applications, enabling MSB customers to trade or transfer money seamlessly. - Integrated with online payment processors, supporting debit/credit cards, ACH, e-Transfer, and other country-specific payment methods. - Currently serving 11 active clients, ranging from large agent networks to small and medium-sized operations. - Our business generates recurring revenue through annual license and maintenance agreements, with almost zero churn and long-term client relationships exceeding 10 years. - Sales and profits have remained stable over the last 5 years, with minimal sales growth due to limited marketing efforts. - The company has no outstanding debts and maintains a positive cash flow.

Opportunity to acquire the exclusive country license for a digital wallet, loyalty, and social-impact platform in Thailand. - The license grants full national rights to operate, sub-license, and monetize the platform. - The system enables users to shop, save, and give back with every purchase while connecting consumers, merchants, and travelers. - Includes a ready-to-launch tourism discount and engagement platform designed to enhance retail and tourism activity across Thailand. - Together, these two platforms form a turnkey digital ecosystem that links local businesses, travelers, and communities under one reward-driven network. - Target clients include small businesses, shopping malls, hotels, airlines, OTAs, and government tourism boards. - License holders can recruit regional partners, establish collaborations, and retain a share of nationwide revenue. - A complete brand and technology package is included, ready for immediate rollout with minimal operational setup. Revenue and passive income streams include merchant license sales and renewals, tourist and local membership subscriptions, advertising and sponsorship income, ESG and government program partnerships, and sub-licensing area licenses within Thailand, such as Bangkok, Phuket, Chiang Mai, and Pattaya. Additionally, low operational overhead allows for recurring and scalable passive income.

We are a software company that has developed a robust UPI (unified payments interface) switch and TPAP (Third Party Application Provider) stack. Partnering with a. Bank (PSP) is necessary to facilitate transactions. The buyer would need to check with the bank/acquirer for the same. - We do not offer permission from the related regulatory body. The buyer would have to consult with their lawyer for the exact regulatory requirements of this business in their country. The buyer may require legal obligation before launching the payment gateway business. - The company does not control the fund flow between the buyer and their bank/acquirer. We only act as a software vendor. - To use this software, the buyer must have experience in the merchant service/payment gateway business. - The company reserves the right to accept or reject the offer anytime before signing MOU (memorandum of understanding). - The reported sales and profit margin is mentioned as zero because the business is not yet operational. - The parent company that owns this business is located in Jaipur. But the business operates from Mumbai, Maharashtra. - The business primarily works on the MDR (merchant discount rate) revenue model which involves licensing its UPI technology to a partner and earning a percentage of the transaction fees collected from merchants for each UPI payment.

Company with a platform that connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses required to operate in the sector. - The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The LLP that owns and operates the business has a Certificate of Incorporation and a GST certificate.

Proven scale & profitability: • Serving over 500,000 clients across East Africa. • Run rate revenue of USD 9 m with EBITDA margins of 30–40%. • Tangible and intangible assets valued at USD 15 m, including a USD 15 m physical asset base. Diversified, impact-driven portfolio: • Working capital loans, green energy financing, asset and education loans, mobile microloans. • Inclusive insurance products supporting financial resilience for underserved populations. Digital-first fintech model: • Scalable mobile microloan platform enhancing reach and operational efficiency. • Strong presence in both urban and peri-urban markets via branch and agent networks. Award-winning credibility: • Recognized as “most improved land title-based credit provider” at the Real Estate Excellence Awards. • Trusted by SMEs, individuals, and corporates for tailored financial solutions. Strategic expansion potential: • Capital infusion will drive loan book growth, regional expansion, and digital product innovation. • Positioned to scale across East Africa’s USD 30 b+ microfinance and SME lending market.

Business highlights: Over 230 companies use our platform, including marketplaces, fintechs, and franchising networks across Brazil. - Revenue model: Transaction-based fees (MSF/TPV) on processed volumes. POS leasing/licensing and integration fees for custom solutions. Split engine revenue share for multi-receivable clients. SaaS fee for white-label setup and maintenance. The business is highly scalable, which enabled us to achieve strong sales in a short period with just 3 employees. - Promoter experience: Founded by a serial entrepreneur with deep expertise in fintech infrastructure, payment orchestration, and social impact business models. They also lead a diversified holding with interests in aviation, retail, and accounting tech. - Strategic business relationships: Integrated with Zoop, Entrepay, and Pix infrastructure. Operates in partnership with accounting platforms and ERP providers. Strong alliances in Brazil and Mozambique, with expansion planned for Angola and Southeast Asia. - Awards & recognition: 2nd place in a global startup competition, recognized for social impact and financial inclusion. Invited to cooperation talks with APIEX Mozambique, APIEX Angola, and IPIM Macau. - Social differentiator: Only payment gateway globally with a built-in social impact model, redirecting part of its fees to NGOs and verified charities. - Licenses and certificates. The company has a registration certificate.