Individual Investor in Chennai Looking to Invest in Businesses Upto INR 15 lakh

I am a finance and growth professional with over 13 years of experience in financial planning, analysis, and corporate strategy. I hold a doctorate, an MBA, and a CIMA qualification, and have led FP&A teams in manufacturing, services, and consulting environments, driving budgeting, forecasting, and performance‑management frameworks.

My domain expertise spans:
- Financial planning & analysis (FP&A), KPI design, and performance dashboards.
- Strategic advisory for SMEs on pricing, margins, and capital allocation.
- Business model diagnostics, unit economics assessment, and growth‑planning.
I have advised and supported multiple Indian businesses on raising funds, restructuring costs, and improving profitability, though I typically work at the advisory / fractional‑CFO level rather than as a pure deal‑maker. I help businesses grow by bringing structure to their numbers, clarifying growth levers, and aligning finance with strategy, so founders can make data‑driven decisions instead of relying on intuition alone. I will invest personally.

Investing in a Business, Taking up a Franchise / Distributorship / Sales Agency

The key factors I look for before investing or acquiring are precision‑driven and practical:
- Clear, scalable model: recurring/repeatable revenue (subscriptions, retainers, contracts), not one‑off deals.
- Healthy unit economics: positive margins, reasonable burn, and a defined path to profitability.
- Large or growing market: real demand, not just a small niche with capped upside.
- Defensible position: IP, brand, data, or distribution that is hard to copy.
- Clean financials: transparent, auditable numbers, manageable debt, and healthy cash flow.
- Capable team: rational, coachable founders with skin in the game and basic governance.
- Operational hygiene: SOPs, systems (CRM/ERP), and processes that can scale.
- I like: B2B SaaS, niche services, education‑tech, and digitized traditional businesses with visible metrics.
- I dislike: Heavily cyclical, cash‑burning, or opaque businesses with no clear margin or governance.

• Received 1 proposal
• 3 hours ago

  Received a proposal from Office furniture manufacturer with 500+ B2Bcustomers, 15-year promoter experience, and strong government supply-base in India.