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    Personal Loans Businesses for Sale and Investment in India

    Showing 1 - 3 of 3 Personal Loans Businesses for Sale and Investment in India. Buy or Invest in a Personal Loan or a Car Loan Business. Listed by Direct Business Owners & Business Brokers.
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    Commercial Loans Company Equity Stake For Sale in Habra, India

    Registered Nidhi company offering secure, collateral-backed financial services, seeking expansion-loan to scale operations and reach.
    The company operates on a membership-based interest spread model. - It has a current loan disbursement portfolio of INR 40 lakh. - The average annual interest rate is 20-30%, with a maximum ticket size of INR 2 lakh. - Currently, there are 60 outstanding loans generating interest income. - The business provides loans to consumers and MSMEs. - It serves 400 registered members. - The company generates revenue through interest income. - It is managed by promoters with strong expertise in Nidhi Rules and secure lending practices. - The business has 10 permanent employees to ensure smooth operations. - The company is registered as a public limited entity with GST, PAN, and is governed by MCA. - 80% shares will be transfer to loan provider. - Saving deposit from member allow under nidhi company law. - Loan Provide to Member allow under nidhi company law. - The nidhi company also know as the quasi-bank as per it's business model as per nidhi law (nidhi rules 2014)
    7.4   Habra
    Run Rate Sales
    USD 21 thousand
    EBITDA Margin
    30 - 40 %
    Partial Stake Sale
    USD 49 K for 80%
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    Personal Loan Sales Partner Opportunity

    Capital Den, 2 Sales Partners, Est'd in 2005, Pune HQ
    • 2000+ Page Views
    • 600+ Investor Views
    Capital Den is a financial advisory firm based in Pune. We have been offering loan consultation services since 2005 in Maharashtra. Looking for sales partners in all district places in Maharashtra. Our products are home loan, mortgage loan, MSME loan, and project loan. We are associated with all leading banks. Sales partner does not require much upfront cost to start the business and can easily earn INR 2 lakh in commissions.
    Capital Den, 2 Sales Partners, Est'd in 2005, Pune HQ
    7.4   Expanding in Maharashtra
    Exp Monthly Sales
    USD 2.1 thousand
    Space Required
    250 - 500 Sq Ft
    Investment Required
    USD 2.1 - 3.1 K
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    Personal Loans Company Seeking Loan in Kochi, India

    Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
    Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Each loan offered is for a short term, up to a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers. Kerala is a huge market for us and we project turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.
    Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
    6.8   Kochi
    Run Rate Sales
    USD 126 thousand
    EBITDA Margin
    15 %
    Business Loan
    USD 53 K at 10%
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    Personal Loans Company Seeking Loan in Kochi, India

    Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
    Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Each loan offered is for a short term, up to a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers. Kerala is a huge market for us and we project turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.
    Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
    6.8   Kochi
    Run Rate Sales
    USD 126 thousand
    EBITDA Margin
    15 %
    Business Loan
    USD 53 K at 10%
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      There are 3 active and verified personal loans businesses for sale and investment in India listed on SMERGERS as of 12 August 2026.
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