Software Companies Seeking Loan

Indonesia is a large country with significant MSE progress. This cloud-based accounting software was built by an accountant 5 years back to facilitate clients who are spread across geographically distant locations. This year, the founder of cloud-based accounting software has decided to commercialize cloud-based accounting software with a potential market size of around 40 million SMEs in Indonesia and more than 50 million SMEs in Asia. Since this cloud-based accounting software was legalized by the founders this year, there have been 30 companies using this cloud-based accounting software. It is estimated that it will continue to grow considering that regulations in Indonesia direct MSEs to have financial reports to be able to go to the next level. By developing and marketing this cloud-based accounting software on a large scale, it is estimated that if 1% of the 40 million market is the target, the potential income can exceed 80 billion income per month. We generate revenue by charging fees from clients using our software. Clients pay us monthly or yearly fees.

1. It is a loyalty and lifestyle app with multiple components. Our current value is estimated to be approximately BBD $400K. 2. Prototype, Version 1 is completed. 3. Our Rubix is our native "point" and is an internal currency for in-app transactions/purchases. 4. Has amassed a pre-registered user base of 20,000 users, just 20 pre-registered businesses so far, 100 expected by the end of next month. 5. Our projected revenue streams are from advertising, merchant subscriptions, micro loan fees, revenues from investments, and our matrix program.

We developed a project accessible to more than 120,000 Brazilian food producers. The aim is to increase efficiency, decrease waste and increase food production. With more food available, the cost of food should be more accessible worldwide, given that Brazil is the largest food producer in the world. We have developed software that uses already existing and available hardware. Our focus is the farmer, but sellers and merchants can also offer our product and receive a commission of 5~10% on the negotiated plan. The software is now ready. There are already 144 customers and a stability and reliability test. They paid a symbolic amount for the pre-product. We generate revenue by selling our software to farmers and agriculture institutes. Our product only needs the investor, the potential payback is low and the return in 24 months is very attractive. We have 5 million rural properties in Brazil, the forecast is to reach 120,000 farmers in 8 years, reaching revenues of 1 billion. We have outsourced employees to keep the cost low so we hire staff only when required.

Jakarta based company specializing in marketing solutions with in-house software products. - Despite starting just 3 years back, our portfolio of clients ranges from Global APAC to local clients. - Our current list of clients includes: 1. Nissan Infiniti - Managed services globally. 2. The Economist - APAC media campaigns. 3. UOB Bank - Managed services regionally. 4. Syngenta - Media campaigns in Indonesia. 5. Ministry of Tourism and Creative Economy - Managed services from 2019 - 2022. 6. Indosat Ooredoo - Performance marketing campaigns from 2021 - 2022. 7. Grab (Indonesia, Singapore & Thailand) - MS from 2020 - 2021. 8. FWD Insurance (SEA) - MS from 2020 - 2021. 9. Tunaiku, Maxx Coffee, Macao Tourism. - All our clients are corporates and MNCs. - We have served over 20 clients in the past 3 years. - Business has no loans. - Company has 2 directors who are husband and wife.

Company is based and operates from an office in Bandar Puncak Alam, Selangor, Malaysia. - We are specialists in web application development and API integration. - Now our main clients are more Product Owner that wants to automate and digitalize their business and management. - We are working with 4-5 clients at the moment. - In 2021, unofficially before we run this company, we already manage about RM35 million sales transactions through our system that manages 5 main clients. - Company has no loans and has a single owner. - Owner has a lot of experience in this field. - We have 3 full-stack developers, 1 web developer, 1 accountant, and 1 admin.

Our company provides website development & domain hosting services to its clients. - We receive anywhere between 6 to 7 clients every month. - Our company offers a broad range of website domains such dot com, dot net, dot xyz, etc. - Our clients pay us a one-time fee for our website development services. However, for our website hosting services, our clients must pay an annual fee for continuing using the domain along with other features that come along. - Currently, we have 50 annual fee-paying clients. The monthly fee is either BDT 800, BDT 977 or BDT 1,892. The three plans differ in term of the accessibility the user receives. - Our business is entirely debt-free with no outstanding business loans, defaults, or overdue. - The business has three directors and each has an equal ownership of the company amounting to 33.33 percent approximately.

Business is involved in providing GIS surveying & mapping training and services. - Business caters to B2B clients. - Our clients are SMEs and cooperative societies who belong to industries such as agriculture, telecom, disaster management and many more. - We have catered to 10+ clients. - Team has 5+ years of collective experience. - We also provide KIZEN training and advice on a voluntary basis. - Business was incorporated last year and due to the pandemic, we generated very less revenue. - We do not have an official office yet but are ready to expand our business and our team.

Business is an automated stock trading software. - The software is still in the prototype version. - Our accounts show a 300% increase in profit within one month of using our trading pattern. - Based on our backtesting results, the software prototype was able to generate 45 times return on investment within one year. - We have successfully helped over 50 volunteers/students to make a profit from the same trading pattern that the software uses, through manual trades without the use of the software. - Even during the pandemic last year we were able to generate a daily return of 3 to 15% through trading manually. - This is a proven and unique trading strategy that we have designed and customized ourselves and converted ideas into the software. - We were not able to generate revenue last year as the application was still in progress. We started testing the application this year. - For now, the business charges some percentage of the user's profit. - We have also attached our profit and loss trading sheet for the investor to see how profitable our platform and software is.

We are a software development company with a sole product of educational ERP software. - We provide this software to leading schools and colleges. - The client base of the business is 25 in total. - Our major target market is educational institutions such as schools, colleges, and universities. - The revenue model is designed in a manner that we charge school's on per student basis per month. - All the clients are on a contractual basis for 3 to 4 years. - The growth rate of the business is 25% annually. - Due to lockdown last year, there was a cash crunch and which is why there is a need for a business loan.

New Jersey-based business with constant growth for the 3 years. - Company has 2 software out of which one is a formula management product and another one is a manufacturing ERP software. - Both software is integrated together but are used for different purposes in an organization. - One software helps in managing ingredients, resources, pricing, IP, regulatory report, formula calculation and the other software helps with R&D and process management. - Our clients are small-to-medium R&D centres and process manufacturing companies from the chemical industry. - Have more than 30 clients and Johnson & Johnson is one of them. - Software is FDA validated and the patent is pending. - Revenue is generated from annual subscription charges. - Migrating the complete infrastructure to the cloud. - One promoter has a PhD in the chemical domain and another promoter is a software engineer.

Offer ERP solutions, aids in the development of applications and offers consultation to businesses. More than 90% of the business' revenue comes from providing ERP solutions, specifically, to the education sector. - We have currently tied up with over 300 - 400 schools and colleges in 6 states across south India. Some institutions that we have tied up with include Achariya College of Engineering Technology in Pondicherry, Tapasya Education Institutions, Ramadevi Public School in Hyderabad and many more. - The business enters into long term agreements with their clients and their clients provide recurring yearly payments. - We have served over 1,000+ educational institutions till date. - Our ERP solutions are priced on the basis of the number of users and modules. On average, the prices range from INR 150 to INR 250 per student. - The value of the physical assets involved in the transaction includes the owned premises, internal furnishings, computer systems, servers. - Promoter is willing to offer his personal property as a collateral for the loan. The value of this property is around INR 70,00,000. - Business has an outstanding debt of INR 30,00,000 to INR 40,00,000 with an interest rate of 14% to 15%. The new loan won't be used as a top up.